Apply IndusInd Bank Pay Back Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for the IndusInd Bank Pay Back Credit Card?. Then you are on the right page. This card has many special benefits and suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. In the previous article, we have given complete details about the IndusInd Bank World Miles Credit Card. Here we have provided you all the information for the IndusInd Bank Pay Back Credit Card details like its benefits, cashback offers, eligibility, loyalty reward points, required documents, and shopping offers & movie offers provided by the card. Also, know how to apply for the IndusInd Bank Pay Back Credit Card.

About IndusInd Bank Pay Back Credit Card

IndusInd Bank Pay Back Credit Card is loaded with many special benefits and this card offers you easy accessibility and payment option. The benefits of IndusInd Bank Pay Back Credit Card give you a welcome gift as 1000 PAYBACK reward points, fuel surcharge waiver, personal & air accident insurance, also, get reward points on shopping outlets, dining delights, movies, safe and secure card for online transactions and for e-commerce transactions and many more with IndusInd Bank Pay Back Credit Card.

Card NameIndusInd Bank Pay Back Credit Card
BankIndusInd Bank
Card TypeCredit card
Credit limit1,00,000/-
Cash usage limit50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and benefits of IndusInd Bank Pay Back Credit Card

  • Earn reward points on shopping, dining, movies, and utility bills, etc.
  • Get 1000 payback points as a welcome bonus.
  • Enjoy 1% of the Fuel surcharge waiver in all petrol pumps across the fuel stations.
  • Get Air Accident Insurance coverage of 25 lakh Rs.
  • Earn 500 Payback points on the spending of 20,000 Rs more in a month.
  • Earn 4000 Payback points on the spending of 2,00,000 or more in a year.
  • Get discounts and offers on 10 lakh merchant outlets across India.
  • This card is safe for all your online shopping and e-commerce transactions.
  • The flexibility of payment options at the point of sale.
  • Book your movie tickets, utility bill payments, travel, and other online purchase with your payback credit card.

Fee & Charges

IndusInd Bank Pay Back Credit Card Charges and fees as follows.

CategoryAmount
Joining Fee for the card249/-
Annual Fees of the cardNil
Add-on Card FeesNil
Interest Charge3.83% per month

46% annually

Over limit Charges2.5% of over-limit amount or minimum of 500/-
Returned Cheque250/-
Cash Advance Charges2.5% of the amount

Minimum of 300 Rs

Foreign Currency Mark up3.5% of the amount
Cash Payment fee at IndusInd Bank100/-
Late Payment ChargesAmount Up to 100 Rs – Nil

The amount between Rs. 101 to 500 Rs – 100/-

The amount between Rs. 501 to 1000 Rs – 350/-

The amount between Rs. 1001 to 10,000 Rs – 550/-

Amount over 10,000 Rs – 700/-

IndusInd Bank Pay Back Credit Card Eligibility
  • For the IndusInd Bank Pay Back Credit Card, your age limit should be between 18 – 65 years.
  • He/ She must be an Indian Resident and should be an IndusInd bank account holder.

Required documents

The following documents required for the Pay Back Credit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  3. Passport size photos.
  4. Contact details – e-mail id, Mobile Nos, etc.
  5. Latest 3 months Salary payslip for salaried individuals.
  6. Also, Bring a copy of the latest Income Tax returns.
Welcome Gifts
  • Get 1000 Pay Back reward points as a welcome bonus on a one-time joining fee of 249+GST.
  • Also, get up to 10% cashback off on big bazaar, central, e-zone, fbb, Brand factory, and more with the card.
Cashback & Reward points
  • Earn 5 payback points on every purchase of 100 Rs spent on shopping and groceries.
  • Earn 5 payback points on every purchase of 100 spent on dining delights.
  • Earn 20 payback points on every purchase of 100 spent on dining delights.
  • Earn 2 payback points on every purchase of 100 Rs spent on others miscellaneous.

How to apply for IndusInd Bank Pay Back Credit Card

To apply for IndusInd Bank Pay Back Credit Card just follow the below instructions.

  1. First, you have to visit the IndusInd Bank website
  2. Next, you have to click on cards>> credit cards >> Application form of the credit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest IndusInd Bank branches.
  4. They will give you Insta Credit Card & PIN at the time of your application submitted.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Suresh – Chennai

From INDUSIND bank I have taken a card on a month before which was applied online. The process verification with smooth but was a delay to receive a card around 30 days. It is a lifetime free credit card and the credit limit is sufficient. I am yet to use the card.

Ganapathy – Chennai

I have got an offer call for purchasing the Indusind bank since I do not have this bank card in my wallet, I have accepted the same. On credit limit part, I had an expectation but they have offered me only Rs. 1 lakh and it’s less when I compared with my other cards.

Contact details

Customer care: 1860 267 7777

IndusInd Bank Pay Back Credit Card is one of the best Credit Card with many special benefits like loyalty reward points are given to shopping, dining delights, movie ticket offers and many more benefits with the card. Also, know about the IndusInd Bank Pay Back Credit Card features, required documents, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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