HDFC EasyShop Gold Debit Card – Offers, Benefits, Features, Eligibility and Charges

Do you want to apply for HDFC EasyShop Gold Debit Card?. Then you are on the right page. In the previous article, we have given complete details about HDFC EasyShop Titanium Royale Debit Card. Here in this article, we are going to provide the details of HDFC EasyShop Gold Debit Card (एचडीएफसी ईज़ीशॉप गोल्ड डेबिट कार्ड) like Rewards, Benefits, Fees, Eligibility, etc., People who want to know about HDFC EasyShop Gold Debit Card has to check the details like Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Transaction limit, Fee & Charges and Contact Details. Continue reading this article to get more information about HDFC EasyShop Gold Debit Card.

About HDFC EasyShop Gold Debit Card

Card NameHDFC EasyShop Gold Debit Card
BankHDFC Bank
Card TypeDebit Card
Debit Usage LimitDepends on your savings account balance
Cash Usage LimitDaily Domestic ATM withdrawal limits: Rs. 50,000/-

Daily Domestic Shopping limits: Rs. 2.75 lacs

Annual ChargesClick here to view fees & Charges.
CashBack Points1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparel, and Entertainment.
International UsageYes
Official WebsiteClick here

With HDFC EasyShop Gold Debit Card, access privileges that match your lifestyle. You can also get unlimited benefits like CashBack Points, Insurance Cover, Lifestyle Benefits, Fuel Surcharge, Zero liability, Online Shopping, etc.,

Card Name Age limit Eligibility 
HDFC EasyShop Gold Debit Card No age limit

An applicant needs to have savings account with a minimum balance.

Eligibility Criteria

To know about the eligibility of HDFC EasyShop Gold Debit Card, Check the below:

  • There is no age limit for the HDFC EasyShop Gold Debit Card.
  • Both the Residents and NRIs can apply.
  • Resident Indians should hold any one of the above i.e., Savings Account, Current Account, SuperSaver Account, Loan Against Shares Account (LAS) and Salary Account.

Required Documents

You have to submit the following documents while applying for HDFC EasyShop Gold Debit Card:

  • Filled Application form.
  • 2 Passport-sized photographs.
  • Identity proof.
  • PAN Card.

How to Apply for HDFC EasyShop Gold Debit Card – Application Process

To download the HDFC EasyShop Gold Debit Card Application form – Click here

Application Process:

  • Visit the nearest HDFC Bank to apply for HDFC EasyShop Gold Debit Card.
  • Fill the application form with necessary details like Name, Mobile number, City, Address, Email ID, etc.,
  • Attach the required documents.
  • Affix Photographs and Submit.
  • You can get your debit card within 15 days of applying.


  • Get up to 1% Cashback up to Rs. 750 /month on shopping at select merchant categories.
  • Free Insurance cover of Rs. 5 lakhs.
  • Card security in case your debit card is stolen/misplaced.
  • Amazing offers on SmartBuy.


  • Higher Debit Card Limits
  • CashBack Points
  • Fuel Surcharge
  • International Debit Card
  • Insurance Cover
  • Zero Liability
  • Online Shopping

HigherDebit Card and Dynamic Limits

Daily Domestic ATM withdrawal limit is Rs. 50,000 and Daily Domestic Shopping limit is Rs. 2.75 lacs. Please login to NetBanking to change the limit on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Debit Card. Use your Debit Card over & above your daily shopping limit on select merchant categories i.e. Airlines, Education, Electronics, Medical, Travel, Tax Payments, and Insurance without transaction decline.

CashBack Points

Get 1 CashBack point on every Rs. 100 spent on PayZapp, SmartBuy, Telecom, Utilities and 1 CashBack point on every Rs. 200 spent on Groceries & Supermarkets, Restaurant & Apparel, Entertainment. Max. cap of Rs. 750/card per month. No cashback points for all other categories apart from the ones above.
Customers will receive cashback points on eligible Merchant Category Code (MCC) only. CashBack points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.

Fuel Surcharge and Zero Liability

Fuel Surcharge would not be applicable for the transactions done on HDFC swipe machines. You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which takes place up to 90 days prior to reporting the card loss.

Insurance Cover

Personal Accident Death Insurance Cover by Air / Road/Rail is Rs. 5 Lakh and get additional International Air Insurance Coverage of flat Rs.25 lakh on purchase of air ticket using your Debit Card. Fire and Burglary for the items purchased under Debit Card up to 90 days are Rs. 2 lacs. The loss of checked baggage is Rs. 2 Lacs.

Fees and Charges

Click here to view fees and Charges of HDFC EasyShop Gold Debit Card.

HDFC EasyShop Gold Debit Card Review

  • Rating of HDFC EasyShop Gold Debit card is 3.8 out of 5
Contact Details

HDFC Bank House,

Senapati Bapat Marg,

Lower Parel (W),

Mumbai – 400 013

Phone +91 (22) 5652-1000

Frequently Asked Questions

Are there transaction limits for Gold Debit Card?

Ans. Subject to the balance in your account, the daily limits are Rs. 50,000/- at ATMs and Rs. 2.75 lacs at merchant locations. These limits have been set for the security of your Debit Card.

Are there extra charges for Gold Debit Card?

Ans. You can be sure that there are no transaction charges when using your card at a merchant location. There are also no petrol surcharges /fees for using an HDFC ATM. Just remember to examine for usage charge information if you access other bank ATMs.

Where can I use the EasyShop Gold Debit Card?

Ans. Just look for the VISA logo when shopping, and if using an ATM check for the VISA/PLUS logo.

What should I do in the case of a void transaction for the Gold Debit Card?

Ans. Just fax us a copy of the void transaction slip. You can also send it to support[at]hdfcbank[dot]com or submit the same at your nearest HDFC Bank branch. For PhoneBanking numbers Click here.

Hope you may get the complete details of the HDFC EasyShop Gold Debit Card like About HDFC EasyShop Gold Debit Card, Eligibility, Required Documents, Application process, Transaction Limit, Features, Benefits, Welcome Gift, Fee &Charges, Debit Card review and Contact details. Don’t forget to share this article with your friends.

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