Apply ICICI Bank Unifare Bangalore Metro Credit Card – Features, Credit Limit, Benefits, Advantages

Do you want to apply ICICI Bank Unifare Bangalore Metro Credit Card?. Then you are on the right page. In the previous article, we have given complete details about ICICI Bank Unifare Delhi Metro Credit Card. Here in this article, we are going to provide the details like Features, Benefits, Advantages, Credit Limit, etc., People who are applying for ICICI Bank Unifare Bangalore Metro Credit Card (ICICI बैंक यूनीफेयर बैंगलोर मेट्रो क्रेडिट कार्ड) has to check the details like Eligibility, Required Documents, Benefits, Rewards, Credit Limit, Features and Contact Details given by the ICICI Bank Unifare Bangalore Metro Credit Card.

Also, you can check Fee and Charges. Continue reading this article to get more information of ICICI Bank Unifare Bangalore Metro Credit Card.

About ICICI Bank Unifare Bangalore Metro Credit Card

EventsInformation
Card NameICICI Bank Unifare Bangalore Metro Credit Card
BankICICI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the income, job & previous credit score of the cardholder
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs.299/- from 2nd year onwards
Reward PointsGet 2 PAYBACK Points on every Rs.100/- spends(non-fuel)
Get 4 PAYBACK Points on every Rs.100/- spent on Auto Recharge transactions
International UsageNo
Official WebsiteClick here

The ICICI Bank Unifare Bangalore Metro Credit Card is a Namma Metro Smart Card along with the advantages of a Credit Card. Your ICICI Bank Unifare Bangalore Metro Credit Card comes with a preloaded amount of ₹ 100 on your Namma Metro Smart Card Chip so that you can start using the credit card at Namma Metro as soon as you receive it. Enjoy the benefits like Lifestyle, Dining, Mastercard offers PAYBACK Reward Points, etc.,

Card Name Age limit Eligibility 
ICICI Bank Unifare Bangalore Metro Credit CardPrimary card holder must have 23 years & Supplementary card holder must be above 18 years

Applicant need to have an account in ICICI Bank

Eligibility Criteria

Check here for ICICI Bank Unifare Bangalore Metro Credit Card Eligibility:

  • The annual net income of the primary cardholder must be Rs.5 lakhs or above.
  • The primary account holder age should be above 23 years.
  • The supplementary cardholder age must be above 18 years.
  • Applicant must be the existing customer of ICICI Bank.

Documents Required

The Required documents to apply for ICICI Bank Unifare Bangalore Metro Credit Card are:

  • PAN Card
  • Identity Proof (Aadhar Card/ Voter Card/ Driving License)
  • Address Proof (Ration Card/ Utility Bills/ Aadhar Card)
  • Passport size Photos

How to Apply ICICI Bank Unifare Bangalore Metro Credit Card – Application Process

To Apply for ICICI Bank Unifare Bangalore Metro Credit Card – Click here

ICICI Bank Unifare Bangalore Metro Credit Card Application process:

  • Visit the official website of ICICI Bank – www.icicibank.com
  • From the Home menu click on “Personal”>”Products”>”Cards”>”Credit Cards”>”More Credit Cards”>”Unifare Metro Credit Cards”>”ICICI Bank Unifare Bangalore Metro Credit Card”.
  • A detailed page of ICICI Bank Unifare Bangalore Metro Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Click on the option and Fill all the details like Name, City, Mobile number, Email ID, D.O.B., Type of Employment etc.,
  • Attach required documents, Once check all the details and click on Submit Button.

ICICI Bank Unifare Bangalore Metro Credit Card Limit

There is no fixed limit for ICICI Bank Unifare Bangalore Metro Credit Card. This Credit Card limit is depends upon the payscale & employment of the credit card holder. It is also based upon the previous credit score of account holder. To know about your ICICI Bank Unifare Bangalore Metro Credit Card Limit, Register your E-mail ID for weekly Interim Valuation Reports (IVR) by calling 24 hour Customer Care Centre or visiting our nearest branch.

Features

  • Auto Recharge facility to automatically recharge Namma Metro Smart Card Chip balance.
  • 15% discount on travel fare at Namma Metro.
  • 4 PAYBACK Points on every Auto Recharge transaction.
  • 1% fuel surcharge waiver across HPCL petrol pumps.
  • Min. 15% discount on dining at leading restaurants across India with Culinary Treats.
  • 15% savings on dining bills at over 2,500 restaurants across India through Culinary Treats Programme.
  • Waiver of 1% on fuel surcharge.

