Apply Andhra Bank Rupay Platinum Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Andhra Bank Rupay Platinum Debit Card?. Then you are on the right page. In the previous article, we have given complete details about Andhra Bank Visa Platinum Debit Card. Here we have provided all the  Andhra Bank Rupay Platinum Debit Card details like benefits, eligibility, required documents. People who are interested to apply for Andhra Bank Rupay Platinum Debit Card has to check the cashback offers, shopping offers, travel offers, and movie offers provided by the card. Also, know how to apply for the Andhra Bank Rupay Platinum Debit Card. 

About Andhra Bank Rupay Platinum Debit Card

Andhra Bank Rupay Platinum Debit Card is loaded with many special benefits and suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. Rupay Platinum debit card is a card that has direct access to your Andhra Bank Account. The debit card is just like a money purse in the cardholder pocket. A debit card reduces the risk of carrying cash. Rupay Platinum debit card can be also used for purchases at Merchant Establishments.

Card NameAndhra Bank Rupay Platinum Debit Card
BankAndhra Bank
Card TypeDebit Card
Daily withdrawal limit50,000
Purchase limit1,00,000
Annual ChargesNA
Reward PointsNA
International Usageyes
Official Website Click here

Features and Benefits of Andhra Bank Rupay Platinum Debit Card

  • GREEN PIN Facility is provided (Set your Debit Card PIN at the ATM Machine)
  • High Cash withdrawal with your Andhra Bank Rupay Platinum Debit Card.
  • Rupay Platinum Debit Card is a secure Chip-based debit card.
  • This Debit Card also avails a Fund transfer opportunity.
  • Registration for SMS alerts & Mobile recharge
  • Easy Mobile banking system with Rupay Platinum Debit card.
  • Account statement, Balance inquiry system is avail to your debit card.
  • This Debit card is Aadhaar Number Linking system to Bank Accounts
  • Donations to TIRUPATHI & SHIRDI TEMPLES, Card to Card funds Transfer facility
  • PEPDCL power bill payment through Andhra Bank ATM.

Fee & Charges 

The Andhra Bank Rupay Platinum Debit Card Charges and Fees as follows.

ParametersRupay Platinum Debit Card
Joining feeNil
Annual fee125 + GST
No. of transactions allowed in a month10 transactions per month allowed free in all location of Andhra bank ATM’s
No. of ATM transactions for Savings Bank Account Customers3 transactions per month
ATM card Cash limits25,000/-
Cash limits50,000/-
Pos terminals limit1,00,000/-
Fuel Surcharge waiver2.5% on the transaction amount subject to a minimum of Rs.10/- per transaction.
Customers maintaining average quarterly balanceup to 25,000/-and less than 50000/-and above

 

Booking of railway ticketsIn addition to IRCTC charges, 2.5 % on the transaction amount subject to a minimum of Rs.10/- per transaction + applicable GST.
Through Andhra Bank EDCs NIL.
Through other Bank EDCsfees, as levied by Rupay Platinum card, will be passed on to the customer.
Rupay Platinum Debit Card Eligibility
  • Any individual having the right to operate any of the eligible accounts (Eg: Current Account / Saving bank ) and fulfilling the other criteria prescribed by the Andhra Bank, from time to time are eligible for applying for Debit Card / ATM.
  • Mandate/Power of attorney holders are not eligible for the issue of ATM/Debit Card.
  • Accounts having control with minors will have joint depositors, proprietary and Partnership accounts, Company Accounts, Trust accounts etc are not eligible.

Required documents

The following documents are required for the Andhra Bank Rupay Platinum Debit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Latest Passport size Color photos.
  3. Contact details like e-mail id or Mobile Number.
  4. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  5. Latest 3 months Salary payslip for salaried individuals.

How to apply for Andhra Bank Rupay Platinum Debit card

To apply for Andhra Bank Rupay Platinum Debit Card just follow the below instructions.

  1. First, you have to visit the Andhra Bank website
  2. Next, you have to click on Rupay Platinum debit cards >> Application form of the debit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Andhra Bank branches.
  4. They will give you Insta debit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Chamala Ravi – Hyderabad

Used this card almost for 5 yrs and still using it. Transactions are smooth, the best thing is interest rates are very low and there is no delay in OTP issues compare to other banks. I can withdraw cash up to 50 % of my credit limit. Financial charges are very low and Fine charges normally are very less. Good to go card.

Samuel – Hyderabad

Its also good experience, but the service level is ok we can say, I can use this card in the stores only, not in the online purchase, so that could be improved so that the customers will get benefited for the user this card more, limit also is low they can enhance it, its been 1 year I am using this card.

Contact details

Customer care: 18004252910

Andhra Bank Rupay Platinum Debit Card is one of the best debit cards for a savings account holder it provides you with a high cash withdrawal limit and high Pos terminal limits. Also, know about the Andhra Bank Rupay Platinum Debit Card features, eligibility, required documents and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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