Apply Doctor’s SBI Credit Card (in association with IMA) – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply Doctor’s SBI Credit Card (in association with IMA). Then you are on the right page. In the previous article, we have given complete details about Tata Platinum Card. Through this article, we are going to provide all the Doctor’s SBI Credit Card details like Require documents, Benefits, Eligibility, privileges, Rewards. People who are applying for the Doctor’s SBI Credit Card has to check the complete details of Doctor’s SBI Credit Card like Eligibility, Require documents, benefits, Welcome gifts, ELITE rewards, Lounge programs, Privileges, cashback offers, movie offers and shopping offers  given by the Doctor’s SBI card (in association with IMA).

Here, we have provided the image of Doctor’s SBI credit card. Also, you can check annual & late payment fees below. We have also given a link to track your Doctor’s SBI credit card application status. Let’s check complete details.

Doctor's SBI Card (in association with IMA)

About Doctor’s SBI Credit Card (in association with IMA)

EventsInformation
Card NameDoctor’s SBI Credit Card (in association with IMA)
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 1,499/- + GST
Reward PointsGet 5X Reward Points on Medical Supplies, Travel Bookings & International Spends

Get 5X Reward Points on all spends on Doctor’s Day i.e. 1st July

Earn 1 Reward Point per Rs. 100 for all other spends.

International UsageYes
Official WebsiteClick here

Doctor’s SBI Credit Card (in association with IMA) is given by the SBI Bank to the eligible applicant of age group 21 to 65 years and he/she must be the Existing customer of SBI Bank. The applicant must be doctor. By having this credit card, there are more benefits and we can obtain more facilities by having Doctor’s SBI Card. The applicant must be resident of India. By having this card there are many Privileges like Rewards, Welcome Gifts, Lounge Programs etc.,

Card NameDoctor’s SBI credit card
Age limit21 to 65 years
EligibilityDoctor who is already customer of SBI Bank only can apply for this credit card

Eligibility criteria

To apply Doctor’s SBI Credit Card (in association with IMA), The applicant should have the following criteria:

  • Practicing salaried doctor or a self-practicing doctor for more than 3 years only eligible for this credit card.
  • Applicant must be Existing customer of SBI Bank
  • Applicant age must be in between 21 and 65 years.
  • The Annual Income of Applicant is Rs.1,50,000/-
  • Applicant residential address must be in India.

Required Documents

SBI will ask some documents while applying Doctor’s SBI credit card (in association with IMA). You have to submit the below mentioned documents to SBI:

  • 2 passport size photos.
  • PAN Card
  • Identity proof – Aadhar card, passport, Voter ID, Driving License, Ration card (any one ID proof is enough).
  • Address proof – Ration card, Aadhar card, Utility Bills like Electricity Bills, Telephone Bills, Bank passbook etc.,
  • Last 6 months Bank statement copies.
  • Copies of their degrees or certificates from the State Medical Council or the Medical Council of India.

How to Apply Doctor’s SBI Credit Card (in association with IMA)

Click here to Apply Doctor’s SBI Credit Card

Follow the below steps to apply Doctor’s SBI card:

  • Visit the official Website of SBI – www.sbicard.com
  • From the menu select the option “personal”> “Credit cards”.
  • From the drop down list click on “Life style”>”Doctor’s SBI card”
  • The detailed page of Doctor’s SBI Credit card appears and which upon scrolling shows “Apply now ” option.
  • Here fill up the details like Name, Mobile number, City name and Email ID.
  • Once check the details and click on ‘I want to Apply now’ button.

Benefits/ Privileges

  • Indian Medical Association
  • Professional Indemnity Insurance
  • Welcome Gift
  • Reward Points
  • Milestone Benefits
  • International Lounge Program
  • Domestic Lounge Program
  • Fuel Surcharge waiver

Features of Doctor’s SBI Card (in association with IMA)

  • Visa Privileges
  • Daily purchases
  • Fast & Convenient
  • Security
  • Global Acceptance
  • Cash Access Across the World
  • Safe and Secure
  • Easy Bill Pay Facility
  • Flexipay
  • Balance Transfer on EM
  • Easy money
Doctor’s SBI Card Limit

No, fixed credit limit for Doctor’s SBI card limit is depends upon various factors like Employment, Income and previous credit score of card holder. To know your credit card limit, Give missed call to 8422845513 from your registered mobile number, an instant SMS will be sent on your mobile with latest available credit and cash limit.

Welcome Gift

Worth of Welcome e-Gift voucher is Rs. 1,500 from Yatra.com. Within 15 days of membership fee payment you will receive an SMS/ mail with the e-Voucher details on your registered mobile number/ Email ID then you can redeem the code online at the time of purchase.

