Apply LVB SBI Platinum Credit Card – Benefits, Offers, Rewards, Features

Do you want to apply LVB SBI Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about South Indian Bank SBI Platinum Credit Card. Through this article, We are going to provide LVB SBI Platinum Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the LVB SBI Platinum Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cash back offers, Lounge programs and shopping offers given by the LVB SBI Platinum Credit Card.

Here, we have provided the image of LVB SBI Platinum Credit Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your LVB SBI Platinum Credit Card application status.  Continue reading this article to get more information of LVB SBI Platinum Card.

LVB SBI Platinum Credit Card

About LVB SBI Platinum Credit Card

Lakshmi Vilas Bank in partnership with SBI card offers attractive credit card namely LVB SBI Platinum Credit Card. The various benefits offered with this card includes, Welcome Gift, Rewards, Renewal Gift, True Lifestyle, etc., It comes with unmatchable privileges. Enjoy the unique features and life style Benefits of LVB SBI Platinum Credit card.

Card NameLVB SBI Platinum Credit Card
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility criteria

To apply for Lakshmi Vilas Bank SBI Platinum Credit Card, the applicant should have following eligibility:

  • The age of applicant must be in between 18 & 65 years.
  • Applicant must be the existing customer of SBI.
  • The applicant should be an Indian citizen.
  • This card will be given to the customers on the basis of Job & credit score.

Required Documents

You have to submit the following Documents while applying for Lakshmi Vilas Bank SBI Platinum Credit Card:

  • PAN Card
  • Resident proof – Aadhar card, Voter card.
  • Any one Identity proof  – Aadhar card, Ration Card, voter card,PAN Card, Driving license.
  • Any one Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • 2 Passport sized photographs
  • Last 3 months pay slips, Latest six months Bank statements.

How to Apply LVB SBI Platinum Credit Card – Application process

To apply LVB SBI Platinum Credit Card – Click here

Follow the below steps to apply for LVB SBI Platinum Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”LVB SBI Platinum Credit Card”.
  • A detailed page of Lakshmi Vilas Bank SBI Platinum Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now”button.

Benefits/ Privileges

  • Welcome Gift
  • Accelerated Reward Points
  • Spend Rewards
  • Airport Lounge Access

Features

  • Renewal Gift
  • True Lifestyle
  • Cash on the go
  • Lakshmi Vilas Bank SBI Credit Card online
  • Fuel surcharge waiver
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money facility
  • Online railway tickets booking
  • Global acceptance
  • Empower your family
  • Emergency card replacement
LVB SBI Platinum Credit Card Limit

The Lakshmi Vilas Bank SBI Platinum Credit Card Limit is depends upon job & income of account holder. It is also based upon the previous card credit score of customer. There is no fixed limit for LVB SBI Platinum Credit Card. To know about your Lakshmi Vilas Bank SBI Platinum Credit Card limit, Give a Missed call on 8422845512 from your mobile number, An instant SMS will be sent on your phone with latest limits and balance outstanding.

Welcome Gift

Welcome e- Gift Voucher worth Rs. 3,000/- from any of the below brands: Yatra, Hush Puppies /Bata, Westside, Shoppers Stop. The e- Gift Voucher code will be sent on your registered mobile number within 15 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store and For Yatra you can redeem the code online at the time of purchase.

Accelerated Reward Points and Shopping vouchers

Get 5X Reward Points on all Dining spends, Grocery purchases, Departmental and International spends. Earn 2 Reward points for every Rs. 100 spent on all other categories. Redeem these Reward Points towards outstanding amount on your SBI Card or for exciting items from our Rewards Catalogue. You can earn a max. of 40,000 Reward Points in the 5X category in a year.

Spend Rewards

Get spend rewards on annual spending of Rs. 4,00,000/- and 5,00,000/-, each e- Gift Voucher worth Rs. 3,000/- from any of the given brands: Yatra ,Hush Puppies/Bata, Westside, Shoppers Stop. The e- Gift Voucher code will be sent on your registered mobile number in 7 working days of receipt of request on a best effort basis. For Westside, Shoppers Stop and Hush Puppies/Bata you can redeem your e-gift voucher by showing the code at the respective brand store and For Yatra you can redeem the code online at the time of purchase.

Airport Lounge Access

Get a complimentary membership to the Priority Pass program worth USD99. Enjoy complimentary lounge access to Visa lounges world wide through Visa Airport Lounge Access program. A usage fee of only $27 will be charged to your Lakshmi Vilas Bank SBI Platinum Credit Card, every time you visit an airport lounge.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 2999/-
  • Renewal Fee (per annum): Rs. 2999/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges is up to 3.35% per month, 40.2% per annum from the withdrawl.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 15,000/- per day.
  • Free credit period: Nil
  • Finance charges were up-to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 4,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.250/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Betweeen Rs. 500/- to Rs. 4,000/-
Other charges
  • Cheque pick up: Rs. 100/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per statement, which is 2 or more months old
  • Late payment charge is NIL for total Amount due from 0- 200 Rupees; Rs. 100 for total Amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for total Amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for total Amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for total Amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Nil
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Card upgrade fee: Up to Rs. 500/-
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Cash Payment Fees: Rs. 100/-

Track Application

  • To Track your LVB SBI Platinum Credit Card application status – Click here
  • To Retrieve your LVB SBI Platinum Credit Card application status – Click here

Lakshmi Vilas Bank SBI Platinum Credit Card Review

By taking into consideration of reviews of customers, we have given the Pros and Cons of this Credit Card below:

Pros

  • Unique features like True Lifestyle & Renewal Gift.
  • Rewards, value back and Cash points

Cons

  • Poor customer care service.
  • Charging extra bills without intimating to customers.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of LVB SBI Platinum Credit Card like About Lakshmi Vilas Bank SBI Platinum Card, Eligibility, Required Documents, How to Apply LVB SBI Platinum Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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