Axis Bank Neo Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Axis Bank Neo Credit Card?Then you are on the right page. In the previous article, we have given complete details about Axis Bank Vistara Infinite Credit Card. In this article, we have provided all the information like Neo credit card Benefits, Eligibility, Documents required, etc. People who are interested to apply for the Axis Bank Neo Credit Card has to check the complete particulars like its Features, Welcome gifts, reward points cashback offers, the movie offers and shopping offers given by the Neo Axis Bank Credit Card also know how to apply for the Neo Axis Bank Credit Card.

About Axis Bank Neo Credit Card

Neo Credit Card is one of the best digital credit cards that is given by the Axis bank. For this card, your minimum age must be 18 years and a maximum of 70 years. This card mainly offers you gift vouchers, shopping offers, Dining delights, converts the purchase to EMI option, edge reward points and more on the Neo credit card.

Card NameAxis Bank Neo Credit Card
BankAxis Bank
Card TypeCredit Card
Credit Usage Limit3% amount
Cash Usage Limitminimum 15,000
Annual Charges250
Reward PointsEach purchase has a reward
International UsageYes
Official WebsiteNeo Credit Card

Features & Benefits of Axis Bank Neo Credit Card

  • Enjoy discounted movie tickets with BookMyShow vouchers.
  • Activation Benefit.
  • Dining Delights.
  • Shop at Jabong with a gift voucher of up to Rs. 500.
  • 10% off on Akbar Travels.
  • Neo Credit Cards is chip and PIN protected with an EMV certified chip credit card for unrivalled protection.
  • Convert purchases to EMI.
  • Earn edge Loyalty Rewards.

Fee & Charges

The fees and charges for Axis Bank Neo Credit Card are applicable to all Axis bank cardholders. The Neo Credit Card fees include cash payment fees, cash withdrawal fee joining fee and an annual fee.

DescriptionsCharges
Joining FeeRs. 250 waived upon spends of Rs. 2500 in 45 days
Annual FeeRs. 250
Cash Payment FeeRs. 100/-
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement Fee (lost or stolen or re-issue)Waived
Finance Charges (Retail Purchases & Cash)3.25% per month (46.78% per annum)
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Cash Withdrawal Fees2.5% (Min. Rs. 500) of the Cash Amount
Overdue Penalty or Late Payment Fee·         Nil if Total Payment Due is up to Rs. 100

·         Rs. 100 if the total payment due is between Rs. 101 – Rs. 300

·         Rs. 300 if the total payment due is between Rs. 301 – Rs. 1,000

·         Rs. 500 if the total payment due is between Rs. 1,001 – Rs. 5,000

·         Rs. 600 if the total payment due is between Rs. 5,001 – Rs. 10,000

·         Rs. 700 if the total payment due is Rs. 10,001 and above

Over Limit Penalty3% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
GSTAs per existing Government norms
Foreign Currency Transaction Fee3.50% of the transaction value

Neo Axis Bank Credit Card Limit

The Axis Bank Neo Credit Card withdrawal limits at 500/-, minimum cash usage limit are up to 15,000/- the annual fee is Rs. 250, 10% off on movies, recharges and online shopping and many more credits and benefits on using Neo Axis bank credit card. This Credit card can be used to withdraw cash from across India.

Axis Bank Neo Credit Card Eligibility

Axis Bank Neo Credit Card eligibility as follows:

  1. Primary cardholder should be between the age of 18 and 70 years
  2. Add-on cardholder should be over 15 years
  3. The individual should either be an Indian or NRI
  4. Please note that these criteria are only indicative and the Bank reserves the ultimate right to approve or decline applications for Neo Credit Cards.

Required Documents

The required documents for Neo Credit Card application include a copy of your PAN card or Form 60, identity proof, residence proof,  a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.

The following documents are required for  Axis Bank Neo Credit card:

  1. PAN card photocopy or Form 60
  2. Colour photograph and Ration Card
  3. Latest payslip/Form 16/IT return copy as proof of income
  4. Residence proof (any one of the following):
  5. Passport
  6. Aadhaar card
  7. Electricity bill
  8. Landline telephone bill
  9. Identity proof (any one of the following):
  10. Passport
  11. Driving license
  12. PAN card
Welcome Gift
  • Get Amazon gift voucher worth Rs. 250 on 1st spend with your Axis Bank Neo Credit Card within 30 days of Card issuance.
  • Welcome gift voucher from BookMyShow worth Rs. 300. Enter the voucher code while booking movie tickets through BookMyShow to avail a discount of Rs. 300.
  • A minimum 15% off on Axis Bank Dining Delights.
  • Welcome voucher worth Rs. 500 – In Jabong Shopping
 Cashback & Reward Points
  • Get a 10% off on Akbar Travels – Flat Rs.500 off on minimum flight bookings of Rs.5000.
  • 10% cashback on mobile recharges done through the Freecharge mobile app with monthly benefits up to Rs. 30
  • By using Neo credit card Get a 10% off every time you shop at Myntra on a minimum purchase value of Rs. 500
  • Get a 10% off on every purchase of a movie ticket on BookMyShow with maximum monthly benefits up to Rs. 50
  • To Receive edge Loyalty Rewards points for transactions and use them to redeem 500+ rewards and offers.
  • Earn 2 points on every Rs. 200 spent using the Neo Credit Card. For options to redeem points, check the edgeLoyalty Rewards Catalogue.

How to Apply – Application Process

To apply for the above mentioned Axis Bank Neo Credit Card just follow the below instructions.

  1. First, you have to visit the axis bank.com
  2. Next, you have to click on Axis Bank Neo Credit Card there you find the Apply Now button click on it.
  3. Then an application form in that you have to fill the details like your mobile no, Date of birth and Pan no.
  4. Then it shows some offers for you click on the offers and then submit your application form.
  5. Note: For Axis Bank Neo Credit Card you must be an Axis bank customer or cardholder.

Card Review

YAS – Pune

I am using AXIS bank NEO credit card for more than 2 years which was applied directly to the bank. It is a lifetime free credit card. The credit limit is sufficient to use for this card. They have given more offers and benefits. I use for ticket booking, online shopping based on the usage I have not to get reward points.

SH – New Delhi

I have selected Axis Bank neo credit card past 3 years ago, the annual charger is applicable. While spending 1 lakhs 1st year annul charger will be waiver off. A sufficient limit is provided, from the banker end. All notification emails and messages from banker end, the customer is good, while transaction through online I will receive rewards points and cashback offers.

Contact Details

Customer care: 1800-419-5959

Neo Axis Bank Credit Card is one of best credit card and the card offers, cashback and reward points were really good. Here we have given all the details like Neo credit card benefits, eligibility, Cashback offers, Reward points, Welcome gifts, etc.,  Still, if you have any doubts regarding this card then comment below. Don’t forget to share this article with your friends.

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