Apply Karnataka Bank SBI Platinum Credit Card – Benefits, Offers, Rewards, Features

Do you want to apply Karnataka Bank SBI Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Allahabad Bank SimplySAVE SBI Card. Through this article, We are going to provide Karnataka Bank SBI Platinum Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Karnataka Bank SBI Platinum Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the Karnataka Bank SBI Platinum Credit Card.

Here, we have provided the image of Karnataka Bank SBI Platinum Credit Card. Also, you can check annual and late fee payment charges. We have also given a link to track your Karnataka Bank SBI Platinum Credit Card application status.  Continue reading this article to get more details of Karnataka Bank SBI Platinum Credit Card.

Karnataka Bank SBI Platinum Credit Card

About Karnataka Bank SBI Platinum Credit Card

EventsInformation
Card NameKarnataka Bank SBI Platinum Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 2,999/- + GST
Reward PointsAvail 5X Reward Points on all Dining, Grocery, Departmental & International spends.

Enjoy 2 Reward points for every Rs. 100/- spent on all other categories.

International UsageYes
Official WebsiteClick here

Karnataka Bank collaborated with SBI and launched Karnataka Bank SBI Platinum Credit Card in March 2017. This Card has been designed keeping in mind the premium customers with their lifestyle and spending patterns. This co-branded card offers features, Rewards, Lounge access, Membership programs, Renewal Gifts to their customers.

Card NameKarnataka Bank SBI Platinum Credit Card
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for Karnataka Bank SBI Platinum Credit Card, the applicant should have the following eligibility:

  • The age of the applicant should be in between 18 and 65 years.
  • Applicant should be the existing customer of SBI Bank.
  • The User must be a resident of India.
  • This card will be given on the basis of Job & credit score of the account holder.

Required Documents

You have to submit the following documents while applying for Karnataka Bank SBI Platinum Credit Card:

  • PAN Card
  • 2 photographs
  • Identity proof(any one of the above) – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Address proof(any one of the above) – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Last 3 months salary slips, Latest 6 months Bank statements.

How to Apply Karnataka Bank SBI Platinum Credit Card – Application process

To apply for Karnataka Bank SBI Platinum Credit Card – Click here

Follow the below steps to apply for Karnataka Bank SBI Platinum Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Karnataka Bank SBI Platinum Credit Card”.
  • A detailed page of Karnataka Bank SBI Platinum Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/Privileges

  • Welcome Gift
  • Accelerated reward points
  • Spend Rewards
  • Airport lounge access

Features of Karnataka Bank SBI Platinum Credit Card

  • Renewal Gift
  • True Lifestyle
  • Cash on the go
  • Karnataka Bank SBI Platinum Credit Card online
  • Fuel Surcharge Waiver
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money facility
  • Online railway tickets booking
  • Global acceptance
  • Empower your family
  • Emergency card replacement

Karnataka Bank SBI Platinum Credit Card Limit

The Karnataka Bank SBI Platinum Credit Card Limit is depended upon income & job of credit Cardholder. It is also based upon the credit score of the customer. There is no fixed limit for Karnataka Bank SBI Platinum Credit Card. To know about your Karnataka Bank SBI Platinum Credit Card limit, Call us on our helpline number to check the Balance outstanding details.

Welcome Gift

Welcome e- Gift Voucher worth Rs. 3,000 from any of the following brands i.e., Yatra, Hush Puppies /Bata, Westside, Shoppers Stop. The e-Voucher code will be sent to your registered mobile number in 15 or 7 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store. For Yatra, you can use the code online at the time of purchase.

Movie and shopping vouchers and True Lifestyle

Get 5X Reward Points on all Dining spends, Grocery spends, Departmental and International spends. Earn 2 Reward points for every Rs. 100 spent on all other categories. Redeem these Reward Points towards outstanding amount on your SBI Card or for exciting items from our Rewards Catalogue. You can earn a max. of 40,000 Reward Points in the 5X category in a year. Enjoy this access to more than 300 golf courses across the world. Get 30% discount on the green fee

Spend Rewards

Get spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each. e- Gift Voucher worth Rs. 3,000 from any of the following brands i.e., Yatra, Hush Puppies/Bata, Westside, Shoppers Stop. The e- Gift code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store. For Yatra, you can redeem the voucher code online at the time of purchase.

Airport lounge access and Renewal Gift

Get a complimentary membership to the Priority Pass program worth USD 99. Enjoy complimentary lounge access to Visa lounges in the country and abroad through Visa Airport Lounge Access program. Click here for more details. A usage fee of only USD 27 will be charged to your SBI Platinum Card when every time you visit an airport lounge. Get vouchers worth Rs.3,000/- as renewal gift on crossing spends of Rs.2 lakhs in the previous year. You can redeem the voucher with any of our brand partners i.e., Yatra, Hush Puppies/Bata, Westside, Shoppers Stop.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 2999/-
  • Renewal Fee (per annum): Rs. 2999/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 4000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.250/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 4,000/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Nil
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Card upgrade fee: Up to Rs. 200/-
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your Karnataka Bank SBI Platinum Credit Card application status – Click here
  • To Retrieve your Karnataka Bank SBI Platinum Credit Card application status – Click here

Karnataka Bank SBI Platinum Credit Card Review

By taking into consideration of reviews of customers, we have given the Pros and Cons of Karnataka Bank SBI Platinum Credit Card below:

Pros

  • Rewards, Renewal Gift and True Lifestyle programs
  • Features & privileges

Cons

  • Poor customer care service.
  • Annoying calls from SBI executives.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of Karnataka Bank SBI Platinum Credit Card like About Karnataka Bank SBI Platinum Credit Card, Eligibility, Required Documents, How to Apply Karnataka Bank SBI Platinum Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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