Apply SBI Card PRIME Advantage – Benefits, Features, Rewards, Fees

Do you want to apply SBI Card Prime Advantage?. Then you are on the right page. In the previous article, we have given complete details about Apollo SBI Card. Today here in this article, We are going to provide SBI Card PRIME Advantage credit card details like Benefits, Features, Rewards, Fees. People who are applying for the SBI Credit Card PRIME Advantage has to check the complete details like Eligibility, Required documents, benefits, Welcome gifts, PRIME Rewards, Features, cashback offers, Lounge programs, the movie offers and shopping offers given by the SBI Credit Card PRIME Advantage.

Here, we have provided the image of SBI card prime advantage. Also, you can check annual charges, late payment charges below. We have also given a link to track your SBI card prime advantage application status. Let’s check complete details.

About SBI Card PRIME Advantage

EventsInformation
Card NameSBI Card PRIME Advantage
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 2999/- + GST
Reward PointsEnjoy 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments

Avail 15 Reward Points per Rs. 100 spent on BigBasket

Earn 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores, and Movies

International UsageYes
Official WebsiteClick here

SBI credit card PRIME Advantage, by having this card there are more benefits and we can obtain more facilities by having  SBI Card PRIME Advantage and also having this card leads to get Privileges like Rewards, Welcome Gifts, Lounge Programs, etc., These programs allow you to save money that you spend on your card. This card is given to the eligible applicant of age group 18 to 65 years and the applicant must be an Indian and the existing customer of SBI Bank.

Card NameSBI Card PRIME Advantage
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

The Eligibility criteria for SBI credit card PRIME Advantage applicant must be as follows:

  • Applicant must be a resident of India.
  • The Eligible age of the applicant must be in between 18 and 65 years.
  • The Applicant must be the existing customer of SBI Bank.
  • The monthly income of SBI credit card PRIME Advantage applicant must be Rs.16,000/- and The annual income should not exceed Rs.2,50,000/-

Required Documents

  • 2 passport size photos.
  • PAN card
  • Latest 3 months payslips and last 6 months Bank statements
  • Identity proof – Aadhar card, Ration card, Passport, Driving License (any one of the following is enough)
  • Address proof – Ration card, Utility Bills (telephone, electricity, etc.,) (any one of them)

How to Apply SBI Card PRIME Advantage – Application procedure

Click here to apply for SBI credit card PRIME Advantage.

The procedure of Applying for SBI credit card PRIME Advantage. Follow the below steps:

  • Get into the official website of SBI –  www.sbicard.com
  • From the Home page Click on “Personal” option and then click on “Credit cards”.
  • From the page of Credit cards click on  “All cards”>” SBI card PRIME Advantage”.
  • The detailed page of SBI credit card PRIME Advantage appears and which upon scrolling shows “Apply now “heading.
  • Here fill the details like First name, Mobile no., City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.
  • Submit the mentioned documents for verification.
  • After the verification process, an SBI executive would get in touch.

Benefits/ Privileges

  • Welcome Gift
  • PRIME Rewards
  • Milestone Benefits
  • Trident Privilege Membership
  • Club Vistara Membership
  • Lounge Access
  • Birthday Benefit
  • Mastercard/Visa Privileges

Features of SBI Credit Card PRIME Advantage

  • Daily purchases
  • Fast & convenient
  • Security
  • Global Acceptance
  • Fraud Liability Cover
  • Emergency Card Replacement
  • Add-on Cards
  • Cash Access Across the World
  • Safe and Secure
  • Easy Bill Pay Facility
  • Flexipay
  • Balance Transfer on EMI

SBI PRIME Advantage Card Limit

There is no particular credit card limit for SBI Card PRIME Advantage, Which totally depends upon customers income and employment. For different customers, there are different credit card limits. If you want to know about your credit card limit, send SMS BAL where= {Last 4 digits of your SBI Card or TATA Card number} to 5676791 from your registered mobile number.

Welcome Gifts

Welcome e-gift Voucher worth Rs. 3,000 from any of the following brands: Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop & Yatra.com. You will receive an SMS to choose from e-voucher options within 15 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request (For Bata/ Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop, you can redeem your e-Gift Voucher by showing the code at the respective brand store and for Yatra and Shoppers Stop you can redeem the code online at the time of purchase).

Cash Back and Rewards

Get 20 Reward Points per Rs. 100 spent on standing instructions of Utility Bills payments, get 15 Reward Points per Rs. 100 spent on Big Basket and get 10X Reward Points per Rs. 100/- spent on Groceries, Dining, Departmental stores & Movies. Earn 2 Reward Points per Rs. 100/- on all other retail spends. Pay your card outstanding with Reward Points (four Reward Points = Rs. 1/-). 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. Max. Surcharge Waiver of Rs. 250 per month, per credit card account.

