Apply ICICI Bank Platinum Chip Credit Card – Benefits, Features, Rewards, Charges

Do you want to apply ICICI Bank Platinum Chip Credit Card?. Then you are on the right page. In the previous article, we have given complete details about ICICI Bank NRI Coral Credit Card. Through this article, we are going to provide the details like ICICI Bank Platinum Chip Credit Card Charges, Features, Rewards, Benefits, etc. People who are applying for ICICI Bank Platinum Chip Credit Card(आईसीआईसीआई बैंक प्लेटिनम चिप क्रेडिट कार्ड) has to check the details like Eligibility, Required Documents, Benefits, Welcome gifts, Rewards, Features and Fee & Charges given by the ICICI Bank Platinum Chip Credit Card.

Here we have provided the image of ICICI Bank Platinum Chip Credit Card. Also, you can check Fee and Charges. Continue reading this article to get more information of ICICI Bank Platinum Chip Credit Card.

Apply ICICI Bank Platinum Chip Credit Card - Benefits, Features, Rewards, Charges 3

About ICICI Bank Platinum Chip Credit Card

EventsInformation
Card NameICICI Bank Platinum Chip Credit Card
BankICICI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs.99/- + GST from 2nd year onwards
Reward PointsGet up to 2 PAYBACK Points on every Rs.100/- spent for all retail purchases (non-fuel).

Avail 1 PAYBACK Point on every Rs.100/- spent on utilities & insurance categories.

International UsageYes
Official WebsiteClick here

ICICI Bank Presenting the ICICI Bank Platinum Chip Credit Card. This Card represents Unmatched privilege facilities. This Credit Card offers Privileges, Rewards and features to cater to your needs. Enjoy Benefits across lifestyle, dining, VISA privileges, Security Features, free movie tickets and other.

Card Name Age limit Eligibility 
ICICI Bank Platinum Chip Credit CardPrimary card holder must have 23 years & Supplementary card holder must be above 18 years

Applicant need to have an account in ICICI Bank

Eligibility Criteria

To apply for ICICI Bank Platinum Chip Credit Card, you should have the following Eligibility:

  • The annual net income of the primary cardholder must be Rs.5 lakhs or above.
  • The primary account holder age should be above 23 years.
  • The supplementary cardholder age must be above 18 years.
  • Applicant must be the existing customer of ICICI Bank.

Required Documents

The Required documents to apply for ICICI Bank Platinum Chip Credit Card are:

  • PAN Card
  • Identity Proof (Aadhar Card/ Voter Card/ Driving License)
  • Address Proof (Ration Card/ Utility Bills/ Aadhar Card)
  • Passport size Photos

How to Apply ICICI Bank Platinum Chip Credit Card – Application Process

To Apply ICICI Bank Platinum Chip Credit Card – Click here

ICICI Bank Platinum Chip Credit Card Application process:

  • Visit the official website of ICICI Bank – www.icicibank.com
  • From the Home menu click on “Personal”>”Products”>”Cards”>”Credit Cards”> “ICICI Bank Platinum Chip Credit Cards”.
  • A detailed page of ICICI Bank Platinum Chip Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Click on the option and Fill all the details like Name, City, Mobile number, Email ID, DOB, Type of Employment etc.,
  • Attach required documents, Once check all the entered details and click on Submit Button.

ICICI Bank Platinum Chip Credit Card Limit

There is no fixed limit for ICICI Bank Platinum chip Credit Card. This Credit Card is depends upon the employment & pay scale of customer. It is also based upon the previous credit score of account holder. To know about your ICICI Bank Platinum Chip Credit Card Limit, Register your E-mail ID for weekly Interim Valuation Reports (IVR) by calling 24 hour Customer Care Centre or SMS “PLAT” to 5676766 and we will call you back /visit our nearest branch.

