Apply South Indian Bank Simply Save SBI Card – Benefits, Rewards, Offers, Features

Do you want to apply South Indian Bank SBI Simply Save Card?. Then you are on the right page. In the previous article, we have given complete details about Etihad Guest SBI Card. Through this article, We are going to provide South Indian Bank SBI Simply Save Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the South Indian Bank SBI SimplySAVE Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the South Indian Bank SBI Simply Save Credit Card.

Here, we have provided the image of South Indian Bank SBI Simply Save Credit Card. Also, you can check annual charges and late fee payment charges. We have also given a link to track your South Indian Bank SBI SimplySAVE Credit Card application status.  Continue reading this article to get more information about South Indian Bank SBI Simply Save Card.

South Indian Bank Simply Save SBI Card

About South Indian Bank SBI Simply Save Credit Card

EventsInformation
Card NameSouth Indian Bank SBI Simply Save Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit.
Annual ChargesRs. 499/- + GST
Reward PointsGet 1 reward point for every Rs. 100/- spent.
International UsageYes
Official WebsiteClick here

South Indian Bank SBI Simply Save Credit Card is an international card that comes with amazing benefits to the cardholders. The more you spend with this card, the more it allows being saved. South Indian Bank SBI Simply Save Card offers very attractive features like welcome Gift, Cash Back, Lounge access, Reward points, etc.,

Card NameSouth Indian Bank SBI Simply Save Credit Card
Age limit18 to 65 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for South Indian Bank SBI Simply Save Credit Card, the applicant should have the following eligibility:

  • The applicant age must be in between 18 & 65 years.
  • Applicant must be the existing customer of SBI Bank.
  • The applicant should be an Indian citizen.
  • This card will be given on the basis of Income & credit score of the account holder.

Required Documents

You have to submit the following documents while applying for South Indian Bank SBI Simply Save Credit Card:

  • PAN Card
  • Resident proof – Aadhar card, Voter card.
  • Anyone Address proof – Utility Bills(telephone, electricity, etc.,), Aadhar card, Ration card.
  • Anyone Identity proof  – Aadhar card, Ration Card, voter card, PAN Card, Driving license.
  • 2 Passport-sized photographs
  • Last three months pay slips, Latest 6 months Bank statements.

How to Apply South Indian Bank SBI Simply Save Credit Card – Application process

To apply South Indian Bank SBI Simply Save Credit Card – Click here

Follow the below steps to apply for South Indian Bank SBI SimplySAVE Card:

  • Get into the Official page of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”South Indian Bank SBI Simply Save Credit Card”.
  • A detailed page of South Indian Bank SBI Simply Saves Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like First name, Mobile number, City & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/ Privileges

  • Cash Points
  • Value Back
  • 0% Fuel Surcharge
  • Welcome offer

Features

  • Worldwide acceptance
  • Empower your family
  • Cash on the go
  • Online Booking of Railway Tickets
  • Utility Bill Payment Facility
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money
  • SBI Card Drop Box Locator

South Indian Bank SBI Simply Save Credit Card Limit

The South Indian Bank SBI Simply Save Credit Card Limit is depended upon income & job of the Credit Cardholder. It is also based upon the credit score of the customer. There is no fixed limit for South Indian Bank SBI Simply Save Credit Card. To know about your South Indian Bank SBI Simply Save Credit Card limit, Give a Missed call from your registered mobile number on 8422845512, An instant SMS will be sent to your mobile with latest card limits and balance outstanding.

Welcome Gift

Spend Rs. 2,000 or more in 1st 60 days of receiving your card and get 2,000 bonus reward points. Click here to know more. Get Rs. 100/- cashback on your 1st ATM cash withdrawal within 30 days of receiving your card.

Value Back Offer and Cashpoints

Get up to 2.5% cashback on all departmental stores & grocery purchases. Earn 1 reward point for every Rs. 100 spent. Use your reward points to pay the credit card dues /redeem against a wide array of gifts from the rewards catalog.

Fuel Surcharge

Get freedom from paying the 1% fuel surcharge at any petrol pump. Every transaction of Rs. 500 to Rs. 3,000 at any petrol pump inside the country, will save you the 2.5% fuel surcharge. You will get max. surcharge waiver of up to Rs. 100 per statement cycle, per credit card account.

Fee and Charges

ChargesAmount
Fees
  • Annual Fee (one time) is Rs. 499/-
  • Renewal Fee (per annum): Rs. 499/-
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest-free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol & all products/services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between Rs. 500/-and Rs. 3,000/- exclusive of applicable taxes and all other charges. Maximum surcharge waiver of Rs.100/statement cycle & per credit card accounts. 1% of transaction amount for transaction Amount Between Rs. 500/- to Rs. 3,000/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 350/-
  • Statement retrieval program is Rs. 100/- per a statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad: Actual cost, with a minimum of $175
  • Foreign currency transaction: Conversion mark up: 3.5%
  • Card upgrade fee: Up to Rs. 200/-
  • Dynamic Currency Conversion: Markup Fee: 3.50% (For All Cards Except Elite) 1.99%(For Elite Cardholders Only) (Only for transactions greater than or equal to Rs. 1,000)
  • Rewards redemption fee: Rs. 99/-
  • Priority Pass Lounge Charges: All Airport Lounge visits within India through the Priority Pass Program will be charged with a 19 rupees usage fee of $27 per visit + applicable taxes. All Airport Lounge visits of other countries through the Priority Pass Program, after exhausting the complimentary visits, will be charged with a usage fee of USD 27 per visit + other applicable taxes.
  • Cash Payment Fees: Rs. 100/-
Track Application
  • To Track your South Indian Bank SBI Simply Save Credit Card application status – Click here
  • To Retrieve your South Indian Bank SBI Simply Save Credit Card application status – Click here

South Indian Bank SBI Simply Save Credit Card Review

By taking into consideration of reviews of customers, we have provided the Pros and Cons of South Indian Bank SBI Simply Save Credit Card below:

Pros

  • Privileges and benefits
  • Rewards, value back, and Cashpoints

Cons

  • Poor customer care service.
  • Charging extra bills without intimating to customers.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information of South Indian Bank SBI Simply Save Credit Card like About South Indian Bank SBI Simply Save Credit Card, Eligibility, Required Documents, How to Apply South Indian Bank SBI Simply Save Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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