Do you want to apply for Axis Bank Insta Easy Credit Card ?. Then you are on the right page. In the previous article, we have given complete details about Axis Bank MY Zone Easy Credit Card. In this article we have provided all the information for the Insta Easy Credit Card Eligibility, Benefits, Cashback offers, Reward points, etc., People who are interested to apply for the Axis Bank Insta Easy Credit Card has to check the complete offers like welcome gifts, reward points cashback offers, movie offers and shopping offers given by the Insta Easy credit card. Also, know how to apply for the Axis Bank Insta Easy Credit Card.
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About Axis Bank Insta Easy Credit Card
Insta Easy Credit Card is one of the best credit card provided by the Axis bank. This Credit Card offers a 50 Day Credit free, and a flexible credit limit, high cash withdrawals, fuel surcharge waiver, dining delight offers, Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your fixed deposit with Axis Bank.
|Card Name||Axis Bank Insta Easy Credit Card|
|Card Type||Credit Card|
|Credit Usage Limit||2 lakhs|
|Cash Usage Limit||High cash withdrawal|
|Reward Points||rewards on every purchase|
|Official Website||Click here|
Features & Benefits of Axis Bank Insta Easy Credit card
- Cash withdrawals upto 100% of the credit limit
- Flexible credit limit
- Fuel Surcharge Waiver.
- Enjoy free credit for 50 days.
- Dining Delights.
- Get guaranteed approval.
- Spend securely.
- Convert purchases to EMI.
- Earn eDGE Loyalty Rewards
Fee & Charges
|Standard Joining Fee||Nil|
|Standard Annual Fee||Nil|
|Standard Add-on Card Joining Fee||Nil|
|Standard Add-on Card Annual Fee||Nil|
|Fee for Cash Payment||Rs. 100/-|
|Finance Charges (Retail Purchases & Cash)||2.50% per month (34.49% per annum)|
|Cash Withdrawal Fees||2.5% (minimum Rs. 250) of the Cash Amount|
|Cheque return or dishonour Fee or Auto debit Reversal Bank A/c out of Funds||Rs. 300|
|Card Replacement (lost or stolen or re-issue)||Waived|
|Emergency Card Replacement Fee when overseas (through VISA)||As per VISA Global Customer Assistance Services (GCAS).|
|Duplicate Statement Fee||Waived|
|Overdue Penalty or Late Payment Fee|
|Over Limit Penalty||3% of the over-limit amount (Min. Rs 500)|
|Charge-slip Retrieval Fee or Copy Request Fee||Waived|
|Outstation Cheque Fee||Waived|
|Foreign Currency Transaction Fee||3.50% of the transaction value|
|Surcharge on purchase or cancellation of Railway Tickets||As prescribed by IRCTC/Indian Railways|
|Fuel Transaction Surcharge||1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)|
|Mobile Alerts for Transactions||Waived|
|Balance Enquiry Charges||Waived|
Axis Bank Insta Easy Credit Card Eligibility: Insta Easy Credit Card demands the applicant to be a major with a minimum Fixed Deposit of Rs. 20,000 and a maximum of Rs. 25,00,000. The card cannot be issued against tax saver Fixed Deposits, Flexi-deposits and fixed deposits in the name of any HUF, society, trust or company. Minors are not eligible for the card.
In addition, the Insta Easy Credit Card cannot be issued against:
- Tax Saver FDs
- Flexi-Deposits (Auto-sweep Fixed Deposits)
- Fixed Deposits in the name of HUF/society/trust/companies
Documentation for Insta Easy Credit Card is an easy process. The applicant just needs to have a fixed deposit at any Axis Bank branch with no requirement of income proof, additional identity proof or additional address proof if the current address is the same as the bank’s record.
- Enjoy free credit for 50 days. No extra charges on purchase-transactions for up to 50 days.
- Withdraw as much cash as you need up to 100% of your credit limit from day one.
- Axis Bank’s ‘Dining Delights’ offering a minimum 15% off at our partner restaurants in India.
Cashback & Reward Points
Edge Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:
- 6 points on domestic spends for every Rs. 200
- 12 points on international spends for every Rs. 200
- 100 points on the first online transaction.
How to Apply – Application Process
To apply for the above mentioned Axis Insta Easy Credit Card just follow the below instructions.
- First, you have to visit the axis bank.com
- Next, you have to click on Insta Easy Credit Card there you find the Apply Now button click on it.
- Then an application form is opened in that you have to fill the details like your name, mobile no, Date of birth and Pan no.
- Then it shows some offers for you click on the offers and then submit your application form.
- Note: For Axis Bank Insta Easy Credit Card you must be an Axis bank customer or cardholder.
Siva kumar – Chennai
I’ve been using the AXIS BANK card for the more than a few years. I never had any issues with the card. Overall this card is useful for all your daily life needs. It is a recommendable card. Benefits were rewarded points, cashback, movie ticket offers and discounts on shopping.
Stalin – Mumbai
Axis bank is the best bank in the present market even though it doesn’t give more offers. Their service is a trustworthy one. There are many benefits like most I have been using it for more than 2 years. For upfront called me to increase the credit limit.
Customer care : 1800-419-6969.
Axis Bank Insta Easy Credit Card is loaded with special benefits like reward points and cashback offers which benefits your credit limit. People who are searching for Axis Bank Insta Easy Credit Card details like features Cashbacks, Rewards, Welcome gifts, etc., can find here. Still, if you have any queries regarding this credit card then comment below. Don’t forget to share this article with your friends.