Apply BPCL SBI Card – Benefits, Rewards, Features, Offers

Do you want to apply BPCL SBI Card?. Then you are on the right page. In the previous article, we have given complete details about Air India SBI Signature Card. Through this article, We are going to provide BPCL SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the BPCL SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the BPCL SBI Credit Card.

Here, we have provided the image of BPCL SBI Card. Also, you can check the annual Fees & late payment charges. We have also given a link to track your BPCL SBI Credit Card application status.  Continue reading this article to get more details of BPCL SBI Credit Card.

BPCL SBI Card

About BPCL SBI Credit Card

EventsInformation
Card NameBPCL SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 499/- + GST
Reward PointsEnjoy 5X Reward Points on every Rs. 100/- spent at Groceries, Departmental stores, Movies, and Dining.

Earn 5X Reward Points per Rs. 100 spent on standing instructions of payments of Utility Bills.

Earn 1 Reward Point for every Rs. 100 spent on retail purchases (non-fuel)

International UsageYes
Official WebsiteClick here

Bharat Petroleum Corporation Limited (BPCL) and SBI Bank jointly launch this BPCL SBI Credit Card. This card aim is to provide the most rewarding fuel-saving benefits to the cardholders. Thus credit card offers  4.25% value back on fuel purchases at BPCL petrol bunks. With attractive cashback and reward points on fuel spends, this card is all set to appeal those refilling their vehicles. Apart from these, this card also offers other facilities like rewards, welcome gifts, etc.,

Card NameBPCL SBI Card
Age limit21 to 70 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for this BPCL SBI Credit Card, the applicant should have the following eligibility criteria:

  • The applicant must be the existing customer of SBI.
  • The eligible age of the applicant must be in between 21 and 70 years and must be the Indian citizen.
  • The credit card is given on the basis of income and employment of the applicant.

Required Documents

You should have to submit the following documents while applying for BPCL SBI Credit Card:

  • 2 Passport size photographs.
  • Anyone Identity proof – Aadhar card, Voter card, Driving license.
  • Anyone Address proof – Ration card, Utility Bills(electricity, telephone), Aadhar card
  • Latest 3 months salary slips and Last 6 months Bank statements.

How to Apply BPCL SBI Card – Application process

To Apply for BPCL SBI Credit Card – Click here

Follow the below steps to apply for BPCL SBI Credit Card:

  • Get into the Official website of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”BPCL SBI Card”.
  • A detailed page of BPCL SBI Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile no., City name & Email ID.
  • Once all the details were checked, Click on “I want to apply now”.

Benefits/Privileges

  • Welcome Gift
  • Value Back Benefits
  • Reward Benefits
  • Fuel Freedom Benefits

Features of BPCL SBI Credit Card

  • Welcome Offer
  • Worldwide Acceptance
  • Add-on cards
  • Utility Bill Payment
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money facility

BPCL SBI Credit Card Limit

The BPCL SBI Card Limit is based upon credit score & income of account holder. It is also based upon the employment of the applicant. There is no fixed limit for BPCL SBI Credit Card. To know your BPCL SBI Credit Card limit, Login to ILA using your online account user ID and password & ask account information like available credit/ cash limit, outstanding amount, statement summary, payment history, transaction history, unbilled transaction and Rewards Points, etc.,

Welcome Gift

Get 2,000 Activation Bonus Reward Points worth Rs. 500 as a welcome gift on payment of joining fee. Reward Points will be credited after 20 days of payment of joining fees & the same can be redeemed instantly against fuel purchase at BPCL outlets, BPCL Vouchers or at Shop n Smile rewards catalog.

Value Back and Reward Benefits

4.25% Value back ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle. 3.25% + 1% Fuel surcharges on every transaction up-to Rs. 4,000/-. Additional 0.75% Value back as per mandate from the Govt. of India. 5X Reward Points on every Rs. 100 spent at Groceries stores, Departmental stores, Movies & Dining spent. 5X Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments. Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases.

Fuel Freedom Benefits

4.25 % Value back (13X Reward Points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of up to Rs. 4,000/-), at any BPCL petrol bunks in India. Maximum surcharge waiver of Rs. 100 in a month, which is equivalent to an Annual Savings of Rs.1200. The maximum limit in a month Rs. 10,000. No Minimum Threshold. Surcharge Waiver applicable only on transactions up to Rs. 4,000/- for a max of Rs. 100/- per month. Annual Savings of 70 liters of fuel. This Fuel Voucher cannot be converted into cash. Multiple vouchers can be clubbed against one transaction. This voucher can be redeemed only at select BPCL outlets valid against the purchase of fuel only and is valid for 6 months from date of issue.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time): Rs.499/-
  • Renewal Fee (per annum): Rs.499/-from 2nd year onwards. Renewal Fee reversed if annual spends for last year is greater than or equal to Rs. 50,000/-.
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • Minimum amount due is 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & accounting to 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Fuel and all products & services sold at petrol bunks: 1% fuel surcharge waiver for each transaction up to Rs. 4,000/-, exclusive of applicable taxes, wherever applicable, and all other charges. Maximum surcharge waiver of Rs. 100/statement cycle & per credit card account.
Other charges
  • Cheque pickup: Rs. 100/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per the statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total Amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total Amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total Amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total Amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Emergency card replacement: Nil.
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1000)
  • Foreign currency transaction: Conversion mark up: 3.50%
  • Rewards redemption fee:  Rs. 99/-
  • Priority Pass Lounge Charges: Through this Priority Pass Program, all Airport Lounge visits within India will be charged with a 19 usage fee of $27 per visit + other applicable taxes. All Airport Lounge visits outside India through this Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of $27 per visit + all other  applicable taxes
  • Cash Payment fee: Up to Rs. 199/-

Track Application

  • To track your BPCL SBI Credit Card application status – Click here
  • To Retrieve your BPCL SBI Credit Card application status – Click here

BPCL SBI Credit Card Review

By taking into consideration of customer’s reviews, we have provided Pro’s and Con’s of BPCL SBI Credit Card below:

Pros

  • Providing unique features to credit cardholders.
  • Welcome offers and Value-back facilities.
  • Benefits and features.

Cons

  • Worst customer care service.
  • Annoying customers with their calls.
  • Adding extra charges at the time of billing.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about BPCL SBI Card like About BPCL SBI Credit Card, Eligibility, Required Documents, How to apply BPCL SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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