Features

  • Built-in contactless technology to make quick and secure payments at retail outlets
  • Security of a chip card to protect you against fraud.
  • PAYBACK Points, redeemable for exciting gifts and vouchers.
  • Fuel surcharge waiver.
  • Min. 15% savings on dining bill at over 800 restaurants courtesy our Culinary Treats program.

Benefits

  • Security of Chip and Pin Card
  • PAYBACK Points
  • ₹ 99 Annual Fee Savings
  • Fuel Surcharge Waiver
  • Culinary Treats
  • VISA and Mastercard Privileges

PAYBACK Reward Points

Earn 2 PAYBACK Points on every Rs.100/- spent for all retail purchases (non-fuel). Your points are easily redeemable for products through PAYBACK, India’s largest multi-partner coalition loyalty program. You not only earn PAYBACK Points, but also earn additional points from PAYBACK Partner Brands for the same purchase. Get 1 PAYBACK Point on every Rs.100/- spent on utilities & insurance categories. You can redeem your PAYBACK Points from movie & travel vouchers to lifestyle products, mobiles, appliances and more.

₹ 99 Annual Fee Savings and Fuel Surcharge Waiver

Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure that you spend ₹ 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed. 1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹ 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.

Culinary Treats

The finest dining experiences came with equally impressive savings. Save a min. of 15% on your dining spends at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats program.

VISA and Mastercard Privileges

Wine, dine & unwind with great offers from luxury hotels, restaurants, lifestyle stores and spas. Moreover, when you travel abroad there is a dedicated Global Emergency Assistance Service provided by Visa for reporting loss of card, emergency replacement of card, emergency cash advance / for other enquiries. Mastercard Priceless Specials is an exclusive program mainly created for Mastercard cardholders. This program is a host of exceptional experiences designed to inspire & enrich the lives of our Mastercard cardholders.

Track Application

To Track the Application of ICICI Bank Platinum Chip Credit Card – Click here, then you will be asked to enter information i.e., your application ID, Mobile number, PAN & D.O.B., Type of Employment etc., Enter those details and track your application status.

ICICI Bank Platinum Credit Card Charges

  • Joining Fee – Rs.199/- + (GST as applicable)
  • Annual Fee (2nd year onwards) – ₹ 99 (GST as applicable)
  • Supplementary Card Fee – Nil
  • Overdue interest on extended credit & cash advances – 3.40% per month i.e., 40.80% per year.
  • You can avail of this card if you are more than 23 years old
  • If total spends on this Credit Card is Rs.50,000/- or more during an anniversary year & the Annual Fee for the subsequent year shall be reversed.

ICICI Bank Platinum Chip Credit Card Review

  • Ratings of ICICI Bank Platinum Chip Credit Card is 4.2 out of 5
Contact Details

ICICI Bank Towers,

Bandra-Kurla Complex,

Mumbai 400 051

Tel: +91-22-33667777

Frequently asked Questions

1. When will I receive my Credit Card PIN?

Ans. Your 4-digit PIN will be sent to you separately at your mailing address within 7 working days of receiving your Credit Card. For Ferrari Platinum Cardholders, your 4 digit PIN will sent through SMS on registered mobile number/ through your mail.

  1. when will i get credit card?

Ans. If you have applied for a credit card through our website, you can track the status by clicking on “Track Application Status“. Then you will be asked to enter details. The details should be match with what we have in our records. If you have applied through the branch or any other channels, you can check the status of the application by calling our Customer Care.

3. Do ICICI Bank Rewards expire?

Ans. There is no expiry for ICICI Bank Rewards points so long as you are a Card member and all your accounts with us are in good standing and not overdue.

  1. Can I change the item I have ordered if the number of reward points being redeemed are the same?

Ans. You cannot change the item you have selected after the order has been placed.

Hope you may get the complete information of ICICI Bank Platinum Chip Credit Card like About ICICI Bank Platinum Chip Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Track application, Fees & charges and Contact details. Don’t forget to share this article with your friends.

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