Apply Federal Bank SBI Credit Card- Benefits, Features, Offers, Rewards

Do you want to apply Federal Bank SBI Credit Card?. Then you are on the right page. In the previous article, we have given complete details about LVB SBI SimplySAVE Card. Here in this article, we are providing Federal Bank SBI Credit Card details like Privileges, Rewards, Features, Offers. People who are applying for the Federal Bank SBI Credit Card has to check the complete details like Eligibility, Required Documents, Benefits, Features, Welcome Gift, Rewards, Lounge Access and Fee & Charges given by Federal Bank SBI Card.

Here, we have provided the image of the Federal Bank SBI Credit Card. Also, you can check annual fee charges and late fee payment charges. We have also given a link to track your Federal Bank SBI Credit Card application status. Continue reading this article to get more information about Federal Bank SBI Credit Card.

Federal Bank SBI Credit Card

About Federal Bank SBI Credit Card

EventsInformation
Card NameFederal Bank SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 499/- + GST
Reward PointsEnjoy 10X Reward Points per Rs.100/- spent at all Departmental & Grocery stores.
International UsageYes
Official WebsiteClick here

Federal Bank combined with SBI offers the attractive Federal Bank SBI Credit Card. This card came with Unlimited features and unmatchable privileges. The various benefits offered with this card include Extravaganza offer, Welcome offer, Rewards, Value Back, etc., Users can enjoy the variety of needs such as fuel, shopping, and others.

Card NameFederal Bank SBI Credit Card
Age limit18 to 65 years
EligibilityExisting customer of SBI only can apply for this card.

Eligibility Criteria

To know the Eligibility of Federal Bank SBI Credit Card, check the below:

  • The candidate age must be in between 18 & 65 years.
  • Applicant should be the existing customer of State Bank of India.
  • The applicant should be a resident of India.
  • This card will be given to the particular person on the basis of Job & credit score.

Required Documents

You have to submit the following Documents while applying for Federal Bank SBI Credit Card:

  • PAN Card
  • 2 Passport sized photographs
  • Any one Identity proof  – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Any one Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Last 3 months pay slips, Latest six months Bank statements.

How to Apply Federal Bank SBI Credit Card – Application process

To apply Federal Bank SBI Gold and More Card – Click here

Follow the below steps to apply for Federal  Bank SBI Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Federal  Bank SBI Card”.
  • A detailed page of Federal Bank SBI Gold and more Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like Name, Mobile number, City name & Email Address.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Extravaganza Offer
  • Value Back
  • 0% Fuel Surcharge
  • Spend Based Reversal

Features

  • Reward Points
  • Welcome Offer
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Utility Bill Payment Facility
  • Online Booking of Railway Tickets
  • Balance Transfer on EMI
  • Easy Money
  • Flexipay
  • SBI Card Drop Box Locator

Federal Bank SBI Credit Card Limit

The Federal Bank SBI Credit Card Limit is depended upon the employment & pay scale/income of credit cardholder. It is also based upon the previous credit score of the customer. There is no fixed limit for Federal Bank SBI Credit Card. To know about your Federal Bank SBI Credit Card limit, Login to your SBI Card account through sbicard.com and check the ‘Current Outstanding’ in Account Summary section.

Welcome Offer, Extravaganza Offer and Value Back

Get Rs.100/- cashback on your 1st ATM cash withdrawal, if done within 30 days of receiving your card. Spend Rs.2,000 or more within sixty days of receiving the card and get 2,000 bonus Reward points. Enjoy up to 2.5% cashback, as you get 10X Reward Points per Rs.100/- at all Departmental spends and Grocery purchases. On all your other spends earn 1 Reward point per Rs.100/- spent. (4 Reward points = ₹ 1)

Fuel Surcharge and Spend Based Reversal

Get freedom from paying the 1% fuel surcharge at any petrol bunk. Transact an amount between Rs.500 to Rs.3,000 at any petrol pump in the country to avail this offer. You get maximum surcharge waiver of up to ₹ 100 per statement cycle, per Federal Bank SBI Credit Card account. Get annual membership fee reversal from 2nd year of your subscription. To avail fee reversal, you need to have spent more than Rs.1 Lakh on your Federal Bank SBI Credit Card in the previous year.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 499/-. Get 2000 Reward Points, worth Rs.500/-, on your 1st purchase, making your card virtually free for the First year – For T&C refer to Extravaganza offer.
  • From 2nd year onwards annual membership fee would be reversed if Annual Spends for the previous year are more than Rs. 100,000/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day.
  • Free credit period: Nil
  • Finance charges were up to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 3,000/-
Other charges
  • Cheque pick up: Rs. 100/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Actual cost, with a minimum of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your Federal Bank SBI Credit Card application status – Click here
  • To Retrieve your Federal Bank SBI Credit Card application status – Click here

Federal Bank SBI Credit Card Review

By taking into consideration of reviews of customers, we have given the Pros and Cons of Federal Bank SBI Credit Card below:

Pros

  • Unique features like Welcome Gift and Accelerated reward points.
  • Rewards and Cashback

Cons

  • Poor customer care service.
  • Charging extra bills without informing customers.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of Federal Bank SBI Card like About Federal Bank SBI Credit Card, Eligibility, Required Documents, How to Apply Federal Bank SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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