Apply Kotak Mahindra Fortune Gold Credit Card – Benefits, Eligibility, Cashbacks, Rewards
Do you want to apply for Kotak Mahindra Fortune Gold Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Solaris Platinum Credit Card. In this article, we have given you all the information for the Kotak Mahindra Fortune Gold Credit Card details like its benefits, eligibility, annual fee & joining fee, etc., People who are interested to apply for the Fortune Gold Credit Card has to check the offers like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Fortune Gold Credit Card.
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About Kotak Mahindra Fortune Gold Credit Card
Kotak Mahindra Fortune Gold Credit Card is one of the best credit cards with special benefits which means, suitable for all your financial needs and luxuries and also maximizes your saving transactions. Kotak Mahindra Fortune Gold Credit Card gives you the special benefit of interest-free cash withdrawals, fuel surcharge waiver, 0% balance transfer and a free Credit Card for life.
| Card Name | Kotak Mahindra Fortune Gold Credit Card |
| Bank | Kotak Mahindra |
| Card Type | Credit Card |
| Credit Usage Limit | up to 2 lakhs |
| Cash Usage Limit | 10,000 daily |
| Annual Charges | Nil |
| Reward Points | Earn edge rewards on every transaction. |
| International Usage | Yes |
| Official Website | Click here |
Features and Benefits of Kotak Mahindra Fortune Gold Credit Card
- Enjoy a higher cash limit: 50% of your credit limit.
- Kotak Mahindra Fortune Gold Credit Card benefits like Fuel Surcharge Waiver & Railway Surcharge Wavier.
- Easy Cash Access with Fortune Gold Credit card.
- Fortune Shield -If your Credit Card is stolen by somebody, you get a coverage of 50,000/- against fraudulent usage up to seven days pre-reporting.
- Milestone benefits and add-on card benefits set your credit limit as you wish.
Fee & Charges
Kotak Mahindra Fortune Gold Credit Card Charges & Fees as follows.
| Fee & other Parameters | Fortune |
| Joining Fees | Nil |
| Annual Fees | Nil |
| Addon Card Fees | Rs. 299 per Add on card |
| Interest Charges on outstanding Balances | 3.50% (Annualized 42%) |
| Waiver of Annual Fees for First Year | NA |
| Waiver of Annual Fees for Second Year | NA |
| Fee for Cash payment at Bank | Rs. 100 |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | Rs. 199 |
| Minimum Amount Due (MAD) (It will reflect in a statement in the column of the minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank |
| Cheque Bounce Charges | Rs. 500 |
| Over Limit Charge | Rs. 500 |
| Foreign Currency Mark Up | 3.5% |
| Railway Booking Surcharge | Applicable |
| Reissue/ Replacement Card (per issuance) | Rs. 100 |
| Fuel Surcharge (1% on the transaction) | Waived |
| Balance Enquiry Charges at Non-Parent Bank ATM | Waived |
| Charge Slip Request | Waived |
| Machine Surcharge at ATMs | Waived |
| Furnishing a copy of Credit Information Report (CIBIL) | Rs. 50 |
| Duplicate Statement Request | Waived |
| Web Pay Service Fee | Waived |
| Outstation Cheque Processing Fee | Waived |
Kotak Mahindra Fortune Gold Credit Card Eligibility
- For Kotak Mahindra Fortune Gold Credit card you must be a primary cardholder and should be at the age of 21 – 65 years.
- For add-on cardholder, the minimum age should be 18 years and above
- Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune.
- This card is issued only to the businessman.
- Your Income must be above 3 lakhs per annum
- He/She Should be an India resident.
Welcome gifts
- By activating this card you are applicable on fuel surcharge transactions between 500/- and 3000/- and maximum fuel surcharge waiver allowed in a calendar year is 3500/-
- Milestone benefit has given one free IndiGo air ticket to four free PVR movie tickets.
- Spend more than 1, 50,000 in a year and get 4 free PVR movie tickets/ Cashback of 750/-
How to Apply for Kotak Mahindra Fortune Gold Credit Card – Application Process
To apply for the Kotak Mahindra Fortune Gold Credit Card just follow the below instructions.
- First, you have to visit the Kotak Mahindra bank.com
- Next, you have to click on Kotak Mahindra Fortune Gold Credit Card there you find the Apply Now button click on it.
- Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
- Next, you have to click on Proceed and submit the form.
- If you have any doubts regarding the card just contact your nearest branch for more details.
Card Review
Jigar – Pune
This card has benefits of 1+1 free for PVR movie every Saturday once or twice a month. Booking to be direct on PVR App or Website. Rewards and offers are not worth considering I hold Regalia & Other cards which offer much worth. The only benefit for holding is low usage for the fee waiver and PVR Movie Tickets I get.
Vivek Sinha
I use my PVR Platinum Kotak credit card, where you get 2 PVR tickets worth of Rs. 400 each on the spending of Rs. 10,000 a statement cycle. To spend Rs. 10,000 per month one PVR movie ticket.
Contact Details
Customer care: 1860-266-2666 or, 1860-266-0811
Kotak Mahindra Fortune Gold Credit Card is one of the best credit cards with loaded benefits like free cash withdrawals, fuel surcharge waiver, 0% balance transfer and a free Credit Card for life. Also, know about the Kotak Mahindra Fortune Gold Credit Card details like its features, annual fee, eligibility, and how to apply for the card. Still, if you have any queries regarding this card comment below. Don’t forget to share this article with your friends.
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