Apply Kotak Mahindra Delight Platinum Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Kotak Mahindra Delight Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Privy League Signature Credit Card. In this article, we have given you all the information for the Kotak Mahindra Delight Platinum Credit Card details like its benefits, eligibility, annual fee & joining fee, etc., People who are interested to apply for the Delight Platinum Credit Card has to check the offers like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Delight Platinum Credit Card.

About Kotak Mahindra Delight Platinum Credit Card

Kotak Mahindra Delight Platinum Credit Card is one of the best cards with suitable benefits which means it meets all your financial needs and luxuries also maximizes your saving transactions. Benefits like Cashback offers, surcharge waivers, airport lounge access, 10% Cash-Back on Movies and 10% cash back on dining, milestone benefits and add – on card benefits.

Card NameKotak Mahindra Delight Platinum Credit Card
BankKotak Mahindra
Card TypeCredit Card
Credit Usage Limitup to 2 lakhs
Cash Usage Limit10,000 daily
Annual Charges300/-
Reward PointsEarn edge rewards on every transaction.
International UsageYes
Official WebsiteClick here

Features and Benefits of Kotak Mahindra Delight Platinum Credit Card 

  • Get 10% Cash-Back on Dining.
  • Get 10% Cash-Back on Movie tickets.
  • Benefits like Fuel Surcharge Waiver & Railway Surcharge Waiver.
  • Milestone Feature on spend of 1,25,000/-
  • Add – on Card benefits set the credit limit as you desire.

Fee & Charges

Kotak Mahindra Delight Platinum Credit Card Charges & Fees as follows.

Fee & other ParametersDelight
Joining FeesRs. 1999
Annual FeesRs. 299
Addon Card FeesRs. 299
Waiver of Annual Fees for First YearNA
Waiver of Annual Fees for Second YearNA
Over Limit ChargeRs. 500
Cheque Bounce ChargesRs. 500
Foreign Currency Mark Up3.5%
Furnishing a copy of Credit Information Report (CIBIL)Rs. 50
Reissue/ Replacement Card (per issuance)100.0
Fee for Cash payment at BankRs. 100
Interest Charges on outstanding Balances3.50% (Annualized 42%)
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereofRs. 300
Minimum Amount Due (MAD) (It will reflect in a statement in the column of the minimum amount due)MAD can be 5% or 10% of TAD as decided by the Bank
Charge Slip RequestWaived
Machine Surcharge at ATMsWaived
Railway Booking Surcharge (1.8%/2.5% on transaction amount)Waived
Fuel Surcharge (1% on the transaction)Waived
Balance Enquiry Charges at Non-Parent Bank ATMWaived
Duplicate Statement RequestWaived
Web Pay Service FeeWaived (effective 10th JAN,2014)
Outstation Cheque Processing FeeWaived
Kotak Mahindra Delight Platinum Credit Card Eligibility
  • For Kotak Mahindra Delight Platinum Credit card you must be a primary cardholder and should be at the age of 21 – 65 years.
  • For add-on cardholder, the minimum age should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune
  • He/She Should be an India resident.
Cashback & Reward points
  • Minimum of 10,000/- spent on using your Kotak Mahindra Delight Platinum Credit Card on categories other than dining and entertainment within the billing cycle to avail 10% cash-back on dining.
  • Minimum of 10,000/- spent on categories other than dining and entertainment within the billing cycle to avail 10% cash-back on movies every month.
  • The maximum fuel surcharge waiver is allowed in a calendar year is 4500/-.
  • The maximum railway surcharge waiver is allowed in a calendar year is 500/-
  • Spend Rs. 1,25,000 every six months and Get 4 free PVR tickets or 750/- cashback.
  • Enjoy a maximum of 8 free PVR tickets or Rs. 1500 cashback every year.

How to Apply for Kotak Mahindra Delight Platinum Credit Card – Application Process

To apply for the Kotak Mahindra Delight Platinum Credit Card just follow the below instructions.

  1. First, you have to visit the Kotak Mahindra bank.com
  2. Next, you have to click on Kotak Mahindra Delight Platinum Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
  4. Next, you have to click on Proceed and submit the form.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Jigar – Pune

This card has benefits of 1+1 free for PVR movie every Saturday once or twice a month. Booking to be direct on PVR App or Website. Rewards and offers are not worth considering I hold Delight Platinum & Other cards which offer much worth. The only benefit for holding is low usage for the fee waiver and PVR Movie Tickets I get.

Vivek Sinha

I use my PVR Platinum Kotak credit card, where you get 2 PVR tickets worth of Rs. 400 each on the spending of Rs. 10,000 a statement cycle. To spend Rs. 10,000 per month one PVR movie ticket.

Contact Details

Customer care – 1860-266-2666 or, 1860-266-0811

Kotak Mahindra Delight Platinum Credit Card is one of the best credit card loaded with cashback, surcharge waivers and many other benefits. Also, know about the Kotak Mahindra Delight Platinum Credit Card details like its features, eligibility and cashback offers. Still, if you have any queries regarding this card comment below. Don’t forget to share this article with your friends.

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