Apply Karur Vysya Bank – SBI Card – Benefits, Offers, Rewards, Features

Do you want to apply Karur Vysya Bank – SBI Card?. Then you are on the right page. In the previous article, we have given complete details about Oriental Bank of Commerce – SBI Platinum Credit Card. Through this article, We are going to provide KVB SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the KVB SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the KVB SBI Credit Card.

Here, we have provided the image of KVB SBI Credit Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your KVB SBI Credit Card application status.  Continue reading this article to get more information about Karur Vysya Bank – SBI Card.

Apply Karur Vysya Bank - SBI Card - Benefits, Offers, Rewards, Features

 

About Karur Vysya Bank – SBI Card

EventsInformation
Card NameKarur Vysya Bank – SBI Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 499/- + GST
Reward PointsEnjoy 10X Reward Points per Rs. 100/- spent at all Departmental & Grocery stores.

Earn 1 Reward point per Rs. 100/- spent on all other spends.  (4 Reward points = Rs. 1)

International UsageYes
Official WebsiteClick here

Karur Vysya Bank co-branded with State Bank of India offers the attractive KVB SBI Card. This card came with a bundle of benefits and features. The various features offered with this credit card includes Reward Points, Extravaganza Offer, Welcome Gift, etc., Users can get the variety of needs such as fuel, movies, shopping & others.

Card NameKVB SBI Card
Age limit18 to 65 years
EligibilityExisting customer of SBI only can apply for this card.

Eligibility Criteria

To know the Eligibility of KVB SBI Credit Card, check the below:

  • The customer age must be in between 18 & 65 years.
  • Applicant should be the existing customer of SBI Bank.
  • The cardholder address should be in the live location in India.
  • This card will be given to the particular person on the basis of employment & previous credit score.

Required Documents

You have to submit the following documents while applying for Karur Vysya Bank – SBI Card:

  • PAN Card
  • 2 Passport sized photos
  • Identity proof  – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Last 3 months payslips, Latest six months Bank statements.

How to Apply Karur Vysya Bank – SBI Card – Application process

To apply for KVB SBI Credit Card – Click here

Follow the below steps to apply for KVB SBI Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Karur Vysya Bank – SBI card”.
  • A detailed page of KVB SBI Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First Name, Mobile num., City name & Email Address.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Extravaganza Offer
  • Value Back
  • 0% Fuel Surcharge
  • Spend Based Reversal

Features

  • Reward Points
  • Welcome Offer
  • Add-on Cards
  • Cash on the Go
  • Utility Bill Payment Facility
  • Online Booking of Railway Tickets
  • Balance Transfer on EMI
  • Easy Money
  • Flexipay
  • SBI Card Drop Box Locator

KVB SBI Credit Card Limit

The KVB SBI Credit Card Limit depends upon the employment & income of the cardholder. It is also based upon the previous credit score of the cardholder. There is no fixed limit for KVB SBI Credit Card. To know about your KVB SBI Credit Card limit, Login to ILA using your user ID and password of online account and ask account information like available credit limit, balance outstanding, statement summary, payment & transaction history, unbilled transaction and Rewards Points, etc.,

Welcome Gift, Value Back and Extravaganza Offer

Get Rs. 100 cashback on your 1st ATM cash withdrawal, if done within 30 days of receiving your card. Enjoy up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores. On all your other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1). Spend Rs. 2,000 or more in first 60 days of receiving your card and get 2,000 bonus Reward points.

0% Fuel Surcharge and Spend Based Reversal

Get freedom from paying the 1% fuel surcharge at any petrol bunk. Every transaction of Rs. 500 and Rs. 3,000, at any petrol pump inside the country, will save you the 1% fuel surcharge. You get max. surcharge waiver of up to Rs. 100/statement cycle, per Karur Vysya Bank – SBI Card account. Enjoy annual membership fee reversal from 2nd year of your subscription. To avail fee reversal, you need to spend more than Rs. 1 lakh on your Karur Vysya Bank – SBI Card in the previous year.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 499/-
  • Renewal fee, per annum: Rs. 499/-
  • Add-on Fee (per annum): Nil, if the total purchases made by you in the previous year are more than Rs. 100,000. Else, an annual fee of Rs. 499 is charged annually
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges were up to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts.
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is Nil for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Emergency card replacement, when abroad: Actual cost, with a min. of USD 175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Rs. 99/-
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your KVB SBI Credit Card application status – Click here
  • To Retrieve your KVB SBI Credit Card application status – Click here

KVB SBI Credit Card Review

Taking into the consideration of customers reviews, we have given the Pros and Cons of KVB SBI Credit Card below:

Pros

  • Unique features like Reward points and True Lifestyle.
  • Spend Based Reversal and Value Back

Cons

  • Worst customer care service.
  • Charging extra bills without intimating to customers.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of KVB – SBI Card like About KVB SBI Credit Card, Eligibility, Required Documents, How to Apply Karur Vysya Bank – SBI Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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