Do you want to apply for Kotak Mahindra Solaris Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Delight Platinum Credit Card. In this article, we have given you all the information for the Kotak Mahindra Solaris Platinum Credit Card details like its benefits, eligibility, annual fee & joining fee, etc., People who are interested to apply for the Solaris Platinum Credit Card has to check the offers like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Solaris Platinum Credit Card.
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About Kotak Mahindra Solaris Platinum Credit Card
Kotak Mahindra Solaris Platinum Credit Card is one of the best credit cards for online transactions. The Solaris Platinum Credit Card includes the following benefits like 5X reward points on your online purchases, some other benefits like Fuel Surcharge Waiver & Railway Surcharge Wavier, and complimentary add-on card benefits, etc.,
|Card Name||Kotak Mahindra Solaris Platinum Credit Card|
|Card Type||Credit Card|
|Credit Usage Limit||up to 2 lakhs|
|Cash Usage Limit||10,000 daily|
|Reward Points||Earn edge rewards on every transaction.|
|Official Website||Click here|
Features and Benefits of Kotak Mahindra Solaris Platinum Credit Card
- Enjoy Reward Points on every spent with Kotak Mahindra Solaris Credit Card.
- Enjoy fuel surcharge waiver across all petrol pumps in India.
- Enjoy the railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters.
- Complimentary Add-on Card benefits and set the spending limit as you desire.
Fee & Charges
Kotak Mahindra Solaris Platinum Credit Card Charges & Fees as follows
|Fee & other Parameters||Solaris Credit Card|
|Joining Fees||Rs. 500 (2500 joining bonus reward points on full fee realization and 1st swipe within 60 days of cards setup)|
|Annual Fees||Rs. 500|
|Interest Charges on outstanding Balances||3.50% (Annualized 42%)|
|Addon Card Fees||Nil|
|Waiver of Annual Fees||Minimum retail spend of Rs. 75,000 in the year|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300|
|Minimum Amount Due (MAD) (It will reflect in a statement in a column of the minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank|
|Over Limit Charge||Rs. 500|
|Cheque Bounce Charges||Rs. 500|
|Reissue/ Replacement Card (per issuance)||100.0|
|Fee for Cash payment at Bank||Rs. 100|
|Foreign Currency Mark Up||3.5%|
|Fuel Surcharge (1% on the transaction)||Waived|
|Railway Booking Surcharge (1.8%/2.5% on transaction amount)||Waived|
|Furnishing a copy of Credit Information Report (CIBIL)||Rs. 50|
|Charge Slip Request||Waived|
|Web Pay Service Fee||Waived|
|Balance Enquiry Charges at Non-Parent Bank ATM||Waived|
|Duplicate Statement Request||Waived|
|Machine Surcharge at ATMs||Waived|
|Outstation Cheque Processing Fee||Waived|
Kotak Mahindra Solaris Platinum Credit Card Eligibility
- For Kotak Mahindra Solaris Platinum Credit card you must be a primary cardholder and should be at the age of 21 – 65 years.
- For add-on cardholder, the minimum age should be 18 years and above
- Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune
- Your Income must be above 5 lakhs per annum
- He/She Should be an India resident.
Cashback & Reward points
- The fuel surcharge is to be waived only for transactions between 400/- and 3500/- up to a maximum of 100/- in a statement cycle.
- The maximum railway surcharge waiver is allowed in a calendar year is 500/-
- Earn 5X reward points on every Rs.150 you spend on online purchases.
- Earn 2X reward points for every Rs.150 on other spends
How to Apply for Kotak Mahindra Solaris Platinum Credit Card – Application Process
To apply for the Kotak Mahindra Solaris Platinum Credit Card just follow the below instructions.
- First, you have to visit the Kotak Mahindra bank.com
- Next, you have to click on Kotak Mahindra Solaris Platinum Credit Card there you find the Apply Now button click on it.
- Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
- Next, you have to click on Proceed and submit the form.
- If you have any doubts regarding the card just contact your nearest branch for more details.
Keerthi – New Delhi
I have this card. It’s really good looking and the texture is very nice. Kotak always upgrades cards in 6 months, and I started with urbane and got Royale in 2 years. Another feature is for this card, it comes with a Visa signature and defaults domestic lounge access with it. Kotak app has a feature called credit card on/off. You can off the credit card, it is a dead card. So secure.
Siddhartha – Gurgaon
I hold Kotak Solaris platinum from 2 years with a limit of 57k, they did not increase my limit since 1.5 years, I took a loan of 1.42lac I cleared that loan but still, they aren’t increasing my limit. How did u manage to get 2lac limit, What is ur credit utilization I usually used my total limit
Customer care: 1860-266-2666 or, 1860-266-0811
Kotak Mahindra Solaris Platinum Credit Card is one of the best credit card loaded with reward points and cashback offers. Also, know about the Kotak Mahindra Solaris Platinum Credit Card details like its features, eligibility and annual fees, etc., Still, if you have any queries regarding this card comment below. Don’t forget to share this article with your friends.