Apply Central SBI Select Card – Benefits, Features, Rewards, Offers

By Tax Updates Last updated Aug 22, 2019

Do you want to apply Central SBI Select Card?. Then you are on the right page. In the previous article, we have given complete details about SimplyCLICK Advantage SBI Credit Card. Through this article, We are going to provide Central SBI Select Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Central SBI Select Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs and shopping offers given by the Central SBI Select Card.

Here, we have provided the image of Central SBI Select Card. Also, you can check annual charges, late payment charges below. We have also given a link to track your Central SBI Select Card application status. Continue reading this article to get more details of Central SBI Select Credit Card.

Content in this Page

About Central SBI Select Card

Events	Information
Card Name	Central SBI Select Credit Card
Bank	SBI Bank
Card Type	Credit Card
Credit Usage Limit	It depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage Limit	Usually 25% of the total Credit Limit
Annual Charges	Rs. 750/- + GST
Accelerated Select Points	Get up to 10 Select Points for every Rs.100 spent at any Central store Avail 5 Select Points for every Rs.100 spent on Dining and Movies Earn 1 Select Point for every Rs.100 on other retail spends (Non-fuel) (1 Select Point =Rs. 0.25)
International Usage	Yes
Official Website	Click here

The Central SBI Select Card was launched by SBI. Through this card, SBI offers more benefits. we can obtain more facilities by using Central SBI Select Card and also having this card leads to get Privileges like Rewards, Welcome Gifts, etc., These programs allow you to save more money than you spend on your credit card like shopping spends, Dining and movie.

Card Name	Central SBI Select Card
Age limit	21 to 70 years
Eligibility	Existing customer of SBI Bank only can apply for this card.

Eligibility

Listed below are the Eligibility criteria for Central SBI Select Credit Card :

The Applicant must be a resident of India.
The Eligible age of the applicant must be in between 21 to 70 years.
This card is applicable only for the Existing customer of SBI Bank.
The eligibility of an applicant is based on income and employment.

Required Documents

Required Documents for Central SBI Select Card are as follows:

PAN Card
Address proof – Utility Bills, Ration card, Aadhar card (any one of the following)
Identity proof – Aadhar card, Driving License, Ration card, Voter card (any one of the following)
Income proof – Last 6 months Bank statement and Latest 3 months pay slips.
2 passport size photographs.

Credit Card Limit

The Central SBI Select Card limit is based upon income and credit score of an existing customer. It also depends upon the employment of cardholder. There is no constant credit card limit. To know your Central SBI Select credit card limit, give a Missed call on ‘8422845513’ from registered mobile number of yours and an instant SMS will be sent to your mobile with available credit and cash limit.

How to Apply Central SBI Select Card – Application process

To apply for Central SBI Select Credit Card – Click here

People who want to apply for Central SBI Select Credit Card have to follow the below steps:

Get into the Official website of SBI – www.sbicard.com.
A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Central SBI Select Card”.
A detailed page of Central SBI Select Credit Card will open.
While scrolling down, the option of “Apply now” will appear.
Here fill all the details like First name, Mobile number, City & Email ID.
Once all the details were checked, Click on “I want to apply now”.

Benefits /Privileges

Joining & Complimentary Benefits
Renewal & Milestone Select Points
Accelerated Select Points
Instant Redemption

Features of Central SBI Select Card

Central SBI Select Card Advantage
Fast & Convenient
Security
Cash on the go
Easy Bill Pay facility at zero charge
Flexipay
Balance Transfer on EMI
Easy Money facility
Global acceptance
Empower your family
Emergency card replacement
SBI Card drop box locator

Apply Federal Bank Forex Card – Benefits, Eligibility, Cashbacks, Rewards

Apply Federal Bank Signet NR Contactless Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Apply Federal Bank Mastercard Crown Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Apply Federal Bank Celesta Contactless Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Apply Federal Bank Imperio Contactless Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Apply Federal Bank Imperio Business contactless Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Welcome Gifts

By joining, you will get a central e-gift voucher worth Rs. 750/- and Complimentary m-coupons worth Rs. 250/- each for the first three months. Each voucher holds a validity of three months. Voucher Code will be sent to the customer’s mobile number within 30 days from payment of membership fees Rs.750/-.

Cash Back and Rewards

3000 Select Points worth Rs. 750/- on renewal fee and annual spends of Rs. 75,000/-. Milestone Select Points worth Rs. 2,000/- on annual spends greater than or equal to Rs. 3 lakhs, Select Points worth Rs. 2,000 on annual spends equal to Rs. 75,000, Select Points worth Rs. 6,000 on annual spends equal to Rs. 1,50,000/-, Select Points worth Rs. 8,000 on annual spends equal to Rs. 3 lakhs.

Movie Vouchers & Shopping Benefits

Instant Redemption of Select Points at any Central Store. 5 Select Points for every Rs.100 spent on Dining & Movies and 1 Select Point for every Rs.100/- on other retail spends except fuel(1 Select Point =Rs. 0.25). 10 Select Points for every Rs.100 spent at any Central store. No min. limit of Select points is required for Instant Redemption & select Points can be used to pay for your shopping.

Fees and Charges

Charges	amount
Fees	Annual Fee (one time): Rs.750/- Renewal Fee (per annum): Rs.750/- Add-on Fee (per annum): Nil
Extended Credit	The interest-free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally. Finance charges are up to 3.35% per month, 40.2% per annum from the date of transaction. Minimum amount due is 5% of Total Outstanding Minimum Rs.200 plus all applicable taxes & EMI based products + OVL amount.
Cash Advance	Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day Free credit period: Nil Finance charges: Up-to 3.35% per month & 40.2% per anum from the date of withdrawal
Cash Advance Fee	In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a minimum of Rs. 300 International ATM’s are 3% of withdrawal amount, subject to a minimum of Rs. 300
Surcharges	Rs. 30 + 2.5% of transaction money for Railway tickets through counters. 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in Petrol and other products or services sold at petrol bunks: 1% fuel surcharge waiver for each transaction between Rs. 500/- and Rs. 3,000/-, exclusive of all taxes and all other charges. Maximum surcharge waiver of Rs. 100/- per statement cycle, per credit card accounts. 1% for transaction amount between Rs. 500/- to Rs. 3,000/-
Other charges	Cheque pickup: Rs. 100/- Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000) Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/- Statement retrieval program is Rs. 100 per a statement, which is 2 or more months old Late payment charge is NIL for total amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000; Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000; Rs. 950 for total charge due above Rs. 25,000. Overlimit: Overlimit amount of 2.5%, subject to a minimum of Rs. 500 Card replacement: Rs. 100 Emergency card replacement – Nil Foreign currency transaction: Conversion mark up: 3.5% Rewards redemption fee: Up to Rs. 99 Cash Payment fee: Up to Rs. 100

Track Your Central SBI Select Card Application

To track your Central SBI Select Credit Card application status – Click here
To Retrieve your Central SBI Select Credit Card application status – Click here

Central SBI Select Card Review

Taking into consideration of customer’s reviews, we are providing Pro’s and Con’s of Central SBI Select Credit Card.

Pros

Providing good card facilities to credit card holders.
Privileges and Reward points
Unique Security features of Central SBI Select Card

Cons

Low budget credit cards comparing with other banks.
Poor customer service.
Annoying calls.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about Central SBI Select Card like About Central SBI Select Credit Card, Eligibility, Required Documents, How to apply Central SBI Select Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.