Apply Bank Of Maharashtra – SBI Card – Benefits, Offers, Rewards, Features

Do you want to apply Bank of Maharashtra – SBI Card?. Then you are on the right page. In the previous article, we have given complete details about SBI Card PRIME Business. Through this article, We are going to provide BOM – SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the BOM – SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the BOM – SBI Credit Card.

Here, we have provided the image of the BOM – SBI Credit Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your BOM – SBI Credit Card application status.  Continue reading this article to get more information about BOM – SBI Card.

Apply Bank Of Maharashtra - SBI Card - Benefits, Offers, Rewards, Features

About BOM – SBI Credit Card

EventsInformation
Card NameBank of Maharashtra – SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 499/- + GST
Reward PointsEnjoy 10X Reward Points per Rs. 100 spent at all Departmental & Grocery stores.

Earn 1 Reward point per Rs. 100/- spent on all your other spends.  (4 Reward points = Rs. 1/-)

International UsageYes
Official WebsiteClick here

Bank of Maharashtra combined with SBI offers the attractive BOM – SBI Card. This card bundled with excellent features and Benefits. The various privileges offered with this card include Extravaganza Offer, Spend Based Reversal, Value Back, etc., Customers can enjoy the needs such as fuel, movies, shopping & others.

Card NameBOM – SBI Card
Age limit18 to 65 years
EligibilityExisting customers of SBI only can apply for this card.

Eligibility Criteria

To know the Eligibility of BOM – SBI Credit Card, check the below:

  • The applicant age must be in between 18 to 65 years.
  • The applicant should already have an account in SBI Bank.
  • The cardholder should be an Indian citizen.
  • This card will be given to the customer on the basis of employment & previous credit score.

Required Documents

You have to submit the following documents while applying for Bank Of Maharashtra – SBI Credit Card:

  • PAN Card
  • 2  photographs.
  • Identity proof(any one)  – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Address proof(any one) – Utility Bills(telephone, electricity, etc.,), Ration card, Aadhar card.
  • Latest six months Bank statements, Last 3 months payslips.

How to Apply Bank of Maharashtra – SBI Card – Application process

To apply BOM – SBI Credit Card – Click here

Follow the below steps to apply for BOM – SBI Card:

  • To apply for your Bank of Maharashtra – SBI Card, visit the nearest Bank of Maharashtra branch.
  • You should have to fill the Application form with necessary details like Name, Mobile number, City, Email ID, Card details, etc.,
  • Attach the required documents which are mentioned above.
  • Affix your photograph and submit the form.

Benefits/ Privileges

  • Extravaganza Offer
  • Value Back
  • 0% Fuel Surcharge
  • Spend Based Reversal

Features

  • Reward Points
  • Welcome Offer
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Utility Bill Payment Facility
  • Online Booking of Railway Tickets
  • Balance Transfer on EMI
  • Easy Money
  • Flexipay
  • SBI Card Drop Box Locator

BOM SBI Credit Card Limit

The BOM SBI Credit Card Limit is depended upon the Job & Pay scale of the customer. It is also based upon the credit score of the cardholder. There is no fixed limit for BOM SBI Credit Card. To know about your BOM SBI Credit Card limit, SMS BAL where XXXX = The last 4 digits of your SBI Card or TATA Card number to 5676791 from your registered mobile number.

Welcome Offer and Value Back

Get Rs. 100 cashback on your 1st ATM cash withdrawal, if done within 30 days of receiving your credit card. Enjoy up to 2.5% value back, as you get 10X Reward Points per Rs. 100 at all Departmental spends and Grocery purchases. On all your other spends earn 1 Reward point per Rs. 100 spent.  (4 Reward points = Rs. 1/-).

0% Fuel Surcharge and Reward points

Get freedom from paying the 1% fuel surcharge at any petrol bunk. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump inside the country to avail of this offer. You get max. surcharge waiver of up to Rs. 100/statement cycle, per BOM – SBI Card account. Earn 1 Reward Point on every Rs. 100 that you spend using the Bank of Maharashtra – SBI Card. Use your Reward Points to pay the credit outstanding on your credit card (or) redeem against a wide array of gifts.

Spend Based Reversal and Extravaganza Offer

Get annual membership fee reversal from the second year of your subscription. To get fee reversal, you need to have spent more than Rs. 100,000 on your BOM – SBI Card in the last year. Spend Rs. 2,000 or more in 1st 60 days and get 2,000 bonus Reward points.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 499/-
  • Renewal fee, per annum: Rs. 499/- from 2nd year onwards. Renewal Fee reversed if annual spends for the previous year > Rs. 100,000
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if the previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs.12,000/- per day.
  • Free credit period: Nil
  • Finance charges were up to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.500/-
  • International ATM’s are 2.25% of withdrawal amount, subject to a min. of Rs.500/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 3,000/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • The statement retrieval program is Rs. 100/- per the statement, which is 2 or more months old
  • The late payment charge is NIL for the total amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Actual cost, with a min. of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits inside India through the Priority Pass Program will be charged with a 19 usage fee of $27 per visit + all applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your BOM – SBI Card application status – Click here
  • To Retrieve your BOM – SBI Card application status – Click here

BOM – SBI Credit Card Review

Taking into consideration of customers reviews, we have given the Pros and Cons of BOM – SBI Credit Card below:

Pros

  • Unique features like Renewal Gift and Welcome Offer.
  • Accelerated Reward Points and Spend rewards

Cons

  • Worst customer care service.
  • Charging extra bills without intimating to customers.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of BOM – SBI Credit Card like About BOM – SBI Credit Card, Eligibility, Required Documents, How to Apply Bank of Maharashtra – SBI Card, Benefits, Features, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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