Axis Bank Privilege Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Axis Bank Privilege Credit Card?Then you are on the right page. In the previous article, we have given complete details about Flipkart Axis Bank Credit Card. In this article, we have provided all the information for the Privilege  Credit Card details like Eligibility, Benefits, Cashbacks, Rewards, etc., People who are interested to apply for the privilege credit card has to check the complete details  like features, eligibility, required documents, welcome gifts, reward points cashback offers, movie offers and shopping offers, given by the card. Also, know how to apply for the Privilege Credit Card in Axis Bank.

About Axis Bank Privilege Credit Card

It is one of the best digital credit cards that is given by the Axis Bank. In this Privilege Credit card, you will have activation benefits, annual benefits, edge reward points, fuel surcharge waiver, milestone benefit, Lounge benefit, and Insurance benefit up to 2.5 crores and more with the Privilege Credit Card.

Card NameAxis Bank Privilege Credit Card
BankAxis Bank
Card TypeCredit Card
Credit Usage Limit3% of the amount minimum of 500/-
Cash Usage Limit50,000 – 2,50,000
Annual Charges1500 2nd year onwards
Reward Pointsrewards on every purchase
International UsageYes
Official WebsitePrivilege Credit Card

Features & Benefits of Privilege Credit card in Axis Bank

  • The privilege credit card provides you Activation Benefits like reward points etc.,
  • The privilege credit card offers you Milestone Benefit.
  • Annual Benefits and reward points.
  • The privilege credit card offers numerous airport lounges.
  • Offers Extraordinary weekends.
  • Dining Delights.
  • Fuel up and get a waiver on surcharge.
  • Earn Axis eDGE Rewards.
  • Convert purchases to EMI.
  • With EVM certified chip spend securely.
  • Insurance benefit upto 2.5 crores.

Fee & Charges

The fees and charges for Privilege Credit Card are applicable to all Axis Bank cardholders. The Privilege Credit Card fees include cash payment fee,  joining fee and an annual fee.

Privilege Credit CardCharges
Standard Joining FeeRs. 1500 (Nil for Priority Customers only)
Standard Annual Fee (2nd year onwards)Rs. 1500
Fee for Cash PaymentRs. 100/-
Standard Add-on Card Joining FeeNil
Standard Add-on Card Annual FeeNil
Cash Withdrawal Fees2.5% (Min. Rs. 250) of the Cash Amount
Finance Charges (Retail Purchases & Cash)2.95% per month (41.75% per annum)
Card Replacement (lost or stolen or re-issue)Waived
Duplicate Statement FeeWaived
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2,000
  • Rs. 400 if Total Payment Due is between Rs. 2,001 – Rs. 5,000
  • Rs. 600 if Total Payment Due is Rs. 5,001 or more
Over Limit Penalty3% of the over-limit amount (Min. Rs. 500)
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of FundsRs. 300
Foreign Currency Transaction Fee3.50% of the transaction value
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Mobile Alerts for TransactionsWaived
Hotlisting ChargesWaived
Balance Enquiry ChargesWaived
Axis Bank Privilege Credit Card Eligibility

Eligibility for Privilege Credit Card requires the primary cardholder to be between 18 to 70 years old. The applicant needs to be a resident of India with a net annual income of Rs. 6,00,000. If there’s an add-on cardholder, he/she should be 18 years old or above.

Required Documents

The Documents required for a Privilege credit card are mentioned below.

  1. PAN card photocopy or Form 60
  2. Latest payslip / Form 16 / IT return copy as income proof
  3. Residential proof (any one of the following):
  4. Passport
  5. Driving License
  6. Ration Card
  7. Electricity bill
  8. Landline telephone bill
Welcome Gift
  • Double the benefit upon achieving spends milestone of Rs. 2.5 lakh by converting your earned edge points to Yatra vouchers worth twice the value.
  • 2 Complimentary access per calendar quarter to select domestic lounges with Axis Bank Privilege credit card.
  • From being a chef for a day to sailing into the sunset on a yacht, create memories to cherish for a lifetime with the Extraordinary Weekends program.
  • Indulge in delectable cuisines with Axis Bank Dining Delights offering up to 20% off at our 4000+ partner restaurants.
Cashback & Reward Points
  • Earn 3000 eDGE rewards points on the renewal of your Axis Bank Privilege credit card.
  •  Annual fees reversal on achieving spends of Rs. 2.5 Lakhs. Applicable on payment of annual fees levied on your credit card statement in the month of card setup. On achieving spends of Rs. 2.5 Lakhs in an anniversary year of the credit card.
  • Axis eDGE Rewards points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
  • 10 points on every Rs. 200 spent on the credit card domestically/internationally.

How to Apply – Application Process

To apply for the above mentioned Privilege Credit Card just follow the below instructions.

  1. First, you have to visit the axis
  2. Next, you have to click on Axis Bank Privilege Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your mobile no, Date of birth and Pan no.
  4. Then it shows some offers for you click on the offers and then submit your application form.
  5. Note: For Privilege Credit Card in Axis Bank you must be an Axis bank cardholder.

Card Review

C – Hyderabad

I am holding a credit card from Axis Bank. I received the card on time. It is a lifetime free card. I have been using this credit card for the last 2 years. Axis bank Netbanking and mobile banking are user-friendly. They have given me enough credit limit.

Siva Kumar – Chennai

I’ve been using the AXIS BANK card for the more than a few years. I never had any issues with the card. Overall this card is useful for all your daily life needs. It is a recommendable card. Benefits were rewarded points, cashback, movie ticket offers and discounts on shopping.

Contact Details

Customer care : 1800-419-5959.

Axis Bank Privilege Credit Card is a card with many best features like cashback offers and reward points. In this article, we have given all the details for the Privilege Credit Card details like Eligibility, Benefits, Cashbacks, Reward points, Welcome gifts, etc.,  and also know how to apply for the card. Still, if you have any doubts regarding this card then comment below. Don’t forget to share this article with your friends.

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