Apply Chennai Metro SBI Card – Eligibility, Features, Rewards, Offers

Do you want to apply Chennai Metro SBI Card?. Then you are on the right page. In the previous article, we have given complete details about Mumbai Metro SBI Card. Through this article, We are going to provide Chennai Metro SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Chennai Metro SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs and shopping offers given by the Chennai Metro SBI Credit Card.

Here, we have provided the image of Chennai Metro SBI Card. Also, you can check annual and late payment charges. We have also given a link to track your Chennai Metro SBI Credit Card application status.  Continue reading this article to get more details of Chennai Metro SBI Credit Card.

Chennai Metro SBI Card

About Chennai Metro SBI Credit Card

EventsInformation
Card NameChennai Metro SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 499/- + GST
Reward PointsGet up to 10 X Rewards on Dining, Movies, Departmental & Grocery spends

Earn 1 Reward Point per Rs.100/- spent on all other categories

International UsageYes
Official WebsiteClick here

Chennai Metro SBI Card is Launched by SBI for Chennai residents which is suitable for people who love traveling & shopping. This card provides various benefits like welcome offer, rewards, fuel surcharge waiver, etc., With Chennai Metro SBI Card, you can avail dual benefits of both traveling and shopping. The minimum age of the applicant is 18 years and the maximum age is 65 years.

Card NameChennai Metro SBI Card
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for Chennai Metro SBI Credit Card, the applicant should have the following eligibility:

  • Applicant should already have an account in SBI Bank.
  • The age of the applicant should be in between 18 and 65 years.
  • Applicant should be a resident of India.
  • The credit card will be provided on the basis of income & employment of the account holder.

Required Documents

You have to submit the following documents while applying for Chennai Metro SBI Credit Card:

  • 2 Passport size photographs
  • PAN Card
  • Identity proof(any one of them is enough) – Aadhar card, Ration Card, Voter card, Driving license.
  • Address proof(any one of them is enough) – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Income proof – Last 3 months salary slips, Latest 6 months Bank statements.

How to Apply Chennai Metro SBI Card – Application process

To apply for Chennai Metro SBI Credit Card – Click here

Follow the below steps to apply for Chennai Metro SBI Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Chennai Metro SBI Card”.
  • A detailed page of Chennai Metro SBI Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First Name, Mobile number, City name & Email Address.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/Privileges

  • Welcome Offer
  • 10X  Rewards
  • Annual Offer
  • Fuel Surcharge waiver

Features of Chennai Metro SBI Credit Card

  • Reward Points
  • Worldwide acceptance
  • Add-on cards – Enhanced Power to your family
  • Utility Bill Payment Facility
  • Guaranteed peace of mind
  • Balance Transfer on low-interest rates
  • Flexipay
  • Easy Money Facility
  • The convenience of Technology E-statement
  • Chennai Metro SBI Card Alerts
  • SBI Card Online

Chennai Metro SBI Credit Card Limit

The Chennai Metro SBI Credit Card Limit is based upon income & employment of card holder. It also depends upon the credit score of the applicant. There is no fixed limit for Chennai Metro SBI Credit Card. To know your Chennai Metro SBI Credit Card limit, Call us on our helpline number to check the details of credit card outstanding & available credit limit.

Welcome Gift and Annual Gift

Dual usage Chennai metro travel cum credit card. Spend Rs.2000/- or more in the 1st 60 days & get a bonus 2000 reward points. Annual Membership Fee reversal from 2nd year of subscription. Annual Membership Fee reversal on yearly spends of Rs.1 lakh.

Rewards for movies and shopping

10X Rewards on Dining spends, Movies, Departmental spends, and Grocery spends. 1 Reward Point per Rs 100 spent on other categories. Use your reward points to pay the balance outstanding on your credit card /redeem against a wide array of gifts.

Fuel Surcharge waiver & Convenience of Technology E-statement

1% Fuel Surcharge Waiver across all petrol pumps. To avail this offer, transact an amount between Rs.500 to Rs.3,000 at any petrol bunk in India. No postal delays. No lost statements. No late payments. The convenience of getting a monthly card statement delivered directly to your email inbox. Giving global access 24 hours & 7 days a week.

Chennai Metro SBI Card Alerts and SBI Card Online

Chennai Metro SBI Card Alerts enables you to receive information about your credit card status, as an SMS on your mobile. These include Alerts of Mini Statement, Cheque, Credit & Cash limit and Payment Assistance Alerts.  Manage your SBI Card account. Whether it is checking your credit statement online /requesting an address change, locating the nearest SBI ATM & winning exciting prizes on our special offers. To get started these benefits, log on to sbicard.com and take advantage.

Fees and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs.499/-. Get 2000 Reward Points, worth Rs.500/-, on spends of Rs.2000/- in the 1st 60 days
  • Renewal Fee (per annum): Nil(Unless your Total Purchases on the card are fewer Rs 100,000 in the preceding year, in which case, a fee of Rs 499 will be charged)
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up-to 3.35% per month & accounting to 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol and all products/services sold at petrol bunks: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 4000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs. 250/statement cycle & per credit card account.
  • Payment of customs duty is 2.25% of the transaction amount, a minimum of Rs. 75/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 250/-
  • Card replacement, when abroad is Actual cost, minimum $175
  • Foreign currency transaction: Conversion mark up: 3.50%
  • Card Payment fee: Rs.100/-
Track Application
  • To Track your Chennai Metro SBI Credit Card application status – Click here
  • To Retrieve your Chennai Metro SBI Credit Card application status – Click here

Chennai Metro SBI Credit Card Review

Taking into consideration of customer’s reviews, we have provided Pro’s and Con’s of Chennai Metro SBI Credit Card below:

Pros

  • Providing unique security features.
  • Welcome Offers and SBI Card online
  • Benefits & Features.

Cons

  • Bad customer service care.
  • Adding extra charges at the time of billing.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about Chennai Metro SBI Card like About Chennai Metro SBI Credit Card, Eligibility, Required Documents, How to apply Chennai Metro SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

Leave A Reply

Your email address will not be published.