Movie vouchers and Shopping benefits

Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter. Waiver of renewal fees on annual spends of Rs. 3 Lakhs, E-Gift Voucher worth Rs. 7,000/- from Yatra.com or Pantaloons of targeting annual spends of Rs. 5 Lakhs and Pizza Hut e-Voucher will be sent to your registered mobile number within 15 days of achieving spends of Rs. 50, 000. For Yatra.com or Pantaloons, you will receive an SMS to choose the e-Gift Voucher option within 10 days of achieving spends of Rs. 5 Lakhs.

Membership Facilities

Enjoy complimentary Trident Privilege Red Tier Membership and get exclusive 1,000 Welcome Points on registration. Enjoy 1,500 Bonus Points on your 1st stay & additional Rs. 1,000 hotel credit on extended night stay. Enjoy 10% instant saving on bookings through the hotel website and enjoy 10 points for every Rs. 100/-  spent excluding taxes during your stay at hotels. Offers are valid only for Primary cardholders. Enjoy Complimentary Club Vistara Silver membership and get 1 complimentary Lounge Access Voucher & 1 Upgrade Voucher. Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

Lounge access and Birthday Benefits

Four complimentary visits per year to International Priority Pass Lounges, outside India maximum 2 visits per quarter and 8 complimentary visits per year to Domestic VISA/Master card Lounges in India (max. 2 visits per quarter). Offers valid only for Primary cardholders. Get  20 Reward Points per Rs. 100 spent on your birthday.

Mastercard/Visa Privileges

Four complimentary rounds on Green Fees per year and 1 complimentary golf lesson per month at select courses in India. Exclusive benefits across 900  luxury hotels worldwide. Savings of 10% off on Hertz car rental &  35% off on Avis Car Rentals. Earn up to 10,000 miles per night on hotel stay, plus 25% extra miles on Kaligo.com, up to 8% Discount on bookings through hotels.com across the Asia Pacific and also enjoy 15% off on luxury Airport Transfer Service.

Fees and charges

ChargesAmount
Fees
  • Annual Fee (one time): Rs. 2,999
  • Renewal Fee (per annum): Rs. 2,999 from second year onwards
  • Add-on Fee (per annum): Nil
Extended Credit
  • The interest-free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum, from the date of transaction.
  • Minimum amount due is 5% of Total Outstanding (Min. Rs.200 plus all applicable taxes &  EMI based products + OVL amount.
Cash Advance
  • Cash advance limit is up to 80% of the credit limit, with a max. of Rs. 15,000/- per day
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month (40.2% per annum), from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other ATM’s: 2.5% of the transaction amount, sub to a minimum of Rs. 300/-
  • International ATM’s are 3% of the transaction amount, subject to a minimum of Rs. 300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + service charge,for Railway tickets through irctc.co.in
  • Petrol and other products or services sold at petrol bunks is 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 4,000, excluding all applicable taxes, wherever applicable & all other charges.
  • Maximum surcharge waiver of Rs. 250 per statement cycle, per credit card accounts.
  • Between Rs. 500 to Rs. 4,000, 1% of the transaction amount is applicable.
  • Customs duty payment is 2.25% of transaction amount subjects to a minimum of Rs. 75
Other charges
  • Cash Payment Fee: Rs. 199
  • Statement retrieval: Rs. 100/- per statement which is more than 2 months old
  • Payment Dishonor fee is 2%, subject to a minimum of Rs. 450
  • Cheque Fee: Rs. 100 (Payments made via cheque up to Rs. 10,000)
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500; Rs. 400 for the total amount due above Rs.500 & up to Rs. 1000; Rs. 600 for the total amount due above. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500
  • Card replacement: Rs. 100
  • Emergency card replacement, when abroad is Actual cost (subject to a minimum of $175)
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Rs. 99

Track Application

  • To track your SBI Card PRIME Advantage credit card application status – Click here
  • To Retrieve your SBI Card PRIME Advantage Credit Card application status – Click here

SBI PRIME Advantage credit card Review

With the study of customers reviews, we have provided SBI Card PRIME Advantage pros and cons.

Pros

  • Benefits and features of Credit card given by SBI.
  • Security provided to the credit card
  • Low-interest rates.

Cons

  • Worst customer care service.
  • Fraud is happening at the time of Billing.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete details of SBI Card PRIME Advantage details like About SBI Card PRIME Advantage, Eligibility, Documents required, How to apply SBI Card PRIME Advantage Credit card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details.  Don’t forget to share this article with your friends.

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