Apply LVB SBI SimplySAVE Card – Benefits, Offers, Rewards, Features

Do you want to apply LVB SBI SimplySAVE Card?. Then you are on the right page. In the previous article, we have given complete details about South Indian Bank Simply Save SBI Card. Through this article, We are going to provide LVB SBI SimplySAVE Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the LVB SBI SimplySAVE Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, movies and shopping offers given by the LVB SBI SimplySAVE Credit Card.

Here, we have provided the image of LVB SBI SimplySAVE Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your LVB SBI SimplySAVE Credit Card application status.  Continue reading this article to get more information of LVB SBI SimplySAVE Card.

LVB SBI SimplySAVE Card

About LVB SBI SimplySAVE Credit Card

Lakshmi Vilas Bank in partnership with SBI offers the attractive credit card namely LVB SBI SimplySAVE Credit Card. The various benefits offered with this card include, Welcome Gift, Renewal Gift, Rewards, True Lifestyle, etc., It comes with incomparable privileges. Enjoy the unique features and life style Benefits of LVB SBI SimplySAVE card.

Card NameLVB SBI SimplySAVE Card
Age limit18 to 65 years
EligibilityExisting customer of SBI only can apply for this card.

Eligibility Criteria

To apply LVB SBI SimplySAVE Credit card, the applicant must have the following eligibility:

  • The candidate age must be in between 18 & 65 years.
  • Applicant must be the existing customer of State Bank of India.
  • The applicant should be a resident of India.
  • This card will be given to the particular person on the basis of Job & credit score.

Required Documents

You have to submit the following Documents while applying for Lakshmi Vilas Bank SBI SimplySAVE Credit Card:

  • PAN Card
  • Any one Identity proof  – Aadhar card, Ration Card, voter card,PAN Card, Driving license.
  • Any one Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • 2 Passport sized photographs
  • Last 3 months pay slips, Latest six months Bank statements.

How to Apply LVB SBI SimplySAVE Credit Card – Application process

To apply LVB SBI SimplySAVE Credit Card – Click here

Follow the below steps to apply for LVB SBI SimplySAVE Credit Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”LVB SBI SimplySAVE Card”.
  • A detailed page of Lakshmi Vilas Bank SBI SimplySAVE Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now”button.

Benefits/ Privileges

  • Welcome offer
  • Cash Points
  • Value Back
  • 0% Fuel Surcharge

Features

  • Worldwide acceptance
  • Empower your family
  • Cash on the go
  • Online Booking of Railway Tickets
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money
  • SBI Card Drop Box Locator

LVB SBI SimplySAVE Credit Card Limit

The Lakshmi Vilas Bank SBI SimplySAVE Credit Card Limit is depends upon the employment & income of card holder. It is also based upon the previous card credit score of customer. There is no fixed limit for LVB SBI SimplySAVE Credit Card. To know about your LVB SBI SimplySAVE Credit Card limit, Give a Missed call from your mobile number on 8422845512, An instant SMS will be sent to your mobile phone with latest credit limits and outstanding.

Welcome Offer and Cash Points

Spend Rs. 2,000/- or more in 1st 60 days of receiving card and get 2,000 bonus reward points. Get Rs. 100/- cashback on your 1st ATM cash withdrawal within 30 days of receiving your card. Earn 1 reward point for every Rs. 100 spent. Use your reward points to pay the credit card bills /redeem against a wide array of gifts from the rewards catalogue.

Value Back and 0% Fuel Surcharge

Get up to 2.5% cash back on all departmental stores and grocery purchases. Enjoy freedom from paying the 1% fuel surcharge at any petrol pump. Every transaction of Rs. 500 to Rs. 3,000 at any petrol bunk in India, will save you the 1% fuel surcharge. You get max. surcharge waiver of up to Rs. 100 per statement cycle & per credit card account.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 499/-
  • Renewal Fee (per annum): Rs. 499/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges is up to 3.35% per month, 40.2% per annum from the withdrawl.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges were up-to 3.35% per month, accounting to 40.2% per annum from the date of transaction
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Betweeen Rs. 500/- to Rs. 3,000/-
Other charges
  • Cheque pick up: Rs. 100/-
  • Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per statement, which is 2 or more months old
  • Late payment charge is NIL for total Amount due from 0- 200 Rupees; Rs. 100 for total Amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for total Amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for total Amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for total Amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Actual cost, with a min. of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Card upgrade fee: Up to Rs. 200/-
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your LVB SBI SimplySAVE Credit Card application status – Click here
  • To Retrieve your LVB SBI SimplySAVE Credit Card application status – Click here

LVB SBI SimplySAVE Credit Card Review

By taking into consideration of reviews of customers, we have given the Pros and Cons of LVB SBI SimplySAVE Credit Card below:

Pros

  • Unique features like True Lifestyle & Renewal Gift.
  • Rewards and Cash back

Cons

  • Bad customer care service.
  • Charging extra bills without informing to customers.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of LVB SBI SimplySAVE Credit Card like About Lakshmi Vilas Bank SBI SimplySAVE Card, Eligibility, Required Documents, How to Apply LVB SBI SimplySAVE Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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