Apply Andhra Bank Visa Signature Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Andhra Bank Visa Signature Credit Card?. Then you are on the right page.  This credit card is specially designed for those who want better than the best services in their lifestyle need. In the previous article, we have given complete details about Andhra Bank Visa Classic Credit Card. Here we have provided all the Andhra Bank Visa Signature Credit Card details like its benefits, eligibility, required documents. People who are interested to apply for the Andhra Bank Visa Signature Credit Card have to check the cashback offers, the movie offers, travel offers and shopping offers provided by the card. Also, know how to apply for the Andhra Bank Visa Signature Credit Card.

About Andhra Bank Visa Signature Credit Card

Andhra Bank Visa Signature Credit Card is loaded with many special benefits and suitable for all kinds of financial needs and luxuries. The benefits include in Visa Signature Credit Card personal accident insurance coverage, lost card liability, high reward points, airport lounge access and Concierge Services, wider acceptance credit card in India and abroad, exclusive offers on hotel, car rental, and shopping, secure real-time SMS alerts on every transaction, add-on card benefits and many more benefits while accessing the card.

Card NameAndhra Bank Visa Signature Credit Card
BankAndhra Bank
Card TypeCredit card
Credit limit2,00,000/-
Cash usage limit50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and Benefits of Andhra Bank Visa Signature Credit Card

  • Get High reward points on every spent on Internet, POS, IVR, and MOTO and to some other merchant spends which was given by the bank.
  • Wider Card acceptance above 9 lakh merchants in India and above 29 million merchants abroad.
  • Secure Real-time SMS alerts with your Andhra bank Visa Signature Credit Card.
  • Enjoy Luxury select airport lounge access and Concierge Services with this credit card.
  • Fuel Surcharge waiver is applicable to fill your bicycle by using the Visa Signature Credit Card.
  • Get Personal Accident Insurance coverage and add-on card insurance is given up to 30 lakhs.
  • Add-on card benefits & features enable your family members.
  • Lost card liability loss coverage is given up to 1.5 lakhs.
  • Get offers and discounts on hotel accommodations, shopping, car rentals, etc.

Fee and Charges

Andhra Bank Visa Signature Credit Card Charges and Fees as follows.

Admission Fee for the Primary Card1000/-
Annual Subscription for the main card2000/-
Annual Subscription for Add on card1000/-
Annual Subscription for cards against deposits1000/-
Annual Subscription waived in the 1st year and not levied if usage in the previous year 2,70,000/-
Roll Over Facility5 %
Free Credit Period21 to 50 days depending upon the date of purchase
Accidental Insurance Coverage30,00,000/- for main card and 30,00,000/- for Add on Card. Premium to be borne by the cardholder.
Lost Card Insurance 1,50,000/-
Cash Advance Limit60% of the sanctioned limit
Foreign Currency Mark up3%
Add on card charges300/-
Lost Card Charges500/-
Lost Card Replacement Charges500/-
Charge Slip Request Charges200/-
Transactions charges at Railways2.5%
No surcharge on fuel purchase4000/- per day
Hot Listing Charges400/-
Temporary Enhancement charges per occasion400/-
Cash Withdrawal charges at Other Bank ATMs 50/- in addition to 3 % on the amount withdrawn or  150/- whichever is higher
Cash withdrawal through Andhra Bank ATMs3 % on the amount withdrawn or  150/- whichever is higher
Interest on cash advance charges2.5 %
Balance Enquiry in Andhra Bank ATMsNil
Balance Enquiry in Other Bank ATMs20/-
Service charge on overhead credit facility if MPD is paid with the due dates2.5% per month or 34.49 % Annualized percentage rate wef November 2017
Service charge on overhead credit facility if MPD is not paid within the due dates2.95% per month or 41.75 % Annualized percentage rate
Late Payment Charges
Outstanding up to 5,000/-200/-
Between 5,001/- to 15000/-300/-
Between 15,001/- to 25,000/-400/-
Above 25,001/-600/-
Andhra Bank Visa Signature Credit Card Eligibility

Visa Signature Credit Cards are issued to customers and also to Non-customers on a selective basis.

  1. The primary cardholder should be in the age between 21 – 70 years.
  2. Add-on cardholder minimum age should be 18 years and above.
  3. Income Eligibility should be 10 lakhs per annum.
  4. For Business class Two years I.T.Returns with computation sheets
  5. For Salaried class ITRs / Form 16 with the latest Salary slip.
  6. Cards are also issued against a lien on Fixed Deposit with a maximum of 25% margin without insisting on Income Proof & Scoring Model.

Required documents

The following documents are required for the Visa Signature Credit Card.

  • Application form of the credit card with complete information
  • Latest two Passport size Color Photographs.
  • Latest Income Tax Returns for Form – 16/ 2 years / Salary Slip
  • Permanent address proof, ID Proof, Pan Copy as per KYC norms.
Welcome gifts
  • Get Complimentary luxury air tickets at select airport lounges access across India. No matter about the airline or class you fly, your VISA Signature Credit Card offers you well-deserved facilities of your journey.
Cashback & Reward points
  • Andhra Bank Visa Signature Credit Card gives you offers and discounts on hotels, shopping, and car rentals, etc.
  • Fuel surcharge waiver of fuel is up to 4000/- per day whenever you fill fuel using Andhra Bank Visa Signature Credit Card across all petrol stations in India.
  • Earn 5 reward points on every spent on Internet, POS, IVR, and MOTO and on some other merchant outlets.

How to Apply for Andhra Bank Visa Signature Credit Card.

To apply for Andhra Bank Visa Signature Credit Card just follow the below process.

  1. First, you have to visit the Andhra Bank website
  2. Next, you have to click on Visa Signature credit cards >> Application form of the credit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Andhra Bank branches.
  4. They will give you Insta Credit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Bandari – Hyderabad

The credit card which I’m using is a basic card provided by Andhra Bank. I have got the credit limit of Rs. 60000 which is enough for me. There is no annual fee. I have not received any kind of offer notification until now. Since I have an account with them, they have offered me this free credit card.

Mohammed – Hyderabad

I am using the ANDHRA BANK credit card for a while. I am holding this card for the past 8 months. They offered a very good credit limit. Even the service which I got through this bank is average. I am not happy with the services. Overall it has been fine card. I close this credit card.

Contact details

Customer care: 1800 425 1515.

Andhra Bank Visa Signature Credit Card is one of the best credit cards with many special benefits like cashback offers, high reward points on merchant outlets and suitable for airport lounge access. Also, know about the Andhra Bank Visa Signature Credit Card features, eligibility, required documents for submission and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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