Apply SimplySAVE Advantage SBI Card – Benefits, Features, Rewards, Offers

Do you want to apply SimplySAVE Advantage SBI Card?. Then you are on the right page. In the previous article, we have given complete details about HDFC Diners Club Black Super Premium Credit Card. Through this article, We are going to provide SimplySAVE Advantage SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the SimplySAVE Advantage SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the SimplySAVE Advantage SBI Card.

Here, we have provided the image of SimplySAVE Advantage SBI Card. Also, you can check annual and, late payment charges. We have also given a link to track your SimplySAVE Advantage SBI Card application status.  Continue reading this article to get more details of SimplySAVE Advantage SBI Credit Card.

SimplySAVE Advantage SBI Card

About SimplySAVE Advantage SBI Credit Card

EventsInformation
Card NameSimplySAVE Advantage SBI Credit card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 499/- + GST
Reward PointsEarn 10 Reward Points per Rs.100/- spent on Dining, Movies, Departmental Stores & Grocery Spends.

On all your other spends, enjoy 1 Reward Point per Rs. 100 spent (4 Reward Points = Rs. 1)

International UsageYes
Official WebsiteClick here

SimplySAVE Advantage SBI Card is given by the SBI Bank to the eligible applicant of the age group 21 to 70 years. The SimplySave Advantage SBI credit card is mainly designed to meet the needs and requirements of the customers, for shopping needs and also allows you to save a great deal on all your spends. SimplySAVE Advantage Credit Card applicant must be an existing SBI Bank customer.

Card NameSimplySAVE Advantage SBI Card
Age limit21 to 70 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for the SimplySAVE Advantage SBI credit card, the applicant has the following eligibility:

  • The Eligible age of the applicant must be in between 21 to 70 years.
  • Applicant residential address must be in live location in India.
  • The credit card is given to the customer on the basis of their income and employment
  • Applicant must be the existing customer & have an active credit history in SBI Bank.

Required Documents

Required documents to submit in the process of applying SimplySAVE Advantage SBI credit card:

  • PAN Card
  • Last 6 months Bank statement and Latest 3 months pay slips.
  • Address proof(any one) – Utility Bills, Ration card, Aadhar card
  • Identity proof(any one) – Aadhar card, Driving License, Ration card, Voter card

How to Apply SimplySAVE Advantage SBI Card – Application Process

To Apply for SimplySAVE Advantage SBI Credit Card – Click here

Follow the below steps to apply for SimplySAVE Advantage SBI Credit Card:

  • Get into the Official website of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”SimplySAVE Advantage SBI Card”.
  • A detailed page of SimplySAVE Advantage SBI Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

SimplySAVE Advantage SBI Credit Card Limit

The SimplySAVE Advantage SBI Card limit is based upon income and credit score of the existing customer. It also depends upon the employment of account holder. There is no fixed credit card limit. To know your SimplySAVE Advantage SBI credit card limit, give a Missed call on ‘8422845513’ from your registered mobile number &  an instant SMS will be sent to your mobile with the available credit and cash limit.

Benefits/ Privileges

  • 10x Reward Points
  • Worldwide Acceptance
  • Enjoy Complete Fuel Freedom
  • Spend Based Reversal

Features

  • Reward Point
  • Welcome Offer
  • Contactless Advantage
  • Worldwide Acceptance
  • Add-on cards
  • Cash on the go
  • Utility Bill Pay facility
  • Flexipay
  • Balance Transfer on EMI
  • Easy Money
Welcome Gift

Get Rs. 100/- cash back on your first ATM cash withdrawal, if done within 30 days of receiving your credit card.

Cash Back, Fee reversal and Reward points

Get annual membership fee reversal from 2nd year of subscription. To avail fee reversal, you need to have spent Rs.1 Lakh or more on your Credit Card in the previous year. Earn 1 Reward Point on every Rs. 100 that you spend using the SimplySAVE Advantage SBI Card. Use your Reward Points to pay the balance on your credit card or redeem against a wide array of gifts. Get Rs. 100/- cash back on your 1st ATM cash withdrawal.

Movies, shopping offers, and Fuel surcharges

Enjoy 10 Reward Points per Rs.100 spent on Dining spends, Movies, Departmental Stores and Grocery Spends. On all your other spends, earn 1 Reward Point per Rs. 100 spent (4 Reward Points = Rs. 1). Get freedom by paying 1% fuel surcharge at any petrol bunk. To avail this offer, transact an amount between Rs. 500/- to Rs. 3,000/- at any petrol bunk in India. You will get max. fuel surcharge waiver up to Rs.100/statement on your SimplySAVE Advantage SBI Credit Card.

Fees and Charges

ChargesAmount
Fees
  • Annual Fee (one time): Rs.499/-
  • Renewal Fee (per annum): Rs.499/- from 2nd year onwards. Renewal Fee reversed if annual spends for last year is greater than or equal to Rs. 1 Lakh.
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 2.50% per month, 30.0% per annum from the withdrawal.
  • Minimum amount due is 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day
  • Free credit period: Nil
  • Finance charges: Up-to 2.50% per month & accounting to 30.0% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Fuel and all products & services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000, exclusive of applicable taxes and all other charges. Max. surcharge waiver of Rs.100/- per statement cycle, per credit card account.
  • 1% of transaction amount for transaction Amount Betweeen Rs. 500/- to Rs.3,000/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque upto Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100
  • Emergency card replacement, when abroad,  Actual cost is with a minimum of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Rewards redemption fee: Up to Rs. 99/-
  • Cash Payment fee: Up to Rs. 100/-
Track Application
  • To track your SimplySAVE Advantage SBI Credit Card application status – Click here
  • To Retrieve your SimplySAVE Advantage SBI Credit Card application status – Click here

SimplySAVE Advantage SBI Credit Card Review

By taking into the consideration of customer’s reviews, we have provided Pro’s and Con’s of SimplySAVE Advantage SBI Credit Card below.

Pros

  • Providing good card features to credit card holders.
  • Unique Security features of SimplySAVE Advantage SBI Card.
  • Privileges and Reward points

Cons

  • Poor customer service.
  • Annoying calls.
  • Charging extra amount on Bills
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about SimplySAVE Advantage SBI Card like About SimplySAVE Advantage SBI Credit Card, Eligibility, Required Documents, How to apply SimplySAVE Advantage SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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