Apply Karur Vysya Bank – SBI Platinum Credit Card – Benefits, Features, Offers, Rewards

Do you want to apply Karur Vysya Bank – SBI Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about SBI Mumbai Metro Combo Card. Through this article, We are going to provide KVB SBI Platinum Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the KVB SBI Platinum Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the KVB SBI Platinum Credit Card.

Here, we have provided the image of KVB SBI Platinum Credit Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your KVB SBI Platinum Credit Card application status.  Continue reading this article to get more information about KVB SBI Platinum Card.

Karur Vysya Bank - SBI Platinum Credit Card

About KVB SBI Platinum Credit Card

EventsInformation
Card NameKVB SBI Platinum Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 2,999/- + GST
Reward PointsAvail 5X Reward Points on all Dining, Grocery, Departmental &International spends

Get 2 Reward points for every Rs. 100/- spent on all other categories.

International UsageYes
Official WebsiteClick here

Karur Vysya Bank co-branded with SBI offers the attractive KVB SBI Platinum Credit Card. This card came with unlimited features and Benefits. The various benefits offered with this card includes, Accelerated Reward Points, Welcome Gift, Spend Rewards, etc., Users can enjoy the variety of needs such as fuel, movies, shopping & others.

Card NameKVB SBI Platinum Credit Card
Age limit18 to 65 years
EligibilityExisting customer of SBI only can apply for this card.

Eligibility Criteria

To know the Eligibility of KVB SBI Platinum Credit Card, check the below:

  • The customer age must be in between 18 & 65 years.
  • Applicant should be the existing customer of SBI Bank.
  • The cardholder address should be in the live location in India.
  • This card will be given to the particular person on the basis of employment & previous credit score.

Required Documents

You have to submit the following documents while applying for Karur Vysya Bank – SBI Platinum Credit Card:

  • PAN Card
  • 2 Passport sized photos
  • Identity proof  – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Last 3 months payslips, Latest six months Bank statements.

How to Apply KVB SBI Platinum Credit Card – Application process

To apply for KVB SBI Platinum Credit Card – Click here

Follow the below steps to apply for KVB SBI Platinum Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Karur Vysya Bank – SBI Platinum Credit card”.
  • A detailed page of KVB SBI platinum Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First Name, Mobile num., City name & Email Address.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Welcome Gift
  • Accelerated Reward Points
  • Spend Rewards
  • Airport Lounge Access

Features

  • Renewal Gift
  • True lifestyle
  • Cash on the Go
  • Fuel Surcharge Waiver
  • Easy Bill Pay Facility at Zero Charge
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money Facility
  • Online Railway Tickets Booking
  • Global Acceptance
  • Empower your Family
  • Emergency Card Replacement
KVB SBI Platinum Credit Card Limit

The KVB SBI Platinum Credit Card Limit depends upon the employment & income of cardholder. It is also based upon the previous credit score of the account holder. There is no fixed limit for KVB SBI Platinum Credit Card. To know about your KVB SBI Platinum Credit Card limit, Login to ILA using your online account user ID and password and ask account information like available credit limit, balance outstanding, statement summary, payment & transaction history, unbilled transaction, and Rewards Points, etc.

Welcome Offer

Welcome e- Gift Voucher worth Rs. 3,000 from any of the above brands: Yatra, Hush Puppies /Bata, Westside, Shoppers Stop. The e-Voucher code will be sent on your registered mobile number within 15 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can use your e-gift voucher by showing the code at the respective brand store and for Yatra, you can use the code online at the time of purchase.

Accelerated Reward Points

Get 5X Reward Points on all Dining spends, Grocery spends, Departmental and International spends. Earn 2 Reward points for every Rs. 100 spent on all other categories. Redeem these Reward Points towards outstanding amount on your SBI Card or for exciting items from our Rewards Catalogue. You can earn a max. of 40,000 Reward Points in the 5X category in a year.

Spend Rewards

Get spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each. e- Gift Voucher worth Rs. 3,000 from any of the following brands i.e., Yatra, Hush Puppies/Bata, Westside, Shoppers Stop. The e- Gift Voucher code will be sent on your registered mobile number within 7 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can use your e-gift voucher by showing the code at the respective brand store and For Yatra, you can use the code online at the time of purchase.

Airport Lounge Access

Get a complimentary membership to the Priority Pass program worth USD 99. Enjoy complimentary lounge access to Visa lounges globally through Visa Airport Lounge Access program. A usage fee of only USD 27 will be charged to your Karur Vysya Bank – SBI Platinum Credit Card, every time you visit an airport lounge.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 2,999/-
  • Renewal fee, per annum: Rs. 2,999/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day.
  • Free credit period: Nil
  • Finance charges were up to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 4,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.250/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 4,000/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Emergency card replacement, when abroad: Nil
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 usage fee of $27 per visit + applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your KVB SBI Platinum Credit Card application status – Click here
  • To Retrieve your KVB SBI Platinum Credit Card application status – Click here

KVB SBI Platinum Credit Card Review

Taking into consideration of customers reviews, we have given the Pros and Cons of KVB SBI Platinum Credit Card below:

Pros

  • Unique features like Renewal Gift and True Lifestyle.
  • Accelerated and Spend rewards

Cons

  • Worst customer care service.
  • Charging extra bills without informing customers.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of KVB – SBI Platinum Card like About KVB SBI Platinum Credit Card, Eligibility, Required Documents, How to Apply Karur Vysya Bank – SBI Platinum Credit Card, Benefits, Features, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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