Apply Federal Bank Visa Gold Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Federal Bank Visa Gold Debit Card?. Then you are on the right page in the previous article we have given the complete details about Karnataka Bank Deposit Only Card. Here we have provided all the Federal Bank Visa Gold Debit Card details like benefits, eligibility, fee & Charges, required documents for the card. People who are interested to apply for the Visa Gold Debit Card have to check the cashback offers, reward points, the movie offers and travel offers provided by the card. Also, know how to apply for the Federal Bank Visa Gold Debit Card.

About Federal Bank Visa Gold Debit Card

Federal Bank Visa Gold Debit Card is loaded with many special benefits and suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. The benefits include in Federal Bank Visa Gold Debit Card it provides a soft pin system facility, gets secure real-time SMS alerts on every transactions, high cash withdrawal limits, Utsav reward points for every spent, offers and discounts on merchant outlets and many more benefits while accessing the card.

Card NameFederal Bank Visa Gold Debit Card
BankFederal Bank
Card TypeDebit Card
Daily withdrawal limit1,00,000/-
Purchase limit1,00,000/-
Annual ChargesApplicable
Reward Pointsget Utsav Reward points on every 100/- spent.
International Usageyes
Official Website Click here

Features and benefits of Federal Bank Visa Gold Debit Card

  • Daily Shopping limit is given up to 1,00,000 Rs.
  • Daily Purchasing limit is given up to 1,00,000 Rs.
  • Total Limit is given up to 2,00,000 Rs.
  • The cardholder will get OTP for all Federal Bank E-commerce and Pos transactions.
  • It gives you a safe and secure Soft PIN Facility at ATMs.
  • It facilitates that you can select the key features you want in your debit card.
  • Earn Utsav Reward points and get discounts and cashback offers on the merchant outlets.

Fee & Charges

Federal Bank Visa Gold Debit Card Charges & Fees as follows.

Type of parametersCharges
Joining feeNil
Annual fee200 Rs
Cash withdrawal limit1,00,000/-
Purchase limit1,00,000/-
Total limit2,00,000/-
Financial transaction at ATM’s other than federal Bank ATM’s20 Rs per transaction for Savings Account and Current Account
Non – financial Transactions at ATM’s other than the federal bank10 Rs per transaction for Savings Account and Current Account
Card Replacement charges200/-
Cash withdrawal transaction using withdrawal slip if within the counter withdrawal limit.25/-
Cash withdrawals above the monthly counter withdrawal limit will charges50 Rs per transaction
For use of ATMs for financial transaction & Non- financial transactionsNil
For the use of ATMs located abroad financial International ATM transaction (Other Bank ATM)100/-
For the use of ATMs located abroad Non-financial International ATM transaction (Other Bank ATM)25/-
Federal Bank Visa Gold Debit Card Eligibility
  • All  Savings Bank Account cardholders/ Current account holders/Overdraft account holders are eligible for the Visa Gold Debit Card.
  • For the Visa Gold Debit Card, your minimum age must be 18 years.
  • No – frills Account holders are not eligible for this card.
  • He/she should be an Indian Resident.

Required documents

The following documents are required for the Visa Gold Debit Card.

  1. Permanent Address Proof.
  2. Latest 3 passport size color photographs.
  3. Contact details like mobile no and email id.
  4. Identity proof like driving license, Aadhar card, voter id, and pan id.
  5. Recent last 3 months salary slips for a salaried individual.
Cashback offers & Reward points
  • Get 500 Rs cashback off on a minimum purchase of 1000/- in Wills lifestyle stores.
  • Get offers and discounts on merchant outlets in such categories like dining, shopping, watching movies and paying bills, etc.
  • You get Utsav Reward membership on all spends on e-commerce websites and POS.
  • Get One Utsav Point on every 100 Rs spent.
  • Get Redeem Utsav Reward Points on a wide range of products, air tickets, movies, gift vouchers & more.

How to Apply for Federal Bank Visa Gold Debit Card 

To apply for the Federal Bank Visa Gold Debit Card you just need to follow the below instructions.

  1. First, you have to visit the Federal Bank website
  2. Next, you have to click on Forms & Stationery page >> Application form of the Visa Gold debit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Federal Bank branches.
  4. They will give you Insta debit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card review

Santhosh – India

I am having the savings account with the Federal Bank the customer support and responsiveness are good with this bank. The online banking is good and it is easy also comfortable to use Internet banking with this bank. The overall service is good.

Vishal – Hyderabad

I have been using my salary account with Federal bank for past 4 years, Their branch service and customer care service is not that up to the mark compared to other banks, I do not use this bank much only I get salary and use to transfer to other accounts.

Contact details

Customer Care: 1800 420 1199

Federal Bank Visa Gold Debit Card is one of the best debit cards with super banking services and superior benefits like high cash withdrawals, and offers and discounts on shopping, travel, dining, watching movies and more with the card. Also, know about the Federal Bank Visa Gold Debit Card features, eligibility, required documents and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends and family.

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