Apply Kotak Mahindra Solaris Platinum Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Kotak Mahindra Solaris Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about Kotak Mahindra Delight Platinum Credit Card. In this article, we have given you all the information for the Kotak Mahindra Solaris Platinum Credit Card details like its benefits, eligibility, annual fee & joining fee, etc., People who are interested to apply for the Solaris Platinum Credit Card has to check the offers like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by this card. Also, know how to apply for the Kotak Mahindra Solaris Platinum Credit Card.

About Kotak Mahindra Solaris Platinum Credit Card

Kotak Mahindra Solaris Platinum Credit Card is one of the best credit cards for online transactions. The Solaris Platinum Credit Card includes the following benefits like 5X reward points on your online purchases, some other benefits like Fuel Surcharge Waiver & Railway Surcharge Wavier,  and complimentary add-on card benefits, etc.,

Card NameKotak Mahindra Solaris Platinum Credit Card
BankKotak Mahindra
Card TypeCredit Card
Credit Usage Limitup to 2 lakhs
Cash Usage Limit10,000 daily
Annual Charges500/-
Reward PointsEarn edge rewards on every transaction.
International UsageYes
Official WebsiteClick here

Features and Benefits of Kotak Mahindra Solaris Platinum Credit Card

  • Enjoy Reward Points on every spent with  Kotak Mahindra Solaris Credit Card.
  • Enjoy fuel surcharge waiver across all petrol pumps in India.
  • Enjoy the railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters.
  • Complimentary Add-on Card benefits and set the spending limit as you desire.

Fee & Charges

Kotak Mahindra Solaris Platinum Credit Card Charges & Fees as follows

Fee & other ParametersSolaris Credit Card
Joining FeesRs. 500 (2500 joining bonus reward points on full fee realization and 1st swipe within 60 days of cards setup)
Annual FeesRs. 500
Interest Charges on outstanding Balances3.50% (Annualized 42%)
Addon Card FeesNil
Waiver of Annual FeesMinimum retail spend of Rs. 75,000 in the year
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereofRs. 300
Minimum Amount Due (MAD) (It will reflect in a statement in a column of the minimum amount due)MAD can be 5% or 10% of TAD as decided by the Bank
Over Limit ChargeRs. 500
Cheque Bounce ChargesRs. 500
Reissue/ Replacement Card (per issuance)100.0
Fee for Cash payment at BankRs. 100
Foreign Currency Mark Up3.5%
Fuel Surcharge (1% on the transaction)Waived
Railway Booking Surcharge (1.8%/2.5% on transaction amount)Waived
Furnishing a copy of Credit Information Report (CIBIL)Rs. 50
Charge Slip RequestWaived
Web Pay Service FeeWaived
Balance Enquiry Charges at Non-Parent Bank ATMWaived
Duplicate Statement RequestWaived
Machine Surcharge at ATMsWaived
Outstation Cheque Processing FeeWaived
Kotak Mahindra Solaris Platinum Credit Card Eligibility
  1. For Kotak Mahindra Solaris Platinum Credit card you must be a primary cardholder and should be at the age of 21 – 65 years.
  2. For add-on cardholder, the minimum age should be 18 years and above
  3. Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune
  4. Your Income must be above 5 lakhs per annum
  5. He/She Should be an India resident.
Cashback & Reward points
  • The fuel surcharge is to be waived only for transactions between 400/- and 3500/- up to a maximum of 100/- in a statement cycle.
  • The maximum railway surcharge waiver is allowed in a calendar year is 500/-
  • Earn 5X reward points on every Rs.150 you spend on online purchases.
  • Earn 2X reward points for every Rs.150 on other spends

How to Apply for Kotak Mahindra Solaris Platinum Credit Card – Application Process

To apply for the Kotak Mahindra Solaris Platinum Credit Card just follow the below instructions.

  1. First, you have to visit the Kotak Mahindra bank.com
  2. Next, you have to click on Kotak Mahindra Solaris Platinum Credit Card there you find the Apply Now button click on it.
  3. Then an application form is opened in that you have to fill the details like your name, mobile no, customer-id given by the Kotak Mahindra Bank.
  4. Next, you have to click on Proceed and submit the form.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card review

Keerthi – New Delhi

I have this card. It’s really good looking and the texture is very nice. Kotak always upgrades cards in 6 months, and I started with urbane and got Royale in 2 years. Another feature is for this card, it comes with a Visa signature and defaults domestic lounge access with it. Kotak app has a feature called credit card on/off. You can off the credit card, it is a dead card. So secure.

Siddhartha – Gurgaon

I hold Kotak Solaris platinum from 2 years with a limit of 57k, they did not increase my limit since 1.5 years, I took a loan of 1.42lac I cleared that loan but still, they aren’t increasing my limit. How did u manage to get 2lac limit, What is ur credit utilization I usually used my total limit

Contact Details

Customer care: 1860-266-2666 or, 1860-266-0811

Kotak Mahindra Solaris Platinum Credit Card is one of the best credit card loaded with reward points and cashback offers. Also, know about the Kotak Mahindra Solaris Platinum Credit Card details like its features, eligibility and annual fees, etc., Still, if you have any queries regarding this card comment below. Don’t forget to share this article with your friends.

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