Apply Central SBI Selectplus Card – Benefits, Features, Rewards, Offers

Do you want to apply Central SBI Selectplus Card?. Then you are on the right page. In the previous article, we have given complete details about SBI Card Prime. Through this article, We are going to provide Central SBI Select+ Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Central SBI Select+ Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the Central SBI Select+ Card. Continue reading this article to get more details of Central SBI Select+ Credit Card.

Central SBI Select+ Card

Here, we have provided the image of Central SBI Select+ Credit Card. Also, you can check annual fee & late payment charges below. We have also given a link to track your Central SBI Select+ Card application status. Let’s check complete details.

About Central SBI Select+ Credit Card

EventsInformation
Card NameCentral SBI Select+ Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 2999/- + GST
Select PointsAvail 20 Select Points for every Rs. 100/- spent any Central store

Get up to 10 Select Points for every Rs. 100 on Dining & Movies

Earn 2 Select Points for every Rs. 100 other retail spends (Non-fuel)

(1 Select Point = Rs. 0.25)

International UsageYes
Official WebsiteClick here

The Central SBI Select+ Card is the kind of card all are waiting for. Loaded with a plethora of priveleges and rewards, this card can be used for daily as well as luxury purchases. So, no need to look for cash for small ticket purchases anymore. All you need is the Central SBI Select+ Card with you. If you are a person who loves to keep their wardrobe update with the latest in fashion, then this card is best for you.

Card NameCentral SBI Select+ Card
Age limit21 to 70 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility

Listed below are the Eligibility criteria for Central SBI Select+ Card :

  • The Applicant must be an Indian citizen.
  • the Eligible age for salaried applicants is in between 21 years and 70 years, for self-employed applicants is in between 40 years and 70 years and for pensioners is in between 21 years and 70 years.
  • This card is applicable only for the Existing customer of SBI.
  • The eligibility is based on the income and employment of the applicant.

Required Documents

Required Documents for Central SBI Select+ Credit Card are as follows:

  • 2 Photographs
  • PAN Card
  • Address proof – Utility Bills, Ration card, Aadhar card (any one of the following)
  • Identity proof – Aadhar card, Driving License, Ration card, Voter card (any one of the following)
  • Income proof – Last 6 months Bank statement and Latest 3 months pay slips.

How to Apply Central SBI Selectplus Card – Application process

To apply for Central SBI Select+ Credit CardClick here

Candidates who want to apply for Central SBI Select+ Credit Card have to follow the below steps:

  • Get into the Official website of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Central SBI Select+ Card”.
  •  A detailed page of Central SBI Select+ Card will open.
  • While scrolling down, the option of “Apply now for Central SBI Select+ Credit Card” will appear and here fill all the mentioned details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Joining & Complimentary Benefits
  • Accelerated Select Points
  • Renewal & Milestone Select Points
  • Instant Redemption

Features

  • Central SBI Select+ Card Advantage
  • Fast & Convenient
  • Security
  • Fraud Liability Cover
  • Cash on the go
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money facility
  • Global acceptance
  • Empower your family
  • Emergency card replacement
  • SBI Card drop box locator
Central SBI Select+ Credit Card Limit

There is no fixed Central SBI Select+ Card Limit. The SBI Credit Card Limit is based upon income and previous card credit score of the account holder. It totally depends on the employment of credit cardholder. To know your Central SBI Select+ Credit Card Limit, give a msd call to ‘8422845513’ from your registered phone number & an instant SMS of available cash and credit limit will be sent to your mobile.

Welcome Gifts

You will get central e-gift vouchers worth Rs. 3000/- and Complimentary m-coupons worth Rs. 500/- each for the first 3 months benefits by joining. Each voucher holds a validity of 3 months. It is a limited Period offer. 2 Complimentary BMS vouchers worth Rs. 250 each for the first 3 months. Each voucher holds a validity upto 3 months.

Cash Back and Rewards

Milestone Points worth Rs. 4,000/- on annual spends more than/ equal to Rs. 6 lakh, Select Points worth Rs. 6,000 on annual spends more than/ equal to Rs. 1,50,000, Select Points worth Rs. 10,000 on annual spends more than/ equal to Rs. 3 lakh, Select Points worth Rs. 16,000 on annual spends more than/ equal to Rs. 6 lakh and Renewal Select Points: 12000 Select Points worth Rs. 3000/- on renewal payment & annual spends of Rs. 1,25,000/-.

Movie Vouchers and shopping Benefits

Twenty Selected Points for every Rs. 100/- spent at any Central store, 10 Selected Points for every Rs. 100 on Dining & Movies and 2 Selected Points for every Rs. 100 other retail spends (Non-fuel)1 Select Point = Rs. 0.25, Instant Redemption of Selected points at any Central Store, No min. limit of Select points is required and Select points can be used to pay for shopping.

Fees and Charges

Chargesamount
Fees
  • Annual Fee (one time): Rs. 2999
  • Renewal Fee (per annum): Rs. 2999
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the date of transaction.
  • Minimum amount due is 5% of Total Outstanding Minimum Rs.200 plus all applicable taxes &  EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a minimum of Rs. 300
  • International ATM’s are 3% of withdrawal amount, subject to a minimum of Rs. 300
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol and other products or services sold at petrol bunks: 1% fuel surcharge waiver for each transaction between Rs. 500/- and Rs. 4,000/-, exclusive of all taxes and all other charges.
  • Maximum surcharge waiver of Rs. 250/- per statement cycle, per credit card accounts.
  • 1%  for transaction amount between Rs. 500 to Rs. 4,000
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100 per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500; Rs. 400 for the total amount due above Rs. 500 & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500
  • Card replacement: Rs. 100
  • Emergency card replacement – Nil
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Up to Rs. 99
  • Cash Payment fee: Up to Rs. 100

Track Your Central SBI Select Plus SBI Card Application

  • To track your Central SBI Select+ Credit Card application status – Click here
  • To Retrieve your Central SBI Select+ Credit Card application status – Click here
Central SBI Select+ Credit card Review

By taking customers reviews into consideration, we ave provided the Pros and Cons of Central SBI Select+ card.

Pros

  • Privileges and Benefits provided.
  • Unique features like Birthday benefits

Cons

  • Annoying customers with their calls
  • High interests
  • Poor customer service care

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information regarding Central SBI Select+ Card like About Central SBI Select+ Credit Card, Eligibility, Documents required, How to apply Central SBI Select+ Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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