Apply IndusInd Bank Gold Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for the IndusInd Bank Gold Credit Card?. Then you are on the right page. This card has many special benefits and suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. In the previous article, we have given complete details about the IndusInd Bank Credit Card with travelling benefits. Here we have provided you all the information for the IndusInd Bank Gold Credit Card details like its benefits, cashback offers, eligibility, loyalty reward points, required documents, and shopping offers & movie offers provided by the card. Also, know how to apply for the IndusInd Bank Gold Credit Card.

About IndusInd Bank Gold Credit Card

IndusInd Bank Gold Credit Card is one of the cards with many special benefits and suitable for all kinds of financial needs and luxuries. The Gold Credit Card manages your finances better and helps you to save. Each time of your spend on the hotel expenses, railway expenses, car rentals, air  miles and on shoppings with your IndusInd Bank Gold Credit Card you earn savings points that you can after redeem for against dues on your Credit Card or airline miles, Also, get 5 add-on card benefits with your gold credit card.

Card NameIndusInd Bank Gold Credit Card
BankIndusInd Bank
Card TypeCredit card
Credit limit1,00,000/-
Cash usage limit50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and benefits of IndusInd Bank Gold Credit Card

  • Get Gold Add-on card benefit with your IndusInd Bank Gold Credit Card.
  • Gold Assurance – In the case of card lost or stolen by somebody and insurance cover is provided.
  • Insurance is provided to protect yourself against incidents of counterfeit fraud.
  • Earn reward points on shopping, utility bills, dining delights, hotel expenses, airline tickets, rail tickets, car rental, etc.
  • Also, get a complimentary Air ticket with your IndusInd Gold Credit Card.
  • Get discounts and offers on merchant outlets in such categories as lifestyle shopping, dining, travel, health, and fitness.

Fee & Charges

IndusInd Bank Gold Credit Card Charges and fees as follows.

Joining fee for the cardNA
Annual FeeNil
Add-on card feesApplicable
Interest charge3.83% per month
Late payment chargeUp to Rs.100 – Nil

101 to 500 Rs – 100/-

501 to 1000 Rs- 350/-

1,001 to 10,000 Rs – 550

Above 10,000 Rs – 700/-

Over limit charges2.5% subject to a minimum of 500 rs
Fuel surcharge1%
Returned chequeRs.250
Cash advance charge2.5% of the advance amount & subject to a minimum of 300/-
Balance inquiry chargeRs.25
Foreign currency conversion fee3.5% of the converted amount
Savings Plan change250/-
Cash payment fee charge100/-
Duplicate statement request100 /-per statement
Replacement card fee100/-
Charge-slip request300/-
IndusInd Bank Gold Credit Card Eligibility
  • For the IndusInd Bank Gold Credit Card, your age limit should be between 18 – 65 years.
  • He/ She must be an Indian Resident and should be an IndusInd bank account holder.

Required documents

The following documents required for the Gold Credit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  3. Passport size photos.
  4. Contact details – e-mail id, Mobile Nos, etc.
  5. Latest 3 months Salary payslip for salaried individuals.
  6. Also, Bring a copy of the latest Income Tax returns.
Reward points
  • Get 4 saving points on every 100 spent in shopping & grocery departmental stores.
  • Get 4 saving points on every 100 spent in Hotel expenses.
  • Get 2.5 saving points on every 100 Rs spent on Airline tickets
  • Get 2 saving points on every 100 spent on electronic items and consumer durables.
  • Get 1.5 savings points on every 100 spent in Restaurant bills, Car rental, movie & Railway book.
  • Get 0.5 saving points on every 100 spent in all other spends.

How to apply for IndusInd Bank Gold Credit Card

To apply for IndusInd Bank Gold Credit Card just follow the below instructions.

  1. First, you have to visit the IndusInd bank website.
  2. Next, you have to click on IndusInd Bank Gold Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, Date of birth and Pan no.
  4. Then it shows some offers click on the offers and then submit your application form.
  5. If you have any doubts regarding the card just contact your nearest IndusInd Bank branch for more details.

Card Review

Arun – Banglore

I had applied and Indusind Bank credit card online. I received the card on time. I am using it for groceries and petrol. This card is very good for refilling petrol. There is no surcharge. I have got a sufficient credit limit and there is no annual fee.

Karthik – Banglore

I started using my Indusind credit card, I done a gold purchase worth Rs. 95,000 the bank offered the credit limit of Rs. 1 lakh, six days back I did the transactions, but I didn’t find any rewards points. The credit card feature is good to use anywhere.

Contact details

Customer Care: 1860 267 7777

IndusInd Bank Gold Credit Card is one of the best Credit Card with many special benefits like loyalty reward points are given to shopping, dining delights, movie ticket, & rail ticket bookings and many more benefits with the card. Also, know about the IndusInd Bank Gold Credit Card features, required documents, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

Leave A Reply

Your email address will not be published.