HDFC RuPay Premium Debit Card – Privileges, Cashback offers, Eligibility and Fees

Do you want to apply for HDFC RuPay Premium Debit Card?. Then you are on the right page. In the previous article, we have given complete details about HDFC EasyShop Gold Debit Card. Check out the details of the HDFC RuPay Premium Debit Card. This Debit card had Everything you would expect in a regular Debit card. Do you want to know about HDFC RuPay Premium Debit Card? Then this is the right page. Through this article, we are going to provide the complete details of HDFC RuPay Premium Debit Card (एचडीएफसी रुपे प्रीमियम डेबिट कार्ड) like the Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Transaction Limit, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on HDFC RuPay Premium Debit Card.

About HDFC Rupay Premium Debit Card

EventsInformation
Card NameHDFC Rupay Premium Debit Card
BankHDFC Bank
Card TypeDebit Card
Debit Usage LimitDepends on your savings account balance
Cash Usage LimitDaily Domestic ATM withdrawal limits: Rs. 25,000/-

Daily Domestic Shopping limits: Rs. 2.75 lacs

Annual ChargesClick here to view fees & Charges.
CashBackGet Rs.5 CashBack for every Rs.100 that you spend through your Debit Card for utility bill payments.

CashBack of up to a max. aggregate of Rs. 50/- per month /card can be accumulated.

International UsageYes
Official WebsiteClick here

HDFC RuPay Premium Debit Card is a Debit card that had Everything you would expect in a regular Debit card. You can also get unmatchable benefits like CashBack Points, Insurance Cover, Lifestyle Benefits, Fuel Surcharge, Zero liability, Online Shopping, etc.,

Card Name Age limit Eligibility 
HDFC Rupay Premium Debit Card No age limit

An applicant needs to have savings account with a minimum balance.

Eligibility Criteria

To know about the eligibility of HDFC Rupay Premium Debit Card, Check the below:

  • There is no age limit for the HDFC Rupay Premium Debit Card.
  • Both the Residents and NRIs can apply.
  • Indian Residents should hold one from the above i.e., Salary Account, Savings Account, and Current Account

Required Documents

You have to submit the following documents while applying for HDFC Rupay Premium Debit Card:

  • Filled Application form.
  • 2 Passport-sized photographs.
  • Identity proof.
  • PAN Card.

How to Apply for HDFC Rupay Premium Debit Card – Application Process

To download the HDFC Rupay Premium Debit Card Application form – Click here

Application Process:

  • Visit the nearest HDFC Bank to apply for HDFC Rupay Premium Debit Card.
  • Fill the application form with necessary details like Name, Mobile number, City, Address, Email ID, etc.,
  • Attach the required documents.
  • Affix Photographs and Submit.
  • You can get your debit card within 15 days of applying.

Features

  • 5 % CashBack on Utility Bills paid using Debit Card.
  • Personal Accidental Death / Permanent Disability Insurance cover is up to Rs. 2 lac
  • RuPay Premium Debit Card can be used at ATM & shopping outlets Internationally as well as in India.
  • Amazing Offers on SmartBuy

Benefits

  • Higher Debit Card Limits
  • CashBack on Utility Bills
  • Fuel Surcharge
  • Exclusive Offers on RuPay Premium Debit Card
  • International Debit Card
  • Online Payment Ready
  • Zero Liability
  • Insurance Cover
  • Airport Lounge Access
  • Concierge Facility

Higher Debit Card and Dynamic Limits

Daily Domestic ATM withdrawal limit is Rs. 25,000/- and Daily Domestic Shopping limit is Rs. 2.75 lacs. Use your Debit Card over & above your daily shopping limit on select merchant categories i.e. Airlines, Education, Electronics, Medical, Travel, Tax Payments, and Insurance without transaction decline.

CashBack offer and Fuel Surcharge

Get Rs 5 CashBack for every Rs.100/- that you spend through your Debit Card for utility bill payments. CashBack of up to a max. aggregate of Rs. 50 per month /card can be accumulated. Cashback will be given within 90 days from the date of the transaction. Fuel Surcharge would not be applicable for the transactions done on HDFC swipe machines.

Online Payment Ready and Zero Liability

Be it online shopping, payment of your utility bills /booking a movie ticket, just use the HDFC RuPay Premium Debit Card from the comfort of your home. Your Debit Card transactions are secured with an extra layer of security with RuPay PaySecure where an additional level of authentication is done using OTP. You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which takes place up to 90 days prior to reporting the card loss.

Insurance Cover

All Debit Cardholders are required to use their Debit Card at retail /on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active. Death Cover by Air / Road / Rail is up to Rs. 10 lac, for managed Customers (Imperia, Preferred and Classic Customers) the amount insured is up to Rs. 12 Lacs, International Air Coverage of flat Rs.1 Crore on purchase of air ticket using your Card. Fire & Burglary for the items purchased using Debit Card up to 90 days amount assured is Rs. 2 lacs, Loss of checked baggage is Rs. 2 lacs.

Airport Lounge Access

RuPay Premium Airport Lounge Access program provides access to the participating lounges two times per calendar quarter per card in any of the 27 domestic airport lounges & 540 International airport lounges. The cardholder has to present the RuPay Premium Debit Card at the point of entry to avail the complimentary access. A nominal transaction fee of Rs. 2/- per access will be charged to the Debit ard. The access to the lounge will be available on a first-come-first-serve basis.

Concierge Facility

Concierge service will available as a 24×7 which includes:

  • Gift Delivery Assistance
  • Flower Delivery Assistance
  • Restaurant Referral and Arrangement
  • Courier Service Assistance
  • Car Rental and Limousine Referral and Reservation Assistance
  • Golf Reservations
  • Movie ticket sourcing Assistance
  • Car Rental and Sight Seeing Assistance
  • IT Return Assessment and filling assistance
  • Investment Consultancy
  • Insurance Consultancy

Fees and Charges

Click here to view Fees and Charges of HDFC Rupay Premium Debit Card.

HDFC Rupay Premium Debit Card Review

  • Rating of HDFC Rupay Premium Debit card is 4.2 out of 5
Contact Details

HDFC Bank House,

Senapati Bapat Marg,

Lower Parel (W),

Mumbai – 400 013

Phone +91 (22) 5652-1000

Frequently Asked Questions

Can I use the HDFC RuPay Platinum Debit Card for online paymets?

Ans. Rupay Platinum Debit Card can be used at ATM and shopping outlets Internationally as well as in India.

Can I use the RuPay ATM card at Merchant outlets or on the Ecom website?

Ans. No, the ATM card can be used to withdraw money from ATM machines only. The ATM cards cannot be used for payment at Merchant outlets /Online payments.

Are there any annual charges with HDFC RuPay Platinum Debit Card?

Ans. The annual fee of the RuPay Platinum Debit Card is Rs. 150 + taxes. For more details on fees & charges please refer to the section “What are the charges of the RuPay Platinum Debit Card?”

Where can the HDFC RuPay Platinum Debit Card be used?

Ans. This HDFC Bank RuPay Platinum Debit Card is enabled for both domestic and international transactions. You can use your card for shopping at Merchant outlet & cash withdrawal at both Domestic & International locations. Additionally, your debit card can be used online on domestic websites.

Hope you may get the complete details of the HDFC Rupay Premium Debit Card like About HDFC Rupay Premium Debit Card, Eligibility, Required Documents, Application process, Transaction Limit, Features, Benefits, Welcome Gift, Fee &Charges, Debit Card review and Contact details. Don’t forget to share this article with your friends.

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