Axis Bank Insta Easy Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Axis Bank Insta Easy Credit Card ?. Then you are on the right page. In the previous article, we have given complete details about Axis Bank MY Zone Easy Credit Card. In this article we have provided all the  information for the Insta Easy Credit Card Eligibility, Benefits, Cashback offers, Reward points, etc., People who are interested to apply for the Axis Bank Insta Easy Credit Card has to check the complete offers like welcome gifts, reward points cashback offers, movie offers and shopping offers given by the Insta Easy credit card. Also, know how to apply for the Axis Bank Insta Easy Credit Card.

About Axis Bank Insta Easy Credit Card

Insta Easy Credit Card is one of the best credit card provided by the Axis bank. This Credit Card offers a 50 Day Credit free,  and a flexible credit limit, high cash withdrawals, fuel surcharge waiver, dining delight offers, Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your fixed deposit with Axis Bank.

Card NameAxis Bank Insta Easy Credit Card
BankAxis Bank
Card TypeCredit Card
Credit Usage Limit2 lakhs
Cash Usage LimitHigh cash withdrawal
Annual ChargesNil
Reward Pointsrewards on every purchase
International UsageYes
Official WebsiteClick here

Features & Benefits of Axis Bank Insta Easy Credit card

  • Cash withdrawals upto 100% of the credit limit
  • Flexible credit limit
  • Fuel Surcharge Waiver.
  • Enjoy free credit for 50 days.
  • Dining Delights.
  • Get guaranteed approval.
  • Spend securely.
  • Convert purchases to EMI.
  • Earn eDGE Loyalty Rewards

Fee & Charges

DescriptionCharges
Standard Joining FeeNil
Standard Annual FeeNil
Standard Add-on Card Joining FeeNil
Standard Add-on Card Annual FeeNil
Fee for Cash PaymentRs. 100/-
Finance Charges (Retail Purchases & Cash)2.50% per month (34.49% per annum)
Cash Withdrawal Fees2.5% (minimum Rs. 250) of the Cash Amount
Cheque return or dishonour Fee or Auto debit Reversal Bank A/c out of FundsRs. 300
Card Replacement (lost or stolen or re-issue)Waived
Emergency Card Replacement Fee when overseas (through VISA)As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement FeeWaived
Overdue Penalty or Late Payment Fee
  • Nil if Total Payment Due is up to Rs. 100
  • Rs. 100 if Total Payment due is between Rs. 101 – Rs. 300
  • Rs. 300 if Total Payment due is between Rs. 301 – Rs. 1000
  • Rs. 500 if Total Payment due is between Rs. 1001 – Rs. 5000
  • Rs. 600 if Total Payment due is between Rs. 5001 – Rs. 20000
  • Rs. 700 if Total Payment due is Rs. 20001 and above
Over Limit Penalty3% of the over-limit amount (Min. Rs 500)
Charge-slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Foreign Currency Transaction Fee3.50% of the transaction value
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Mobile Alerts for TransactionsWaived
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Eligibility

Axis Bank Insta Easy Credit Card Eligibility:  Insta Easy Credit Card demands the applicant to be a major with a minimum Fixed Deposit of Rs. 20,000 and a maximum of Rs. 25,00,000. The card cannot be issued against tax saver Fixed Deposits, Flexi-deposits and fixed deposits in the name of any HUF, society, trust or company. Minors are not eligible for the card.

In addition, the Insta Easy Credit Card cannot be issued against:

  • Tax Saver FDs
  • Flexi-Deposits (Auto-sweep Fixed Deposits)
  • Fixed Deposits in the name of HUF/society/trust/companies

Required Documents

Documentation for Insta Easy Credit Card is an easy process. The applicant just needs to have a fixed deposit at any Axis Bank branch with no requirement of income proof, additional identity proof or additional address proof if the current address is the same as the bank’s record.

Welcome Gift
  • Enjoy free credit for 50 days. No extra charges on purchase-transactions for up to 50 days.
  • Withdraw as much cash as you need up to 100% of your credit limit from day one.
  • Axis Bank’s ‘Dining Delights’ offering a minimum 15% off at our partner restaurants in India.
Cashback & Reward Points

Edge Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:

  • 6 points on domestic spends for every Rs. 200
  • 12 points on international spends for every Rs. 200
  • 100 points on the first online transaction.

How to Apply – Application Process

To apply for the above mentioned Axis Insta Easy Credit Card just follow the below instructions.

  1. First, you have to visit the axis bank.com
  2. Next, you have to click on Insta Easy Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, Date of birth and Pan no.
  4. Then it shows some offers for you click on the offers and then submit your application form.
  5. Note: For Axis Bank Insta Easy Credit Card you must be an Axis bank customer or cardholder.

Card Review

Siva kumar – Chennai

I’ve been using the AXIS BANK card for the more than a few years. I never had any issues with the card. Overall this card is useful for all your daily life needs. It is a recommendable card. Benefits were rewarded points, cashback, movie ticket offers and discounts on shopping.

Stalin – Mumbai

Axis bank is the best bank in the present market even though it doesn’t give more offers. Their service is a trustworthy one. There are many benefits like most I have been using it for more than 2 years. For upfront called me to increase the credit limit.

Contact Details

Customer care : 1800-419-6969.

Axis Bank Insta Easy Credit Card is loaded with special benefits like reward points and cashback offers which benefits your credit limit.  People who are searching for Axis Bank Insta Easy Credit Card details like features Cashbacks, Rewards, Welcome gifts, etc., can find here. Still, if you have any queries regarding this credit card then comment below. Don’t forget to share this article with your friends.

Leave A Reply

Your email address will not be published.