Apply Central SBI Select Card – Benefits, Features, Rewards, Offers

Do you want to apply Central SBI Select Card?. Then you are on the right page. In the previous article, we have given complete details about SimplyCLICK Advantage SBI Credit Card. Through this article, We are going to provide Central SBI Select Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Central SBI Select Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs and shopping offers given by the Central SBI Select Card.

Here, we have provided the image of Central SBI Select Card. Also, you can check annual charges, late payment charges below. We have also given a link to track your Central SBI Select Card application status.  Continue reading this article to get more details of Central SBI Select Credit Card.

Central SBI Select Card

About Central SBI Select Card

EventsInformation
Card NameCentral SBI Select Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 750/- + GST
Accelerated Select PointsGet up  to 10 Select Points for every Rs.100 spent at any Central store

Avail 5 Select Points for every Rs.100 spent on Dining and  Movies

Earn 1 Select Point for every Rs.100 on other retail spends (Non-fuel) (1 Select Point =Rs. 0.25)

International UsageYes
Official WebsiteClick here

The Central SBI Select Card was launched by SBI. Through this card, SBI offers more benefits. we can obtain more facilities by using Central SBI Select Card and also having this card leads to get Privileges like Rewards, Welcome Gifts, etc., These programs allow you to save more money than you spend on your credit card like shopping spends, Dining and movie.

Card NameCentral SBI Select Card
Age limit21 to 70 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility

Listed below are the Eligibility criteria for Central SBI Select Credit Card :

  • The Applicant must be a resident of India.
  • The Eligible age of the applicant must be in between 21 to 70 years.
  • This card is applicable only for the Existing customer of SBI Bank.
  • The eligibility of an applicant is based on income and employment.

Required Documents

Required Documents for Central SBI Select Card are as follows:

  • PAN Card
  • Address proof – Utility Bills, Ration card, Aadhar card (any one of the following)
  • Identity proof – Aadhar card, Driving License, Ration card, Voter card (any one of the following)
  • Income proof – Last 6 months Bank statement and Latest 3 months pay slips.
  • 2 passport size photographs.

Credit Card Limit

The Central SBI Select Card limit is based upon income and credit score of an existing customer. It also depends upon the employment of cardholder. There is no constant credit card limit. To know your Central SBI Select credit card limit, give a Missed call on ‘8422845513’ from registered mobile number of yours and an instant SMS will be sent to your mobile with available credit and cash limit.

How to Apply Central SBI Select Card – Application process

To apply for Central SBI Select Credit CardClick here

People who want to apply for Central SBI Select Credit Card have to follow the below steps:

  • Get into the Official website of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Central SBI Select Card”.
  • A detailed page of Central SBI Select Credit Card will open.
  • While scrolling down, the option of “Apply now” will appear.
  • Here fill all the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now”.

Benefits /Privileges

  • Joining & Complimentary Benefits
  • Renewal & Milestone Select Points
  • Accelerated Select Points
  • Instant Redemption

Features of Central SBI Select Card

  • Central SBI Select Card Advantage
  • Fast & Convenient
  • Security
  • Cash on the go
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money facility
  • Global acceptance
  • Empower your family
  • Emergency card replacement
  • SBI Card drop box locator
Welcome Gifts

By joining, you will get a central e-gift voucher worth Rs. 750/- and Complimentary m-coupons worth Rs. 250/- each for the first three months. Each voucher holds a validity of three months. Voucher Code will be sent to the customer’s mobile number within 30 days from payment of membership fees Rs.750/-.

Cash Back and Rewards

3000 Select Points worth Rs. 750/- on renewal fee and annual spends of Rs. 75,000/-. Milestone Select Points worth Rs. 2,000/- on annual spends greater than or equal to Rs. 3 lakhs, Select Points worth Rs. 2,000 on annual spends equal to Rs. 75,000, Select Points worth Rs. 6,000 on annual spends equal to Rs. 1,50,000/-, Select Points worth Rs. 8,000 on annual spends equal to Rs. 3 lakhs.

Movie Vouchers & Shopping Benefits

Instant Redemption of Select Points at any Central Store. 5 Select Points for every Rs.100 spent on Dining & Movies and 1 Select Point for every Rs.100/- on other retail spends except fuel(1 Select Point =Rs. 0.25). 10 Select Points for every Rs.100 spent at any Central store. No min. limit of Select points is required for Instant Redemption & select Points can be used to pay for your shopping.

Fees and Charges

Chargesamount
Fees
  • Annual Fee (one time): Rs.750/-
  • Renewal Fee (per annum): Rs.750/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • The interest-free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the date of transaction.
  • Minimum amount due is 5% of Total Outstanding Minimum Rs.200 plus all applicable taxes &  EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day
  • Free credit period: Nil
  • Finance charges: Up-to 3.35% per month & 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a minimum of Rs. 300
  • International ATM’s are 3% of withdrawal amount, subject to a minimum of Rs. 300
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol and other products or services sold at petrol bunks: 1% fuel surcharge waiver for each transaction between Rs. 500/- and Rs. 3,000/-, exclusive of all taxes and all other charges.
  • Maximum surcharge waiver of Rs. 100/- per statement cycle, per credit card accounts.
  • 1%  for transaction amount between Rs. 500/- to Rs. 3,000/-
Other charges
  • Cheque pickup: Rs. 100/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100 per a statement, which is 2 or more months old
  • Late payment charge is NIL for total amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500
  • Card replacement: Rs. 100
  • Emergency card replacement – Nil
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Up to Rs. 99
  • Cash Payment fee: Up to Rs. 100

Track Your Central SBI Select Card Application

  • To track your Central SBI Select Credit Card application status – Click here
  • To Retrieve your Central SBI Select Credit Card application status – Click here

Central SBI Select Card Review

Taking into consideration of customer’s reviews, we are providing Pro’s and Con’s of Central SBI Select Credit Card.

Pros

  • Providing good card facilities to credit card holders.
  • Privileges and Reward points
  • Unique Security features of Central SBI Select Card

Cons

  • Low budget credit cards comparing with other banks.
  • Poor customer service.
  • Annoying calls.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about Central SBI Select Card like About Central SBI Select Credit Card, Eligibility, Required Documents, How to apply Central SBI Select Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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