HDFC Business Platinum Credit Card – Benefits, Rewards, Features, Applictaion procedure

Do you want to apply HDFC Business Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Snapdeal HDFC Bank Credit Card. Check out the details of the HDFC Business Platinum Credit Card. This credit card is a Business card that offers Cashback on all retail spends. Do you want to know about HDFC Business Platinum Credit Card? Then this the right page. Through this article, we are going to provide the complete details of HDFC Business Platinum Credit Card (एचडीएफसी बिजनेस प्लेटिनम क्रेडिट कार्ड) like Application process, Eligibility criteria, Required Documents for applying, Application tracking details, Benefits, Features, Rewards, Credit Limit, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on HDFC Business Platinum Credit Card.

About HDFC Business Platinum Credit Card

EventsInformation
Card NameHDFC Business Platinum Credit Card
BankHDFC Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the total Credit Limit
Annual ChargesThe fees may vary for each Cardmember, from offer to offer. Click here for complete details.
Cash Back Offers1% cashback on retail spends and 1% cashback on international spends.
International UsageYes
Official WebsiteClick here

The HDFC Business Platinum Credit Card is the best is a Business card that offers Cashback on all retail spends. With this credit card, enjoy cashback offers on your spends. Buy a wide range of products & services with your Credit Card. Enjoy the Cashback, Lifestyle benefits, Travel Benefits, Exclusive lounge access, etc.,

Card NameHDFC Business Platinum Credit Card
EligibilityThe primary cardholder can be a resident or a non-resident of India.
Age LimitThe applicant age must be in between 21 and 60 years.
The add-on cardholder age must be minimum of 18 years.

Eligibility Criteria

Eligibility to apply:

  • The min. age limit of the salaried employee must be 21 years.
  • The max. age limit of the salaried employee must be 60 years.
  • The min. age limit of self-employed must be 21 years.
  • The max. age limit of self-employed must be 65 years.

Documents Required

The Required documents to apply are:

  • Filled Application Form
  • 2 Coloured Passport-sized Photos
  • PAN Card
  • Identity Proof (Aadhar Card/ Voter Card/ Driving License)
  • Address Proof (Ration Card/ Utility Bills/ Aadhar Card/ Passport)
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply HDFC Business Platinum Credit Card – Application Process

To Apply for HDFC Business Platinum Credit Card – Click here

Online Application process:

  • Visit the official website of HDFC Bank – www.hdfcbank.com/personal/credit_card/compare-cards
  • From the Home menu click on “Personal”>”Products”>”Cards”>”Credit Cards”>”Compare Cards”>”Commercial Credit Cards”>”Business Platinum”.
  • A detailed page of the Credit Card will open.
  • At the top of the menu page “Apply now” option will appear.
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details, Enter the displayed Captcha code and click on Submit Button.

HDFC Business Platinum Credit Card Limit

There is no particular limit for this Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch or call the HDFC customer care service.

Features

  • Exclusive lounge access
  • 1% cashback on retail spends
  • 1% cashback on international spends
  • Worldwide acceptance

Benefits

  • Cashback on all spends
  • Additional savings when you travel Abroad
  • Fuel Surcharge Waiver
  • Exclusive lounge access
  • Zero liability on a lost card

Cashback on all spends and Travel savings

You get 1% Cashback for all retail spends on min. statement balance of Rs.50,000/- or 0.5%  for all retail spends on min. statement balance of Rs.10,000/-. Flat 1% Cashback on International spends of Rs. 10,000 or more in a statement cycle. The cashback amount would reflect in the subsequent statement.

Fuel Surcharge Waiver and Exclusive Lounge access

Fuel surcharge waived off on fuel transactions of Rs. 400 to Rs. 5000, maximum waiver of Rs.500 per statement cycle. Enjoy a unique offer on your Visa Business Platinum Credit Card and get access to airport lounges at various airports in India.

Fee and Charges

The fees may vary for each Cardmember, from offer to offer. Click here for complete details.

Track Application

Click here to track the status of your credit card application. You are required to input the 16 digit Application reference number & Mobile number / D.O.B. (DDMMYYYY)

Review

  • Ratings of HDFC Business Platinum Credit Card is 4.2 out of 5.
Contact Details

82, Cyrus Avenue,

Khatija Mansion,

Dr Anandrao Nair Rd

Mumbai Central,

Maharashtra – 400008

Frequently Asked Questions

  1. What is the membership fee for the HDFC Bank Business Platinum Credit Card?

Ans. The Joining fee is Rs. 299/- & the annual renewal membership fee is Rs. 299/-

  1. Is there any fee to withdraw cash for Business Platinum Credit Card?

Ans. The cash withdrawal charge is 2.5% on the amount withdrawn (or) Rs. 300, whichever is higher. Finance charges will apply from the date of transactions.

  1. Is there any mark-up fee for foreign currency transactions for Business Platinum Credit Card?

Ans. You will be charged 3.5 % of the transaction amount as a mark-up fee for foreign currency transactions.

  1. How do I pay the membership fee for the HDFC Bank Business Platinum Credit Card?

Ans. The first year membership fee will be billed to the first statement of your HDFC Bank Business Platinum Credit Card. This will be the next monthly statement from the date of the upgrade in case of upgrade cards.

Hope you may get the complete details of the HDFC Business Platinum Credit Card like About HDFC Business Platinum Credit Card, Eligibility, Required Documents, Application Process, Benefits, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

Leave A Reply

Your email address will not be published.