Apply ICICI Bank Rubyx Visa Credit Card – Benefits, Credit Limit, Features, Charges

Do you want to apply ICICI Bank Rubyx Visa Credit Card?. Then you are on the right page. In the previous article, we have given complete details about ICICI Bank Coral Credit Card Against Fixed Deposit. Through this article, we are going to provide the details like Charges, Features, Required Documents, Benefits, etc., People who are applying for ICICI Bank Rubyx Visa Credit Card (आईसीआईसीआई बैंक रूबिक्स वीजा क्रेडिट कार्ड) has to check the details like Eligibility, Required Documents, Benefits, Offers, Credit Limit, Features and Fee & Charges given by the ICICI Bank Rubyx Visa Credit Card.

Also, you can check Fee and Charges. Continue reading this article to get more information of ICICI Bank Rubyx Visa Credit Card.

About ICICI Bank Rubyx Visa Credit Card

Card NameICICI Bank Rubyx VISA Credit Card
BankICICI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual Charges
  • 1st year – Nil
  • 2nd year – Rs. 2000/- + GST
Reward PointsEarn 2 Hand-Picked reward points on every Rs.100/- Domestic spends (non-fuel).

Earn 4 Hand-Picked reward points on -every Rs.100/- International spends.

International UsageYes
Official WebsiteClick here

The ICICI Bank Rubyx Visa Credit Card has Flexible plans to accelerate your Hand-picked Rewards. With this ICICI Bank Rubyx Visa Credit Card, you can attain an assured Credit Card with a bundle of offers. Through this card, Enjoy the benefits like Lifestyle, Dining, Movie Tickets, VISA Lounge Access, Reward Points etc.,

Card Name Age limit Eligibility 
ICICI Bank Rubyx Visa Credit CardPrimary cardholder must have 23 years & Supplementary cardholder must be above 18 years

Applicant need to have an account in ICICI Bank

Eligibility Criteria

Check here for ICICI Bank Rubyx Visa Credit Card Eligibility:

  • The annual net income of the primary cardholder must be Rs.5 lakhs or above.
  • The primary account holder age should be above 23 years.
  • The supplementary cardholder age must be above 18 years.
  • Applicant must be the existing customer of ICICI Bank.

Documents Required

The Required documents to apply for ICICI Bank Rubyx Visa Credit Card are:

  • PAN Card
  • Identity Proof (Aadhar Card/ Voter Card/ Driving License)
  • Address Proof (Ration Card/ Utility Bills/ Aadhar Card)
  • Passport size Photos

How to Apply ICICI Bank Rubyx Visa Credit Card – Application Process

To Apply ICICI Bank Rubyx Visa Credit Card – Click here

ICICI Bank Rubyx Visa Credit Card Application process:

  • Visit the official website of ICICI Bank –
  • From the Home menu click on “Personal”>”Products”>”Cards”>”Credit Cards”>”More Credit Cards”>”Other Credit Cards”>”ICICI Bank Rubyx Visa Credit Card”.
  • A detailed page of ICICI Bank Rubyx Visa Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Click on the option and Fill all the details like Name, City, Mobile number, Email ID, DOB, Type of Employment etc.,
  • Attach required documents, Once check all the entered details and click on Submit Button.

ICICI Bank Rubyx Visa Credit Card Limit

There is no fixed limit for ICICI Bank Rubyx Visa Credit Card. This Credit Card limit is depends upon the job & income of account holder. It is also based upon the previous credit score of card holder. To know about your ICICI Bank Rubyx Visa Credit Card Limit, Register your E-mail ID for weekly Interim Valuation Reports (IVR) by calling 24 hour Customer Care Centre or visiting our nearest branch.


  • Get 3000 points on spending Rs.3 Lakhs on your card
  • Earn 1500 points each time you cross Rs.1 Lakh spend thereafter in an anniversary year; max. of 15000 points per year.
  • Get 1 point on every Rs.100/- spent on utilities & insurance categories.
  • Refer to the ‘Hand-picked Rewards’ catalog to take your pick.
  • The ICICI Bank Rubyx Visa Credit Card has been specially designed to deliver higher Hand-picked offers specific to your lifestyle.


