Apply Kotak Mahindra Gold Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Kotak Mahindra Gold Debit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Business Class Gold Debit Card. In this article, we have given you all the information for the Kotak Mahindra Gold Debit Card details like its benefits, eligibility, welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Gold Debit Card.

About Kotak Mahindra Gold Debit Card

Kotak Mahindra Gold Debit Card is one of the best debit cards with many benefits that are suitable for all your financial needs and luxuries & also maximizes your saving transactions. The benefits like high cash withdrawals, fuel surcharge waiver, personal accident insurances, secure real-time alerts on every transaction, also enjoy the super banking experience with the Kotak Mahindra Gold Debit Card.

Card NameKotak Mahindra Gold Debit Card
BankKotak Mahindra
Card TypeDebit card
ATM withdrawal limit1,00,000/-
Purchase limit2,50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and Benefits of Kotak Mahindra Gold Debit Card

  • All merchant access establishments and ATMs that accept VISA cards in India and abroad.
  • Enjoy the Fuel Surcharge waiver is available with Kotak Mahindra Gold Debit Card.
  • Get discounts and Offers at Merchant Outlets
  • The lost Card Liability limit is up to 2,85,000 Rs.
  • Purchase Protection Limit is up to 75,000/-
  • Personal Accidental Death Coverage of up to Rs. 10 lakhs.
  • Air Accident Insurance cover is up to 15,00,000/-

Fee & Charges

Kotak Mahindra Gold Debit Card Charges and Fees as follows.

Issuance Charge for the primary card500 Rs
Annual Charge for Primary Cardholder500 Rs.
Annual Charge for Add-on Card500 Rs
Balance Enquiry at own ATM and Cash withdrawalFree of charge
Balance Enquiry at non-bank ATM and WithdrawalCash withdrawal is 20 Rs and Balance Enquiry – 8.50 Rs.
International ATM Cash Withdrawal150 /- per transaction
International ATM Balance Enquiry25 / – per transaction
Visa Global Assist Charges5 US Dollars
Visa Global Assist Charges given for the Lost Card35 US Dollars
Transaction declined at non-bank ATM – Insufficient Funds25 / – per transaction
Kotak Mahindra Gold Debit Card Eligibility
  1. For Kotak Mahindra Gold Debit Card you must be a primary cardholder and should be at the age of 21 – 65 years.
  2. He/She should be an India resident and should have a Saving Account.
  3. For Non – resident – should have NRE Savings Account.
  4. Location – Chennai, Delhi (including Gurgaon and Noida), Kolkata, Mumbai, Navi Mumbai, and Pune, Bangalore, Ahmedabad, Hyderabad.
Cashback & Reward points
  • Get discounts and offers at merchant outlets in categories such as fine dining, lifestyle, travel, health, and fitness.
  • Enjoy Fuel Surcharge waiver currently 2.5% at every time of your purchase at any petrol pump across the country

How to Apply for Kotak Mahindra Gold Debit Card – Application Process

To apply for Kotak Mahindra Gold Debit Card just follow the below instructions.

  1. First, you have to visit the Kotak Mahindra Bank.com
  2. Next, click on Kotak Mahindra Gold Debit Card and then click on the Apply Now button.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
  4. Next, you have to click on Proceed and submit the form.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Kumar – New Delhi

From my Kotak Mahindra bank card, they charged me a lot of interest rates when I made the late payment. I get the EMI option facility and its a good card to use. I have called the customer care and the service is good. I am using the card for almost 2 years.

Singh – Hyderabad

They have easy EMI options which can be converted through online banking. The facilities are available everywhere the card is accepted in all the places. Generally, I get the links for movie tickets. Whenever I swipe the card based on that I get a voucher.

Contact Details

Customer care: 1860-266-2666 or, 1860-266-0811

Kotak Mahindra Gold Debit Card is the best debit card with many benefits and is designed specially for you to meet your new-age lifestyles and status requirements. Also, know about the Kotak Mahindra Gold Debit Card features, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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