Cash Back and Rewards

You will earn 5X Reward Points on Medical Supplies, Travel Bookings & International Spends and 5X Reward Points on all spends on Doctor’s Day i.e. 1st July. Earn 1 Reward Point per Rs. 100 for all other spends. Pay your card outstanding with Reward Points. 1 Rupee for 4 Reward points. 1% Fuel Surcharge Waiver at petrol pumps across the country. To avail this benefit, Purchase fuel worth Rs. 500 to Rs. 4,000. Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account.

Milestone Benefits and Visa Privileges

E-Gift Voucher worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs.  Renewal Fee Reversal on annual spends of Rs. 2 Lakhs. Through this credit card you will enjoy exclusive benefits across 900 luxury hotels worldwide, getting upto 35% off on Avis Car Rentals,15% off on Limo Luxury Airport Transfer service, savings of upto 10% on Hertz Car Rental Program, exclusive 20% Discount on Airport, Fastrack Immigration at over 450 destinations worldwide.

International and Domestic Lounge Program

Four complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter) through this program. Access to 1000+ Airport Lounges worldwide. Through the Domestic Lounge Program, 8 complimentary visits per year to Domestic Airport Lounges in India (maximum 2 visits per quarter).

Indian Medical Association and Professional Indemnity Insurance

Doctor’s SBI Card is the only credit card to be associated with the esteemed Indian Medical Association (IMA), Where IMA is the largest representative voluntary organisation of Doctors of Modern Scientific System of Medicine. Avail this Insurance Cover of Rs. 20 Lakhs and Reimburse all Legal & defense costs, out-of-court settlement expenses & court awards. 0% of Sum Insured would be deductible.

Fees and Charges

ChargesAmount
Fees
  • Annual Fee (one-time) : Rs. 1,499
  • Renewal Fee (per annum) : Rs. 1,499
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is fully paid
  • Finance charges are up to 3.35% per month, (40.2% per annum), from the date of transaction.
  • Minimum amount due is 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI based product + OVL amount
Cash Advance
  • Cash advance limit is up to 80% of the credit limit, with a maximum of Rs. 15,000 per day
  • Free credit period is Nil
  • Finance charges are upto 3.35% per month (40.2% per annum), from the date of withdrawal
Cash Advance Fee
  • SBI ATM’s or other ATM’s: Transaction amount is 2.5%, subject to a minimum of Rs. 300
  • International ATM’s:  Three percent of transaction amount, subject to a min. of Rs. 300
Surcharges
  • Rs. 30 + 2.5% of transaction amount for Railway tickets through counters.
  • 1.8% of transaction amount + service charge for Railway tickets through irctc.co.in.
  • Petrol & other products /services sold at petrol pumps is 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, Excluding all applicable taxes and all other charges.
  • Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts. one percent of transaction amount for transaction Amount Between Rs. 500 to Rs. 4,000
Other charges
  • Statement retrieval: Rs.100/- per statement i.e., more than 2 months old.
  • Payment Dishonor fee is 2% of the payment amount, subject to a minimum of Rs. 450/-
  • Cheque Fee: Rs. 100 (Payments made via cheque upto Rs. 10,000)
  • Late payment is nil for total Amount due from 0-Rs.200/-; Rs. 100/- for total Amount due greater than Rs. 200/- & up to Rs. 500/-; Rs. 400/- for total Amount due greater than Rs. 500/- & up to Rs. 1000/-; Rs. 600/- for total Amount due greater than Rs. 1000/- & up to Rs. 10,000/-; Rs. 800 for total Amount due greater than Rs. 10,000 & up to Rs. 25,000/-; Rs. 950/- for total Amount due greater than Rs. 25,000//-
  • Overlimit amount is 2.5% subject to a minimum of Rs. 500
  • Card replacement: Rs. 100
  • Emergency Card Replacement Fee, when abroad is  Actual cost with a minimum of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Rs. 99
  • Cash Payment Fee: Rs. 100

Track Your Doctor’s SBI Card Application

  • To track your Doctor’s SBI Credit Card application – Click here
  • To Retrieve your Doctor’s SBI Credit Card application – Click here

Doctor’s SBI Credit card (in association with IMA) Review

Pros and Cons of Doctor’s SBI card, depending upon reviews of customers.

Pros

  • Global acceptance of credit cards.
  • Flexible and easy bill pay facilities.
  • Visa privileges and Lounge programs

Cons

  • High charges
  • Bad customer care service.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803,

Fax: 0124-3987306

Hope you may get complete details of Doctor’s SBI Credit card (in association with IMA) like About Doctor’s SBI Credit card, Eligibility, Documents required, How to apply Doctor’s SBI  card, Benefits, Privileges, Rewards and Fees & charges. Don’t forget to share this article with your friends.

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