Apply Allahabad Bank SBI Card ELITE – Benefits, Offers, Rewards, Features

Do you want to apply Allahabad Bank SBI Card ELITE?. Then you are on the right page. In the previous article, we have given complete details about Karur Vysya Bank – SBI Card. Through this article, We are going to provide Allahabad Bank SBI ELITE Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Allahabad Bank SBI ELITE Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the Allahabad Bank SBI ELITE Credit Card.

Here, we have provided the image of Allahabad Bank SBI Card ELITE. Also, you can check annual and late payment charges. We have also given a link to track your Allahabad Bank SBI ELITE Credit Card application status.  Continue reading this article to get more details of Allahabad Bank SBI ELITE Credit Card.

Allahabad Bank SBI Card ELITE

About Allahabad Bank SBI ELITE Credit Card

EventsInformation
Card NameAllahabad Bank SBI ELITE Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 4,999/- + GST
Reward PointsAvail up to 5X Reward Points on Dining, Departmental stores & Grocery Spends.

Get 2 Reward Points per Rs. 100/- on all other spends (except fuel) (4 Reward Points is equal to Rs. 1/-).

International UsageYes
Official WebsiteClick here

Allahabad Bank Co-branded with SBI was launched on 27th of March 2019. Allahabad Bank SBI ELITE Credit Card targets are Micro, Small & Medium Enterprises, Agriculturists, etc., This credit card offers lots of privileges and features to its users includes Welcome Gifts, Lounge programs, Membership programs.

Card NameAllahabad Bank SBI Card ELITE
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for Allahabad Bank SBI ELITE Credit Card, the applicant should have the following eligibility:

  • Applicant should be the existing customer of SBI Bank.
  • The age of the applicant should be in between 18 to 65 years.
  • Customer must be a resident of India.
  • This card will be given on the basis of income & credit score of the account holder.

Required Documents

You have to submit the following documents while applying for Allahabad Bank SBI ELITE Credit Card:

  • PAN Card
  • Two photographs
  • Identity proof(any one of them) – Aadhar card, Ration Card, Voter card, Driving license.
  • Address proof(any one of them) – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Last 3 months salary slips, Latest 6 months Bank statements.

How to Apply Allahabad Bank SBI Card ELITE – Application process

To apply for Allahabad Bank SBI ELITE Credit Card – Click here

Follow the below steps to apply for Allahabad Bank SBI ELITE Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Allahabad Bank SBI Card ELITE”.
  • A detailed page of Allahabad Bank SBI ELITE Credit Card will open.
  • While scrolling down, “Apply now for Allahabad Bank SBI ELITE Card” option will appear.
  • Here fill the details like Name of the applicant, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/Privileges

  • Welcome Gift
  • Complimentary Movie Tickets
  • Milestone Privileges
  • ELITE Rewards
  • International Lounge Program
  • Domestic Lounge Program
  • Club Vistara Membership
  • Lowest Forex Markup
  • Exclusive Concierge Service

Features of Allahabad Bank SBI ELITE Credit Card

  • Visa Privileges
  • Contactless Advantage
  • Global Acceptance
  • Fuel Surcharge Waiver
  • Fraud Liability Cover
  • Emergency Card Replacement
  • Add-on Cards
  • Cash Access Across the World
  • Safe and Secure
  • Easy Bill Pay Facility
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money

Allahabad Bank SBI ELITE Credit Card Limit

The Allahabad Bank SBI ELITE Credit Card Limit is depended upon income & job of the credit cardholder. It is also based on the credit score of an applicant. There is no fixed limit for Allahabad Bank SBI ELITE Credit Card. To know about your Allahabad Bank SBI ELITE Credit Card limit, Login to your SBI Card account through sbicard.com and check the ‘Current Outstanding’ in Account Summary section.

Welcome Gift

Welcome e- Gift Voucher worth Rs. 5,000. Choose from an array of travel and lifestyle brands: Bata/Hush Puppies, Marks, and Spencer, Pantaloons, Shoppers Stop and Yatra.com. You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request. For the above given brands except for Yatra and Shoppers Stop, you can redeem your e-Gift Voucher by showing the code at the respective brand store. For Yatra and Shoppers Stop you can redeem the code online at the time of purchase.

Elite Rewards and Complimentary movie tickets

Get 5X Reward Points on Dining, Departmental Stores, and Grocery Spend. Earn 2 Reward Points per Rs. 100 on all other spends, except fuel. 4 Reward Points = Rs. 1/-. 1% Fuel Surcharge Waiver across all petrol pumps + applicable GST. Maximum Surcharge Waiver of Rs. 250/mnth  per credit account. Free Movie Tickets worth Rs. 6,000 every year. Transaction valid for at least 2 tickets per booking/month. Maximum discount is Rs. 250/ticket for 2 tickets only. This offer is valid on Primary Cards only.

Milestone Privileges and Exclusive Concierge Service

Earn up to 50,000 Bonus Reward Points worth Rs. 12,500/ year. Earn bonus 10,000 Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs. Earn bonus 15,000 Reward Points on achieving annual spends of Rs. 5 lakhs and 8 lakhs. Spend type Reversal of Annual Fee on spends of Rs. 10 Lakhs. Exclusive assistance service with gift delivery, customized holiday packages, movies, and hotel reservations.

International Lounge Program

Complimentary membership to the international Priority Pass Program worth $99. Six Airport Lounge visits per year, at other countries (max. 2 visits per quarter)W.e.f. 1st July 2017. Access over 1000 Airport Lounges worldwide. Usage fee of USD 27+ applicable taxes will be charged on your card for visits to the Priority Pass member lounge after the complimentary visits. Only Primary Cardholders are eligible for Priority Pass and the complimentary membership will be valid for 2 years only.

Domestic Lounge program

Get 2 complimentary Domestic Airport Lounge visits program every quarter in India. To avail this lounge program offer, please use your Allahabad Bank SBI ELITE credit card at the respective lounges. This offer is brought to you by Visa & is for a limited period only.

Club Vistara Membership and Lowest Forex Markup

Enjoy complimentary Club Vistara Silver membership. Get one complimentary Lounge Access Voucher and one upgrade Voucher. Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights. Offer is valid for Primary Cardholders only. Your credit card offers the privilege of the lowest Foreign Currency Mark-up Charge of 1.99% on International usage. You are also entitled to Two  Reward Points on every Rs.100 spent on International transactions.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs.4999/-
  • Renewal Fee (per annum): Rs.4999/- From 2nd year onwards.
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & accounting to 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Fuel & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 4000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs. 250/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 4,000/-
Other charges
  • Card Payment fee: Rs.199/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad Actual cost is minimum $175
  • Foreign currency transaction: Conversion mark up: 1.99%
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99% (For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Card Payment fee: Rs.100/-
Track Application
  • To Track your Allahabad Bank SBI ELITE Credit Card application status – Click here
  • To Retrieve your Allahabad Bank SBI ELITE Credit Card application status – Click here

Allahabad Bank SBI ELITE Credit Card Review

By taking into consideration of customer’s reviews, we have given the Pros and Cons of Allahabad Bank SBI ELITE Credit Card below:

Pros

  • Membership benefits and Lounge programs
  • Welcome Offer
  • Features & Benefits

Cons

  • worst customer care service.
  • Annoying calls from SBI.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of Allahabad Bank SBI ELITE Card like About Allahabad Bank SBI ELITE Credit Card, Eligibility, Required Documents, How to Allahabad Bank SBI ELITE Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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