Apply Central Bank of India Rupay Select Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for the Central Bank of India Rupay Select Credit Card?. Then you are on the right page. In the previous article, we have given complete details about the Central Bank of India Rupay Platinum Credit Card. In this article, we have provided you all the information for the Central Bank of India Rupay Select Credit Card details like its benefits, eligibility, required documents, welcome gifts, reward points, cashback offers, movie offers, and shopping offers given by this card. Also, know how to apply for the Central Bank of India Rupay Select Credit Card.

About Central Bank of India Rupay Select Credit Card

Central Bank of India Rupay Select Credit Card is loaded with many special benefits like welcome offers, Rupay insurance programs, cashback offers on utility bills, airport lounge access programs on both domestic and international flights, offers and discounts on merchant outlets, loyalty reward points on the purchase, fuel surcharge wavier, add-on card benefits and many more with Central Bank of India Rupay Select Credit Card.

Card NameCentral Bank of India Rupay Select Credit Card
BankCentral Bank of India
Card TypeCredit Card
Credit Usage Limitone lakh
Cash Usage Limit75,000/-
Annual ChargesNIL
Reward Pointsreward point is given to every purchase
International UsageYes
Official WebsiteClick here

Features and Benefits of Central Bank of India Rupay Select Credit Card

  • Personal Accident Insurance coverage is up to Rs 10 lakh.
  • Cashback offers on every utility bills and dining restaurants.
  • Get 2 free complimentary domestic air tickets per quarter.
  • Become a dining member with a central bank Rupay Select credit card.
  • Customer Care Services available 24x7x365 Referral and Reservation services – dining, hotel, Car Rental, and Consultancy services.
  • Get Discounts and offers on merchant outlets.
  • Earn Loyalty reward points on every 100 Rs spent on the Rupay Select Credit card.
  • Fuel Surcharge Wavier and Railway ticket wavier on Rupay Credit cards.

Fee & Charges

Central Bank of India Rupay Select Credit Card Charges and fees as follows.

Issuance fees for the primary cardRs 500/-
Annual Fees for the Rupay Select credit cardRs 500/-
Add-on card feeNil
Renewal fee100/-
Cash withdrawal100/- per transaction + service charges from the date of transaction
Card Reinstated/Replacement of lost card100/-
Card replacement abroad150/-
Exceeding limit2% over and above the sanctioned limit with minimum 100/-
De-blocking chargesRs 100/- per de-blocking
Charge slips retrieval chargesRs 100/- per charge slip
Late payment feeLess than 100/-: Nil
Rs 100 to Rs 500: 100/-
Rs 501 to Rs 10000: 350/-
Rs 10001 to Rs 20000: 500/-
Above Rs 20000: 650/-
Cheque return charges150/- per instrument
Dishonour of ECS/ Auto debit150/- per instance
Duplicate statement (beyond 3 months)100/- on request
Foreign currency transactionMark up fee – 3.5%
Service charge on the unpaid remaining amount beyond the due date@3.5%per month
Railway ticket purchase/cancellation2.5% + 30 rs
Fuel Surcharge waiverCashback is covered at 75/- per month
Central Bank of India Rupay Select Credit Card Eligibility
  • Applicant should have minimum age between 18 – 65 years.
  •  Applicant should be an account holder of the Central Bank
  • He/ She Should be an Indian Resident.

Required Documents

The following documents are required for the Rupay Select Credit Card.

  • Permanent Address Proof
  •  PAN Card.
  •  Contact details – email id & Mobile Nos, etc.,
  •  Salary payslip for a salaried individual.
  • Copy of latest Income Tax return.
Welcome gifts
  • Get Rs.500 Gift Voucher from Croma up to 15% discount at Apollo Pharmacy Store.
  • Get Rs 200 off on domestic flight bookings.
  • Get 45% cashback off on domestic hotel bookings.
Cashback & Reward points
  • Get 5% cashback off on utility bills & at dining restaurants cover up to 50 Rs. per month.
  • Get up to 50% off and an additional 5% discount on Pepperfry.com.
  • Flat 300 Rs off on a minimum spend of Rs 2000 on Shopclues.com
  • Get 3% cashback off on Malabar gold and 4% off on Malabar Diamonds.

How to apply for Central Bank of India Rupay Select Credit Card

To apply for Central Bank of India Rupay Select Credit Card just follow the below instructions.

  1. First, you have to visit the Central Bank of India
  2. Next, you have to click on the Central Bank of India Rupay Select Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Central Bank of India.
  4. Next, you have to click on Proceed and submit the form.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Ditu das – Kolkata

Gold credit card is better to use. I am not getting any offers from the Central Bank of India. The credit limit is satisfactory. The annual charge is nothing for my card. The billing cycle is comfortable. As soon as possible the Central Bank of India is resolving our issues.

Adnan Anas – Mumbai

I have a credit card with the Central Bank of India. It is a Rupay card. The card is good but they do not have any exceptional offers worth commending. They need to come up with offers for their customers. This is just like any other card that you can find in the market.

Contact details

Customer care: 1800 22 1911

Central Bank of India Rupay Select Credit Card is one of the best credit cards with many special benefits like airport lounge access and domestic hotel booking cashback offers, etc. Also, know about the Central Bank of India Rupay Select Credit Card features, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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