Apply Yatra SBI Card – Benefits, Features, Rewards, Offers

Do you want to apply Yatra SBI Card?. Then you are on the right page. In the previous article, we have given complete details about Chennai Metro SBI Card. Through this article, We are going to provide Yatra SBI Credit Card details like Benefits, Features, Rewards, Offers. People who are applying for the Yatra SBI Credit Card has to check the complete details like Eligibility, Required documents, Privileges, Welcome gifts, Rewards, Features, cashback offers, Lounge programs, and shopping offers given by the Yatra SBI Credit Card.

Here, we have provided the image of Yatra SBI Card. Also, you can check the annual Fees & late payment charges. We have also given a link to track your Yatra SBI Credit Card application status.  Continue reading this article to get more details of Yatra SBI Credit Card.

Yatra SBI Card

About Yatra SBI Credit Card

EventsInformation
Card NameYatra SBI Credit Card
BankSBI Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon various factors like income, job & previous credit score of the cardholder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesRs. 499/- + GST
Reward PointsAvail 6 Reward Points on every Rs. 100/- spent on Departmental Stores, Grocery, Dining, Movies, Entertainment & International spends

Get up to 1 Reward Point on every Rs. 100/- spent on all other categories

1 Reward point = Rs. 0.25. The min. redemption threshold is 1,000 Reward Points.

International UsageYes
Official WebsiteClick here

Yatra SBI Card is suitable for frequent travelers which offer various travel benefits to provide a comfortable & economical travel experience. Additionally, it provides welcome offers, rewards, fuel surcharge waiver, etc., Apart from these, this Yatra SBI Card offers Travel Benefits, Reward Benefits, Complimentary Air Accidental cover, etc., The applicant’s age must be in between 21 to 70 years and must be an Indian citizen.

Card NameYatra SBI Card
Age limit21 to 70 years
EligibilityExisting customer of SBI Bank only can apply for this card.

Eligibility Criteria

To apply for Yatra SBI Credit Card, the applicant should have the following eligibility:

  • The candidate must be the existing customer of SBI.
  • The eligible age of the applicant must be in between 21 and 70 years.
  • Applicant should be a resident of  India.
  • The credit card will be provided on the basis of income and employment of the applicant.

Required Documents

You have to submit the following documents while applying for Yatra SBI Credit Card:

  • PAN Card
  • 2 Passport size photos
  • Identity proof(any one) – Aadhar card, Ration Card, voter card.
  • Address proof(any one) – Utility Bills(electicity, telephone, etc.,), Aadhar card.
  • Last 3 months salary slips, Latest 6 months Bank statements.

How to Apply Yatra SBI Card – Application process

To apply for Yatra SBI Credit Card – Click here

Follow the below steps to apply for Yatra SBI Credit Card:

  • Get into the Official site of SBI – www.sbicard.com.
  • A home page will appear, here click on “Personal”>”Credit cards”>” All Cards”>”Yatra SBI Card”.
  • A detailed page of Yatra SBI Credit Card will open.
  • While scrolling down, “Apply now” option will appear.
  • Here fill the details like Name, Mobile number, City name & Email ID.
  • Once all the details were checked, Click on “I want to apply now” button.

Benefits/Privileges

  • Welcome Gift
  • Travel Benefits
  • Reward Benefits
  • Complimentary Air Accidental cover
  • Fuel Surcharge Waiver

Features of Yatra SBI Credit Card

  • Welcome Offer
  • Worldwide Acceptance
  • Cash on the Go
  • Add-on Cards
  • Utility Bill Payment
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money Facility
  • SBI Dropbox locator

Yatra SBI Credit Card Limit

The Yatra SBI Credit Card Limit is based upon income & credit score of the cardholder. It is also based upon the employment of the customer. There is no fixed limit for Yatra SBI Credit Card. To know your Yatra SBI Credit Card limit, Login to ILA using your user ID and password of your online account & ask account information like available credit/ cash limit, Balance outstanding, statement summary, payment & transaction history, unbilled transaction and Rewards Points, etc.,

Welcome Gift

Get Yatra.com vouchers worth Rs. 8,250/- on joining. Welcome vouchers will be dispatched on payment of 1st year annual fee. These vouchers include 2 vouchers each worth Rs. 500/- for domestic travel, 2 vouchers each worth Rs. 1,000/- for international travel, one voucher worth Rs. 750/- for hotel bookings, 1 voucher worth Rs. 1,500/- for domestic holidays, 1 voucher worth Rs. 3,000/- for international holidays.

Travel Benefits

Rs. 1,000 off on domestic flight bookings. Min. trxn of Rs. 5,000/-. Rs. 4,000/- off on international flight bookings. Min. trxn of Rs. 40,000. 20% off on domestic hotels Min. trxn of Rs. 3,000/-. Max. discount of Rs. 2,000/-. To avail these travel benefits, use promo code “Travel” at the time of booking. Promo code can be applied max. 6 times in a calendar year. Discount will not be applicable on bookings are done without applying promo code. Discount provided by this offer cannot be clubbed with any other offers. “TRAVEL” promo code will be applicable to selected hotels only.

