Apply Allahabad Bank SimplySAVE SBI Card – Benefits, Offers, Rewards, Features

Do you want to apply Allahabad Bank SimplySAVE SBI Card?. Then you are on the right page. In the previous article, we have given complete details about Allahabad Bank SBI Card PRIME. Through this article, We are going to provide Allahabad Bank SimplySAVE SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Allahabad Bank SimplySAVE SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the Allahabad Bank SimplySAVE SBI Credit Card.

Here, we have provided the image of Allahabad Bank SimplySAVE SBI Card. Also, you can check annual and late fee payment charges. We have also given a link to track your Allahabad Bank SimplySAVE SBI Credit Card application status.  Continue reading this article to get more details of Allahabad Bank SimplySAVE SBI Credit Card.

Allahabad Bank SimplySAVE SBI Card

About Allahabad Bank SimplySAVE SBI Credit Card

EventsInformation
Card NameAllahabad Bank SimplySAVE SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 499/- + GST
Reward PointsAvail 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores & Grocery Spends.

Earn 1 Reward Point per Rs.100/- on all other spends (4 Reward Points = 1)

International UsageYes
Official WebsiteClick here

Allahabad Bank launches Co-Branded Credit Card with SBI Card on March 27th, 2019. Allahabad Bank SimplySAVE SBI Credit Card targets to strengthen initiatives towards digitalization of payment processes. This credit card offers lots of Benefits and features to its users includes Rewards, Welcome offers, Fuel surcharges, etc.,

Card NameAllahabad Bank SimplySAVE SBI Card 
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for Allahabad Bank SimplySAVE SBI Credit Card, the applicant should have the following eligibility:

  • The age of the applicant should be in between 18 to 65 years.
  • Applicant should be the existing customer of SBI Bank.
  • The User must be a resident of India.
  • This card will be given on the basis of Job & credit score of the account holder.

Required Documents

You have to submit the following Documents while applying for Allahabad Bank SimplySAVE SBI Credit Card:

  • PAN Card
  • 2 photographs
  • Identity proof(any one of the above) – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Address proof(any one of the above) – Utility Bills(telephone, electicity, etc.,), Aadhar card, Ration card.
  • Last 3 months salary slips, Latest 6 months Bank statements.

How to Apply Allahabad Bank SimplySAVE SBI Card – Application process

To apply for Allahabad Bank SimplySAVE SBI Credit Card – Click here

Follow the below steps to apply for Allahabad Bank SimplySAVE SBI Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Allahabad Bank SimplySAVE SBI Card”.
  • A detailed page of Allahabad Bank SimplySAVE SBI Credit Card will open.
  • While scrolling down, “Apply now for Allahabad Bank SimplySAVE SBI Card” option will appear.
  • Here fill the details like Name of the applicant, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/Privileges

  • Extravaganza Offer
  • 10x Reward Points
  • Enjoy Complete Fuel Freedom
  • Spend Based Reversal

Features of Allahabad Bank SimplySAVE SBI Credit Card

  • Reward Point
  • Welcome offer
  • Contactless Advantage
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy money

Allahabad Bank SimplySAVE SBI Credit Card Limit

The Allahabad Bank SimplySAVE SBI Credit Card Limit is depended upon income & job of the cardholder. It is also based upon the credit score of the account holder. There is no fixed limit for Allahabad Bank SimplySAVE SBI Card. To know about your Allahabad Bank SimplySAVE SBI Card limit, Give a Missed call on 8422845512 from your registered mobile number, An instant SMS will be sent on your mobile with the latest limits and outstanding.

Welcome Gift and Extravaganza Offer

Get Rs. 100/- cashback on your 1st ATM cash withdrawal, if done within 30 days of receiving your Allahabad Bank SimplySAVE SBI card. Spend 2,000 or more in the first 60 days and get 2,000 bonus Reward Points.

Rewards

Enjoy 10 Reward Points per Rs.100/- on Dining spends, Movie spends, Departmental Stores and Grocery Spends. Earn 1 Reward Point on every Rs. 100/- that you spend using your Allahabad Bank SimplySAVE SBI Credit Card. Use your Reward Points to pay the outstanding amount on your card /redeem against a wide array of gifts.

Enjoy Complete Fuel Freedom and Spend Based Reversal

Enjoy freedom from paying the 1% fuel surcharge at any petrol bunk. Transact an amount between 500 to Rs. 3,000 at any petrol pump in India to avail the offer. You get maximum surcharge waiver of up to 100 per statement cycle, on your Card. Get annual membership fee reversal from the second year of your subscription. To avail fee reversal, you need to have spent 1,00,000 or more on your Allahabad Bank SimplySAVE SBI Card in the previous year.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs.499/-
  • Renewal Fee (per annum): Rs.499/- From 2nd year onwards. Renewal Fee reversed if annual spends for last year greater than equal to Rs. 1,00,000.
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & accounting to 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Fuel & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 3,000/-
Other charges
  • Cash Payment fee: Rs.199/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad Actual cost is minimum $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Card upgrade fee: Up to Rs. 200/-
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
Track Application
  • To Track your Allahabad Bank SimplySAVE SBI Credit Card application status – Click here
  • To Retrieve your Allahabad Bank SimplySAVE SBI Credit Card application status – Click here

Allahabad Bank SimplySAVE SBI Credit Card Review

By taking into consideration of reviews of customers, we have given the Pros and Cons of Allahabad Bank SimplySAVE SBI Credit Card below:

Pros

  • Rewards and Extravaganza Offer
  • Features & privileges

Cons

  • Poor customer care service.
  • Annoying calls from SBI executives.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of Allahabad Bank SimplySAVE SBI Card like About Allahabad Bank SimplySAVE SBI Credit Card, Eligibility, Required Documents, How to Apply Allahabad Bank SimplySAVE SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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