Apply SimplySAVE SBI Card – Benefits, Features, Offers, Rewards

Do you want to apply SimplySAVE SBI Card?. Then you are on the right page. In the previous article, we have given complete details about SimplyCLICK SBI Card. Through this article, we are going to provide SimplySAVE SBI Card details like Benefits, Features, Offers, Rewards. Candidates who are going to apply for the SimplySAVE SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, Lounge programs, the movie offers and shopping offers given by the SimplySAVE SBI Credit Card.

Here, we have provided the image of SimplySAVE SBI Card. Also, you can check annual charges, late payment charges below. We have also given a link to track your SimplySAVE SBI card application status. Continue reading this article to get more information about SimplySAVE SBI Credit Card.

About SimplySAVE SBI Credit Card

EventsInformation
Card NameSimplySAVE SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 499/- + GST
Reward PointsEnjoy 10 Reward Points per Rs.100/- spent on Dining, Movies, Departmental Stores & Grocery Spends.

On all your other spends, earn 1 Reward Point per Rs.100/- spent

4 Reward Points = Rs. 1

International UsageYes
Official WebsiteClick here

SBI launched this SimplySAVE SBI Card. This card is launched mainly for the people who want to save money. The eligible age of applicants must be in between 21 to 70 years. This card is given to the people who are already the existing customers of SBI. This card is innovated to save some value while spending money of the customers with their purchases. we can obtain more facilities by using SimplySAVE SBI Credit Card and also  having this card leads to get Privileges like Rewards, Welcome Gifts, Shopping offers, etc.,

Card NameSimplySAVE SBI Card
Age limit21 to 70 years
EligibilityExisting customer of SBI can apply for this SimplySAVE SBI card.

Eligibility

The applicants must have the following Eligibility to apply for SimplySAVE SBI Card:

  • The Applicant of SimplySAVE SBI Card should have a live location in India.
  • The age of an applicant is in between 21 and 70 years.
  • The Applicant of SimplySAVE SBI Card monthly gross income must be Rs.20,000/- and the annual income must be Rs.2,40,000/-
  • SimplySAVE SBI Card must be given to the existing customer of SBI Bank.
  • The applicant should have a great credit score and should not be a credit card defaulter.

Required Documents

  • 2 recent photographs.
  • PAN card
  • Address proof – Ration card, Utility Bills (telephone, electricity, etc.,) (any one of them is enough)
  • Income proof – Latest 3 months payslips and last 6 months Bank statements
  • Identity proof – Aadhar card, Ration card, Passport, Driving License (any one of them is enough)

How to apply SimplySAVE SBI Card – Application process

To apply for SimplySAVE SBI Credit CardClick here

The application procedure of SimplySAVE SBI Credit Card as follows:

  • Get into the official site of SBI Bank – www.sbicard.com
  • A home page with various options will appear, Then click on “Personal”>”Credit cards”>” All Cards”>”SimplySAVE SBI Card”.
  •  A detailed page of SimplySAVE SBI Card will open.
  • By scrolling it down, an option of “Apply now for SimplySAVE SBI Credit Card” will appear and here fill all the mentioned details like First name, City, Mobile number & Email address.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Extravaganza Offer
  • 10x Reward Points
  • Enjoy Complete Fuel Freedom
  • Spend Based Reversal

Features of SimplySAVE SBI Card

  • Reward Points
  • Welcome Offer
  • Daily purchases
  • Fast & convenient
  • Security
  • Worldwide Acceptance
  • Add-on Cards
  • Cash on the Go
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money

SimplySAVE SBI Credit Card Limit

For credit cards, there is no particular credit limit. SimplySAVE SBI Card Limit is totally depended upon the employment and income of the customer. It also depends upon the previous credit score of the credit cardholder. To know about your credit limit, Login to your SBI Card account through sbicard.com and check the ‘Current Outstanding’ in Account Summary section.

Welcome Gift

Get Rs. 100 cashback on your 1st  ATM cash withdrawal, if done within 30 days of receiving your SimplySAVE SBI Card. Spend Rs. 2,000 or above in 1st 60 days of receiving and get 2,000 bonus Reward Points. Offer is not valid on Cash Withdrawals, Balance Transfer and Easy Money Draft spends.

Cash Back and Rewards

On all your other spends, earn 1x Reward Point per Rs.100 spent (4 Reward Points = Rs. 1).  On every Rs. 100 spends, Earn 1 Reward Point by using the SimplySAVE SBI Card. Use your Reward Points to pay the outstanding balance on your credit card /redeem against a wide range of gifts. Get freedom from paying the 1% fuel surcharge at any petrol bunk and transact an amount between Rs. 500 to Rs. 3,000 at petrol bunks in India to avail this offer. You get max. surcharge waiver of up to Rs. 100/- per statement cycle, on your card.

Movie vouchers and Shopping Benefits

Enjoy 10x Reward Points per Rs.100/- spent on Movies, Dining, Departmental Stores and Grocery Spends. Enjoy annual membership fee reversal from 2nd year of your subscription. To avail these benefits, you need to have spent Rs. 1,00,000/- or more on your SimplySAVE SBI Card in the last year.

Fees and charges

ChargesAmount
Fees
  • Annual Fee (one time): Rs. 499 +GST
  • Renewal Fee (per annum): Rs. 499 + GST from 2nd year onwards & Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the date of transaction.
  • Minimum amount due is 5% of Total Outstanding Minimum Rs.200 plus all applicable taxes &  EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up to 80% of the credit limit, with a max. of Rs. 12,000/- per day
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & 40.2% per annum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of the transaction amount, subject to a minimum of Rs. 300
  • International ATM’s are 3% of withdrawal amount, subject to a minimum of Rs. 300
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Fuel and all products or services sold at petrol bunks: 1% fuel surcharge waiver for every transaction between Rs. 500 and Rs. 3,000, excluding all applicable taxes and all other charges. Max. surcharge waiver of Rs. 100 per statement cycle, per credit card account. 1% of transaction amount Between Rs. 500 to Rs. 3,000
Other Charges
  • Cash Payment Fee: Rs. 100
  • Cheque Fee: Rs. 100 (Payments made via cheque up to Rs. 10,000)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450
  • Statement retrieval program is Rs. 100 per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500; Rs. 400 for the total amount due above Rs. 500 & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500
  • Card replacement: Rs. 100
  • Emergency card replacement, when abroad is Actual cost with a min.of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 usage fee of $27 per visit + applicable taxes. All Airport Lounge visits outside India through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of $27 per visit + applicable taxes

Track Application

  • To track the application of SimplySAVE SBI Credit Card – Click here
  • To retrieve the application of SimplySAVE SBI Credit Card – Click here

SimplySAVE SBI Card Review

Pros and cons of SimplySAVE SBI Credit Card on the basis of customers reviews.

Pros

  • Security features of credit cards.
  • Fast and Convenient transactions.

Cons

  • Agents were misguiding people by providing wrong information about the card.
  • At the time of Billing, they are adding extra amount which is not spent by customers.

Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803,

Hope you may get the complete details of SimpleSAVE SBI Card details like About SimpleSAVE SBI Credit Card, Eligibility, Documents required, How to apply for SimpleSAVE SBI Credit card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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