Benefits

  • Auto Recharge Facility
  • PAYBACK Reward Points
  • Discounts on Dining with Culinary Treats
  • Fuel Surcharge Waiver
  • Security of Chip and PIN
  • Exclusive Offers from MasterCard
Advantages of ICICI Bank Unifare Bangalore Metro Credit Card
  • Convenience of a Smart Card: Your ICICI Bank Unifare Bangalore Metro Credit Card comes with a preloaded amount of ₹ 100* on your Namma Metro Smart Card Chip, so that you can start using this credit card at Namma Metro as soon as you receive it.
  • Quick and Hassle-free: No more waiting in queues at ticket windows to purchase tokens or to recharge your Metro Smart Card Chip balance. The Auto Recharge facility on your ICICI Bank Unifare Bangalore Metro Credit Card automatically recharges the Smart Card Chip balance whenever it drops below a predetermined limit.
  • Discounted Fares: Get 15% discount every time you travel at Namma Metro using the ICICI Bank Unifare Bangalore Metro Credit Card.
  • Freedom from planning: Terminate (or) extend your journey without having to plan your destination station in advance. The fare for the journey will be calculated depends upon the station you exit from.
Auto Recharge Facility

The Namma Metro Smart Card Chip in the ICICI Bank Unifare Bangalore Metro Credit Card will be automatically recharged with ₹200, when the balance on the chip drops below ₹100. This amount will be debited to your ICICI Bank Unifare Bangalore Metro Credit Card & will reflect in your monthly statement. Auto Recharge will be triggered once in a span of 24 hours when the card is tapped at the entry gate of Namma Metro Stations and the balance on the Namma Metro Smart Card Chip is below ₹100.

PAYBACK Reward Points

You can not only earn PAYBACK reward Points when you use your ICICI Bank Credit Card, but also earn additional points from PAYBACK Partner Brands of the same purchase. You can redeem your PAYBACK Points from movie and travel vouchers to lifestyle products, mobiles, appliances and more. With your ICICI Bank Credit Card & PAYBACK, shopping is truly rewarding . Earn 2 PAYBACK Points on every ₹100 spent, except for fuel purchases. Earn 4 PAYBACK Points on every ₹100 spent on Auto Recharge transactions.

Culinary Treats and Fuel Surcharge Waiver

The finest dining experiences came with equally impressive savings. Save a min. of 15% on your dining spends at over 2,500 participating restaurants spread across 12 major cities with the ICICI Bank Culinary Treats program. 2.5% fuel surcharge waiver can be availed on fuel transactions of max. Rs.4,000 at HPCL bunks when the Card is swiped on ICICI Merchant Services swipe machines.

MasterCard Offers

MasterCard Moments is an exclusive programme specially created for MasterCard cardholders. At the heart of this program is a host of exceptional experiences designed to inspire and enrich the lives of MasterCard cardholders.

Track Application

To Track the Application of ICICI Bank Unifare Bangalore Metro Credit Card – Click here, then you will be asked to enter information i.e., your application ID, Mobile number, PAN & D.O.B., Type of Employment, etc., Enter those details and track your application status.

Fee and Charges

  • Joining Fee(one time) – Rs.299/-
  • Annual Fee (2nd year onwards) – Rs.299/-
  • Overdue Interest on extended credit – Monthly 3.40% & Annually 40.80%
  • Interest on Cash advances – Monthly 3.40% & Annually 40.80%
  • Supplementary Card Joining Fee(one time) – Rs.299/-
  • GST will be levied as applicable from time to time, presently @ 18% (Applicable on all fees, interest and other charges).
  • The Namma Metro Smart Card chip will be preloaded with an amount of ₹100 for first time use, which will be billed to the Credit Card in the 1st billing statement.
  • If the spends on the ICICI Bank Unifare Bangalore Metro Credit Card is ₹50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed.

ICICI Bank Unifare Bangalore Metro Credit Card Review

  • Ratings of ICICI Bank Unifare Bangalore Metro Credit Card is 4.0 out of 5.
Contact Details

ICICI Bank Towers,

Bandra-Kurla Complex,

Bangalore 400 051

Tel: +91-22-33667777

Frequently asked Questions

  1. Whom should I contact if I want to deactivate the auto recharge facility for Unifare Bangalore Metro Platinum Debit Cards?

Ans. For deactivation, please visit the Customer Service window at any of the designated Bangalore Metro stations with your ICICI Bank Unifare Bangalore Metro Debit Card. Please note that once the card is deactivated, the auto recharge facility cannot be reactivated on your credit card. If you wish to avail the auto recharge facility again, please place a request for the replacement of card by calling our Customer Care.

  1. What happens if the auto recharge facility on Unifare Bangalore Metro Platinum Debit Cards remains unused for a long period of time?

Ans. The Auto Recharge facility on the card remains active unless the customer has placed a request for deactivation of the same.

  1. If I have an ICICI Bank Unifare Bangalore Metro Debit Card and a Namma Metro Smart Card, can I use both the cards for a single journey?

Ans. Please make sure to use the same card at the entry and exit during a single journey to avoid inconvenience. Use of different cards for the same journey might attract penalty as per Namma Metro rules.

  1. What should I do if my ICICI Bank Unifare Bangalore Metro Debit Card gets damaged or is not readable at the Metro stations?

Ans. In case your ICICI Bank Unifare Bangalore Metro Debit Card is not readable at the Metro stations, please visit the Customer Service window at the station for resolution of the issue. If the issue persists, please contact the ICICI Bank Customer Care. ICICI Bank will deactivate your existing Debit Card and send you a new Debit Card. The amount on the Namma Metro Transit Chip will however not be transferred to the new Debit Card.

Hope you may get the complete details of ICICI Bank Unifare Bangalore Metro Credit Card like About ICICI Bank Unifare Bangalore Metro Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Fees & charges. Don’t forget to share this article with your friends.

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