Rewards, Movies & Shopping Benefits

6 Reward Points on every Rs. 100/-  on Departmental Store spends, Grocery spends, Dining spends, Movies, Entertainment, and International spend. 1 Reward Point on every Rs. 100 spent on all other categories. Redeem all your Reward Points for Yatra.com discount vouchers. 1 Reward point = Rs. 0.25. The minimum redemption threshold is 1,000 Reward Points.

Complimentary Air Accident cover and Fuel Surcharge waiver

Complimentary Air Accident cover of Rs. 50 lacs. Valid only for the primary cardholder, when the ticket is booked via Yatra.com using the Yatra SBI Card. Enjoy freedom from paying 1% fuel surcharge across all petrol bunks across the country. Maximum surcharge waiver of Rs. 100/- monthly. Fuel Transactions between Rs. 500/- and Rs. 3,000/-are eligible for fuel surcharge waiver. GST extra wherever applicable.

Fees and Charges

ChargesAmount
Fees
  • Annual Fee (one time): Rs.499/-
  • Renewal Fee (per annum): Rs.499/-from 2nd year onwards.
  • Add-on Fee (per annum): Nil
Extended Credit
  • Interest free credit period is 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid totally.
  • Finance charges are up to 3.35% per month, 40.2% per annum from the withdrawal.
  • Minimum amount due is 5% of Total Outstanding Min. Rs.200 plus all applicable taxes + EMI based products + OVL amount.
Cash Advance
  • Cash advance limits up-to 80% of the credit limit, with a max. of Rs. 12,000/- per day.
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month & accounting to 40.2% per anum from the date of withdrawal
Cash Advance Fee
  • In SBI ATM’s or other domestic ATM’s: 2.5% of withdrawal, subject to a min. of Rs.300/-
  • International ATM’s are 3% of withdrawal amount, subject to a min. of Rs.300/-
Surcharges
  • Rs. 30 + 2.5% of transaction money for Railway tickets through counters.
  • 1.8% of transaction amount + applicable service charge, for Railway tickets through irctc.co.in
  • Petrol and all products/services sold at petrol bunks: 1% fuel surcharge waiver for each transaction up to Rs. 3,000/- exclusive of applicable taxes and all other charges. 1% of transaction amount for transaction Amount Between Rs. 500 to Rs. 3,000/-. Maximum surcharge waiver of Rs. 100/statement cycle & per credit card account. Payment of customs duty: 2.25% of the transaction amount, min. of Rs. 75/-
Other charges
  • Cheque Fee: Rs. 100/- (Payments made via cheque up to Rs. 10,000/-)
  • Payment Dishonor fee is 2% of the payment amount, subject to a min. of Rs. 450/-
  • Statement retrieval program is Rs. 100/- per the statement, which is 2 or more months old
  • Late payment charge is NIL for Total Amount due from 0- 200 Rupees; Rs. 100 for the total amount due above Rs. 200 & up to Rs. 500/-; Rs. 400 for the total amount due above Rs. 500/- & up to Rs. 1000; Rs. 600 for the total amount due above Rs. 1000 & up to Rs. 10,000;  Rs. 800 for the total amount due above Rs. 10,000 & up to Rs. 25,000;  Rs. 950 for total charge due above Rs. 25,000.
  • Overlimit:  Overlimit amount of 2.5%, subject to a minimum of Rs. 500/-
  • Card replacement: Rs. 100/-
  • Card replacement, when abroad is Nil.
  • Foreign currency transaction: Conversion mark up: 3.50%
  • Rewards redemption fee:  Rs. 99/-
  • Cash Payment fee: Up to Rs. 100/-
Track Application
  • To Track your Yatra SBI Credit Card application status – Click here
  • To Retrieve your Yatra SBI Credit Card application status – Click here

Yatra SBI Credit Card Review

Taking into consideration of customer’s reviews, we have provided Pro’s and Con’s of Yatra  SBI Credit Card below:

Pros

  • Providing unique security features to credit cardholders.
  • Welcome Gift and Rewards.
  • Privileges and features.

Cons

  • Worst customer service care.
  • Annoying customers with company calls.
  • Adding extra charges at the time of billing without intimating.
Contact Details

SBI Cards and Payment Services Private Limited

Unit 401 & 402, 04th Floor,

 Aggarwal Millennium Tower,

E-1,2,3 Netaji Subhash Place,

Wazirpur, New Delhi -110034

Tel: 0124-4589803

Hope you may get the complete information about Yatra SBI Card like About Yatra  SBI Credit Card, Eligibility, Required Documents, How to apply Yatra SBI Credit Card, Benefits, Privileges, Rewards, Fees & charges, Tracking application details and Contact details. Don’t forget to share this article with your friends.

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