  • Book My Show Offers
  • Reward Points
  • Complimentary round of Golf every month
  • Visa Lounge Access
  • Car Rentals
  • Culinary Treats
  • Premium concierge service
  • Chip and Pin Security
  • Fuel Surcharge Waiver
  • Joining Privileges
Book My Show Offers and Reward Points

Buy One ticket & get the other ticket free any day of the week, on Get up to Two free tickets per month valued at up to Rs. 300/- per ticket. Successful booking is on 1st come 1st serve basis and is subject to daily stock availability. Get Two Hand-picked reward points per every Rs. 100/- Domestic spends (non-fuel), Earn  4 Hand-picked reward points per every Rs.100/- International spends.

Complimentary round of Golf every month

Get a complimentary Golf Round / Lesson for every Rs.50,000/- retail spends in the previous calendar month, max. of up to 2 rounds every month. Simply visit & create a Golftripz account using the same email ID as registered with ICICI Bank Credit Cards. This will be visible in your Golftripz account after the 10th day of the next month. The Complimentary round of golf will be available for you to play anytime in the next 2 months.

Culinary Treats, Fuel Surcharge Waiver and Car Rentals

The finest dining experiences now came with equally impressive savings. Save a min. of 15% on your dining spends at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats program. 1% fuel surcharge waived off on fuel transactions of max. Rs. 4,000/- at any fuel bunk. Travel for business or pleasure, be assured of quality cars & a wide range of services from Hertz and Avis.

ICICI Rubyx credit card lounge access

Upgrade your travel experience with complimentary access to Airport Lounges in India with your Credit Card. Relax in luxury & enjoy the gourmet meal, comfortable seats, free Wi-Fi, widescreen TVs & bar services. Just present your Credit Card & boarding pass to enjoy complimentary airport lounge access. Enjoy 2 complimentary domestic airport lounge visits and 2 complimentary railway lounge visits in India per quarter. Access to railway lounges will be applicable for primary cardholders only. Unrestricted chargeable access for yourself & your accompanying guests.

Track Application

To Track the Application of ICICI Bank Rubyx Visa Credit Card – Click here, then you will be asked to enter information i.e., your application ID, Mobile number, PAN & D.O.B., Type of Employment etc., Enter those details and track your application status.

ICICI Bank Rubyx Visa Credit Card Charges

  • Joining Fee of ₹ 3,000 + goods and services tax & get a complimentary set of Sennheiser HD219 Headphones directly delivered to you within 30 days of payment of the Joining Fee.
  • Annual Fee of ₹ 2,000 + goods and services tax from 2nd year onwards – waived off if you spend more than ₹ 2,50,000 in the previous year.

ICICI Rubyx Credit Card Review

  • Ratings of ICICI Bank Rubyx Visa Credit Card is 3.8 out of 5
Contact Details

ICICI Bank Towers,

Bandra-Kurla Complex,

Mumbai 400 051

Tel: +91-22-33667777

Frequently asked Questions

  1. How can I change my credit card User ID?

Ans. To change your Internet Banking User ID for the credit card, please log in to your Internet Banking Account > My Profile > Credit Cards > Update user ID. The changes in user ID will be made immediately and you have to log in with the changed user ID. Change of user ID is a one time option.

2. How does the Contactless Credit Card work?

Ans. Contactless Credit Card has a chip and a radio frequency antenna embedded. When the Contactless Credit Card is tapped against terminal enabled for contactless payments, the card transmits payment details wirelessly, eliminating the need to insert it. Account details are communicated to the reader & then processed through the acceptance network in the usual way.

3. How to place request for Balance Transfer on credit card?

Ans. Balance Transfer facility is subject to the availability of offer on your credit card. To know the details of this facility on your credit card, you may call to our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

  1. How is the Contactless Credit Card more secure?

Ans. The ICICI Bank Contactless Card never leaves the customer’s hand when a payment is made, so he/she is always in control. This gives added security to the card.

Hope you may get the complete information of ICICI Bank Rubyx Visa Credit Card like About ICICI Bank Rubyx Visa Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Track application, Fees & charges and Contact details. Don’t forget to share this article with your friends.

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