Apply Kotak Mahindra Fortune Gold Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Kotak Mahindra Fortune Gold Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Solaris Platinum Credit Card. In this article, we have given you all the information for the Kotak Mahindra Fortune Gold Credit Card details like its benefits, eligibility, annual fee & joining fee, etc., People who are interested to apply for the Fortune Gold Credit Card has to check the offers like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Fortune Gold Credit Card.

About Kotak Mahindra Fortune Gold Credit Card

Kotak Mahindra Fortune Gold Credit Card is one of the best credit cards with special benefits which means, suitable for all your financial needs and luxuries and also maximizes your saving transactions. Kotak Mahindra Fortune Gold Credit Card gives you the special benefit of interest-free cash withdrawals, fuel surcharge waiver, 0% balance transfer and a free Credit Card for life.

Card NameKotak Mahindra Fortune Gold Credit Card
BankKotak Mahindra
Card TypeCredit Card
Credit Usage Limitup to 2 lakhs
Cash Usage Limit10,000 daily
Annual ChargesNil
Reward PointsEarn edge rewards on every transaction.
International UsageYes
Official WebsiteClick here

Features and Benefits of Kotak Mahindra Fortune Gold Credit Card

  • Enjoy a higher cash limit: 50% of your credit limit.
  • Kotak Mahindra Fortune Gold Credit Card benefits like Fuel Surcharge Waiver & Railway Surcharge Wavier.
  • Easy Cash Access with Fortune Gold Credit card.
  • Fortune Shield -If your Credit Card is stolen by somebody, you get a coverage of 50,000/- against fraudulent usage up to seven days pre-reporting.
  • Milestone benefits and add-on card benefits set your credit limit as you wish.

Fee & Charges

Kotak Mahindra Fortune Gold Credit Card Charges & Fees as follows.

Fee & other ParametersFortune
Joining FeesNil
Annual FeesNil
Addon Card FeesRs. 299 per Add on card
Interest Charges on outstanding Balances3.50% (Annualized 42%)
Waiver of Annual Fees for First YearNA
Waiver of Annual Fees for Second YearNA
Fee for Cash payment at BankRs. 100
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereofRs. 199
Minimum Amount Due (MAD) (It will reflect in a statement in the column of the minimum amount due)MAD can be 5% or 10% of TAD as decided by the Bank
Cheque Bounce ChargesRs. 500
Over Limit ChargeRs. 500
Foreign Currency Mark Up3.5%
Railway Booking SurchargeApplicable
Reissue/ Replacement Card (per issuance)Rs. 100
Fuel Surcharge (1% on the transaction)Waived
Balance Enquiry Charges at Non-Parent Bank ATMWaived
Charge Slip RequestWaived
Machine Surcharge at ATMsWaived
Furnishing a copy of Credit Information Report (CIBIL)Rs. 50
Duplicate Statement RequestWaived
Web Pay Service FeeWaived
Outstation Cheque Processing FeeWaived

Kotak Mahindra Fortune Gold Credit Card Eligibility

  1. For Kotak Mahindra Fortune Gold Credit card you must be a primary cardholder and should be at the age of 21 – 65 years.
  2. For add-on cardholder, the minimum age should be 18 years and above
  3. Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune.
  4. This card is issued only to the businessman.
  5. Your Income must be above 3 lakhs per annum
  6. He/She Should be an India resident.
Welcome gifts
  • By activating this card you are applicable on fuel surcharge transactions between 500/- and 3000/- and maximum fuel surcharge waiver allowed in a calendar year is 3500/-
  • Milestone benefit has given one free IndiGo air ticket to four free PVR movie tickets.
  • Spend more than 1, 50,000 in a year and get 4 free PVR movie tickets/ Cashback of 750/-

How to Apply for Kotak Mahindra Fortune Gold Credit Card – Application Process

To apply for the Kotak Mahindra Fortune Gold Credit Card just follow the below instructions.

  1. First, you have to visit the Kotak Mahindra bank.com
  2. Next, you have to click on Kotak Mahindra Fortune Gold Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
  4. Next, you have to click on Proceed and submit the form.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Jigar – Pune

This card has benefits of 1+1 free for PVR movie every Saturday once or twice a month. Booking to be direct on PVR App or Website. Rewards and offers are not worth considering I hold Regalia & Other cards which offer much worth. The only benefit for holding is low usage for the fee waiver and PVR Movie Tickets I get.

Vivek Sinha

I use my PVR Platinum Kotak credit card, where you get 2 PVR tickets worth of Rs. 400 each on the spending of Rs. 10,000 a statement cycle. To spend Rs. 10,000 per month one PVR movie ticket.

Contact Details

Customer care: 1860-266-2666 or, 1860-266-0811

Kotak Mahindra Fortune Gold Credit Card is one of the best credit cards with loaded benefits like free cash withdrawals, fuel surcharge waiver, 0% balance transfer and a free Credit Card for life. Also, know about the Kotak Mahindra Fortune Gold Credit Card details like its features, annual fee, eligibility, and how to apply for the card. Still, if you have any queries regarding this card comment below. Don’t forget to share this article with your friends.

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