Apply ICICI Bank Instant Platinum Credit Card – Benefits, Required Documents, Features, Charges

Do you want to apply ICICI Bank Instant Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about SBI Silver International Debit Card. Through this article, we are going to provide the details like Charges, Features, Credit Card Limit, Benefits, etc., People who are applying for ICICI Bank Instant Platinum Credit Card(आईसीआईसीआई बैंक इंस्टेंट प्लेटिनम क्रेडिट कार्ड) has to check the details like Eligibility, Required Documents, Benefits, Offers, Credit Limit, Features and Fee & Charges given by the ICICI Bank Instant Platinum Credit Card.

Also, you can check Fee and Charges. Continue reading this article to get more information of ICICI Bank Instant Platinum Credit Card.

About ICICI Bank Instant Platinum Credit Card

EventsInformation
Card NameICICI Bank Instant Platinum Credit Card
BankICICI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesNil
Reward PointsGet 2 PAYBACK Points for every Rs.100/- spent.

Avail one PAYBACK Point on every Rs.100/- spent on utilities & insurance categories.

International UsageYes
Official WebsiteClick here

The ICICI Bank Instant Platinum Credit Card is an instant credit card. It is a good choice for you if you need an instant and free Credit Card. Build /repair your Credit Score with our assured credit card with fixed deposits. This Card is available at a low-interest rate.

Card Name Age limit Eligibility 
ICICI Bank Instant Platinum Credit CardPrimary cardholder must have 23 years & Supplementary cardholder must be above 18 years

Applicant need to have an account in ICICI Bank

Eligibility Criteria

Check here for ICICI Bank Instant Platinum Credit Card Eligibility:

To get an ICICI Bank Instant Platinum Credit Card, all you need is made a valid Fixed Deposit with ICICI Bank. The minimum Fixed Deposit amount is ₹ 20,000/-. The min. tenure of the Fixed Deposit has to be 180 days. If the Fixed Deposit is in the name of Third parties /Partnership firms /HUF /Society /Trust /Companies the credit card cannot be issued and also this card cannot be issued to minors and foreign nationals.

Documents Required

The Required documents to apply for ICICI Bank Instant Platinum Credit Card are:

  • PAN Card
  • Identity Proof (Aadhar Card/ Voter Card/ Driving License)
  • Address Proof (Ration Card/ Utility Bills/ Aadhar Card)
  • Passport size Photos

How to Apply ICICI Bank Instant Platinum Credit Card – Application Process

To Apply ICICI Bank Instant Platinum Credit Card – Click here

ICICI Bank Instant Platinum Credit Card Application process:

  • Visit the official website of ICICI Bank – www.icicibank.com
  • From the Home menu click on “Personal”>”Products”>”Cards”>”Credit Cards”>”More Credit Cards”>”Secure Credit Cards”>”ICICI Bank Instant Platinum Credit Card”.
  • A detailed page of ICICI Bank Instant Platinum Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Click on the option and Fill all the details like Name, City, Mobile Number, Email ID, DOB, Type of Employment, etc.,
  • Attach required documents, Once check all the entered details and click on Submit Button.

ICICI Bank Instant Platinum Credit Card Limit

There is no fixed limit for ICICI Bank Instant Platinum Credit Card. This Credit Card limit depends upon the employment & pay scale of the account holder. It is also based upon the previous credit score of the card holder. To know about your ICICI Bank Instant Platinum Credit Card Limit, Register your E-mail ID for weekly Interim Valuation Reports (IVR) by calling 24-hour Customer Care Centre or visiting our nearest branch.

Features

  • Built-in contactless technology to make quick & secure payments at retail outlets.
  • Earn reward points & redeem for cash.
  • Get Rs.100/- discount on two movie tickets per month at www.bookmyshow.com
  • Min. 15% savings on dining purchases at over 2600 restaurants courtesy our Culinary Treats program.
  • Earn interest on your Fixed Deposit & use the Instant Card to manage your daily purchases – the Card is available at a low-interest rate of just 2.49% per month.
  • Global Emergency Assistance and Card replacement service available for this credit card.

