HDFC EasyShop Imperia Platinum Chip Debit Card – Features, Benefits, Rewards, Charges

Do you want to apply for HDFC EasyShop Imperia Platinum Chip Debit Card?. Then you are on the right page. In the previous article, we have given complete details about HDFC EasyShop Titanium Debit Card. HDFC EasyShop Imperia Platinum Chip Debit Card is designed to save while you shop with up to 1% CashBack on shopping at select merchant categories. If you want to know more information about EasyShop Imperia Platinum Chip Debit Card, then read this article completely. Through this article, we are going to provide the complete details of HDFC EasyShop Imperia Platinum Chip Debit Card (एचडीएफसी ईज़ीशॉप इंपीरिया प्लेटिनम चिप डेबिट कार्ड) like Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Transaction Limit, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on HDFC EasyShop Imperia Platinum Chip Debit Card.

About HDFC EasyShop Imperia Platinum Chip Debit Card

EventsInformation
Card NameHDFC EasyShop Imperia Platinum Chip Debit Card
BankHDFC Bank
Card TypeDebit Card
Debit Usage LimitDepends on your savings account balance
Cash Usage LimitDaily Domestic ATM withdrawal limits: Rs. 1 lac

Daily Domestic Shopping limits: Rs. 5 lacs

Annual ChargesRs. 750/- (excluding taxes).
CashBack Points1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparel and Entertainment.
International UsageYes
Official WebsiteClick here

HDFC EasyShop Imperia Platinum Chip Debit Card is designed to save while you shop with up to 1% CashBack on shopping at select merchant categories. With this debit card, you can also get unlimited benefits like CashBack Points, Insurance Cover, Lifestyle Benefits, Fuel Surcharge, Zero liability, Airport Lounge Access offer, etc.,

Card Name Age limit Eligibility 
HDFC EasyShop Imperia Platinum Chip Debit Card No age limit

An applicant needs to have savings account with a minimum balance.

Eligibility Criteria

To know about the eligibility of HDFC EasyShop Imperia Platinum Chip Debit Card, Check the below:

  • There is no age limit for the HDFC EasyShop Imperia Platinum Chip Debit Card.
  • This Debit Card will be issued to Imperia Customers only
  • Both the Residents and NRIs can apply.
  • Resident Indians should hold any one of the above i.e., Savings Account, Current Account, SuperSaver Account, Loan Against Shares Account (LAS) and Salary Account.

Required Documents

You have to submit the following documents while applying for HDFC EasyShop Imperia Platinum Chip Debit Card:

  • Filled Application form.
  • 2 Passport-sized photographs.
  • Identity proof.
  • PAN Card.

How to Apply for HDFC EasyShop Imperia Platinum Chip Debit Card – Application Process

To download the HDFC EasyShop Imperia Platinum Chip Debit Card Application form – Click here

Application Process:

  • Visit the nearest HDFC Bank to apply for HDFC EasyShop Imperia Platinum Chip Debit Card.
  • Fill the application form with necessary details like Name, Mobile number, City, Address, Email ID, etc.,
  • Attach the required documents.
  • Affix Photographs and Submit.
  • You can get your debit card within 15 days of applying.

Features

  • Get up to 1% Cashback (up to Rs. 750 /month) on shopping at merchant categories.
  • Free Personal Accidental Death Insurance cover of up to Rs. 10 lakh.
  • ATM withdrawal limits of 1 lakh and Shopping limits of 5 Lacs.
  • Amazing Offers on SmartBuy.

Benefits

  • Security Features
  • Higher Debit Card Limits
  • CashBack points
  • Fuel Surcharge Reversal
  • Airport Lounge Access
  • Insurance Cover
  • Zero Liability
  • International Debit Card
  • Online Shopping
  • Debit Cards Offers
Security Features

The encryption technology of a chip card, which secures your debit card against fraudulent use. This card offers greater security by storing & processing information in a secure manner. This advanced technology is more effective in preventing the card from being copied to produce counterfeit cards.

Higher Debit Card and Dynamic Limits

Daily Domestic ATM withdrawal limit is Rs. 1 lac and Daily Domestic Shopping limit is Rs. 5 lacs. Please login to NetBanking to change the limit either increase or decrease on your Debit Card to suit your needs. Please note the limits can be increased up to the Permissible limits on your Card. Use your Card over & above your daily shopping limit on select merchant categories i.e. Airlines, Education, Electronics, Medical, Travel, Tax Payments, and Insurance without transaction decline.

CashBack Points

1 CashBack point on every Rs. 200 spent on Groceries & Supermarkets, Restaurant & Apparel, Entertainment. Maximum cap of Rs. 750 per card per month. No cashback points for all other categories apart from the one above. Customers will receive cashback points on eligible Merchant Category Code (MCC) only.

Fuel Surcharge Reversal and Airport Lounge access offer

Fuel Surcharge would not be applicable for the transactions done on HDFC swipe machines. Get 2 complimentary lounge access per quarter to Imperia Customer at airports across India.

Insurance Cover

  • Death Insurance Cover by Air / Road / Rail is up to Rs. 12 lacs
  • Get additional International Air Insurance Coverage of flat Rs.1 Crore on purchase of air ticket using your Debit Card.
  • Fire & Burglary for the items purchased using Debit Card up to 6 months is Rs. 2 lacs.
  • The loss of checked baggage is Rs. 2 lacs.

Fees and Charges

The annual fee is Rs. 750/- excluding taxes. The fees will be waived as long as you are a part of the HDFC Bank Imperia Premium Banking Program. Click here to view fees and charges of EasyShop Imperia Platinum Chip Debit Card.

HDFC EasyShop Imperia Platinum Chip Debit Card Review

  • Rating of HDFC EasyShop Imperia Platinum Chip Debit card is 4.0 out of 5
Contact Details

HDFC Bank House,

Senapati Bapat Marg,

Lower Parel (W),

Mumbai – 400 013

Phone +91 (22) 5652-1000

Frequently Asked Questions

Where can I use the EasyShop Platinum Debit Card?

Ans. Just look for the Visa logo when shopping. If you’d like to use an ATM, it should have the Visa /PLUS logo. And remember, you can use your Debit Card at all HDFC Bank ATMs just like a normal card.

Are there any charges I should know about Imperia Platinum Chip Debit Card?

Ans. Another benefit of the EasyShop Platinum Debit card is that there are absolutely no transaction charges to worry about when shopping at a merchant location.

Why is Second Level authentication made mandatory for all Debit Card related online transactions?

Ans. All online card transactions, as per RBI’s mandate, need to have a 2nd level authentication when a transaction is made. Hence the cards need to be registered for Verified by Visa(VBV) /MasterCard Secure Code to complete an online transaction. A transaction can be carried out only on those websites that are Verified by Visa /MasterCard Secure Code enabled.

Are there charges I should know about Imperia Platinum Chip Debit Card?

Ans. Another benefit of the EasyShop Platinum Debit card is that there are absolutely no transaction charges to worry about when shopping at a merchant location.

Hope you may get the complete details of the HDFC EasyShop Imperia Platinum Chip Debit Card like About HDFC EasyShop Imperia Platinum Chip Debit Card, Eligibility, Required Documents, Application process, Transaction Limit, Features, Benefits, Welcome Gift, Fee &Charges, Debit Card review and Contact details. Don’t forget to share this article with your friends.

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