Benefits

  • Instant, over-the-counter Card issuance
  • Assured, free Card
  • Internationally valid
  • Low interest rate
  • Chip and Pin Card
  • PAYBACK Reward Points
  • Complimentary Movie Tickets
  • Minimum 15% savings on dining
  • Savings on Fuel Purchases
  • VISA Offers on Dining, Wellness, and Hotels
Instant, over-the-counter Card issuance, and Assured Free Card

Now just walk into our Branch and walk out with your Instant Card. You just need a Fixed Deposit to avail this card. If you do not have one, just apply to open an FD and get the Card immediately. This Card is available at over 2000 ICICI Bank branches & is issued against select Fixed Deposits. Check with your nearest branch for availability.

PAYBACK Reward Points

Get 2 PAYBACK Points for every Rs.100/- spent. Redeem against a variety of attractive gifts. To redeem /for more details, visit www.payback.in. Get One PAYBACK Point on every Rs.100/- spent on all utilities & insurance categories. You not only earn PAYBACK Points when you use your Credit Card, but also earn additional points from PAYBACK Partner Brands for the same purchase. You can redeem your PAYBACK Points from movie and travel vouchers to lifestyle products, mobiles, appliances and more.

Low-interest rate

Earn interest on your FD and use the Instant Card to manage your day to day liquidity. This credit card is available at a low interest rate of just 2.49% per month. If you make full payment against outstanding, there is no interest charged on your Card. Interest is charged only if you chose to make part/ no payments on your Credit card.

Complimentary Movie Tickets and Savings on Fuel Purchases

Get ₹ 100 off on movie tickets any day of the week, through www.bookmyshow.com. You can avail this discount twice each month/save upto ₹ 2,400 each year. Limited number of tickets are issued every day under this scheme and successful booking is on first come first serve basis until the daily limit is available. 1% fuel surcharge waiver can be availed on fuel transaction of max. ₹ 4,000 at HPCL stations when the Card is swiped on ICICI Merchant Services swipe machines.

Culinary Treats and VISA Offers on Dining, Wellness & Hotels

Enjoy delicious treats at min. 15% savings at over 800 leading restaurants across 10 cities inside India courtesy Culinary Treats, our premier dining program. Please visit www.culinarytreats.com for more details. Live a good life wherever you are, in India /abroad with amazing deals from VISA. Wine, dine & unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more.

Track Application

To Track the Application of ICICI Bank Instant Platinum Credit Card – Click here, then you will be asked to enter information i.e., your application ID, Mobile number, PAN & D.O.B., Type of Employment, etc., Enter those details and track your application status.

ICICI Bank Instant Platinum Credit Card Charges

  • Joining Fee & Annual Fee on the ICICI Bank Instant Platinum Credit Card is Nil.
  • The Supplementary Credit Card fee is also Nil.
  • Overdue interest on extended credit & cash advances is 2.49% per month i.e., 29.88% annualized.
ICICI Bank Instant Platinum Credit Card Review
  • Ratings of ICICI Bank Instant Platinum Credit Card is 4.0 out of 5
Contact Details

ICICI Bank Towers,

Bandra-Kurla Complex,

Mumbai 400 051

Tel: +91-22-33667777

Frequently asked Questions

  1. How to Apply for Instant Platinum Credit Card of ICICI Bank?

Ans. All you need is a valid Fixed Deposit with ICICI Bank to get an ICICI Bank Instant Platinum Credit Card.

  1. How to Build Credit Score?
  • You need to spend regularly on your card.
  • Stay within your credit limit.
  • Always make your monthly payments to us and to other lenders on time.
  • You must continue to manage your purchases & payments to avoid lowering your credit score.
  1. How to cancel a Credit Card account?

Ans. To cancel your Credit Card account, please call our Customer Care.

  1. If I make a few delayed payments, will that negatively impact my credit score?

Ans. Banks are required to report Loan EMI /Credit Card bill repayment status of all customers to credit information bureaus on a monthly basis. Various lending institutions refer to the information provided by credit bureaus on the customer’s track record, before issuing a Credit Card /loan to a customer. Delay in repayment may adversely impact your credit history.

Hope you may get the complete information of ICICI Bank Instant Platinum Credit Card like About ICICI Bank Instant Platinum Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Track application, Fees & charges and Contact details. Don’t forget to share this article with your friends.

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