Apply Union Bank Business Platinum Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Union Bank Business Platinum Debit Card ?. Then you are on the right page. In the previous article, we have given complete details about Union Bank Qsparc Debit Card. Here we have provided you all the Union Bank Business Platinum Debit Card details like its benefits, eligibility, required documents, etc., People who are interested to apply for the Union Bank Business Platinum Debit Card has to check the offers  like welcome gifts, reward points, cashback offers, movie offers and shopping offers given by the Union Bank Business Platinum Debit Card. Also, know how to apply for the Union Bank Business Platinum Debit Card.

About Union Bank Business Platinum Debit Card

Union Bank Business Platinum Debit Card is one of the cards that is suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. The benefits like personal accident and air accident insurance, airport lounge programs, get offers and discounts on car rental, business travel, hotel accommodation, office spaces, reward points for every 100 rs spent, add-on card benefits, and many more benefits while accessing the card.

Card NameUnion Bank Business Platinum Debit Card
BankUnion Bank
Card TypeDebit Card
Daily withdrawal limit50,000
Purchase limit2,00,000
Annual ChargesApplicable
Reward Pointsedge Loyalty rewards on early activation
International Usageyes
Official Website Click here

Features and benefits of Union Bank Business Platinum Debit Card

  • It provides you with a Green PIN Facility ( and it doesn’t require a PIN mailer ).
  • Cash withdrawals are applicable at only the specified merchant locations.
  • Add-on card benefits are applicable for only Joint Accounts.
  • Get Personal Accident Free Insurance coverage up to 2 lakh Rs.
  • Annual charges are waived in BSBDS/ BSBDA accounts and also in accounts where the account holder does 40 POS/ online transactions in the previous year.
  • Business Visa Platinum debit card is much suitable for all your Business travels.
  • Get complimentary Visa Airport lounge access with your Business Platinum debit card.
  • Get discounts and offers on merchant outlets
  • Secure real-time SMS alerts on every transaction.

Fee & Charges

Union Bank Business Platinum Debit card Charges and fees as follows.

Type of parametersFEE & Charges
Joining fee of the Primary cardNIL
Annual feesNIL
Add-on card fee benefitsApplicable for only joint Account holders.
Charges for 1st year of usageNil
Daily shopping limit- PoS & internet2,00,000
Total Daily limit2, 50,000
Card Re-issuance upon damage/loss etc100 Rs + GST
Personal accidental insurance: Primary cardholder
Secondary cardholder
2 lakh
1 lakh
Cash withdrawal at other Bank’s ATMBeyond free transactions.

Financial Transaction-
20 Rs + GST

Non-Financial Transaction-
8 Rs+ GST

All International financial transactions:
125 Rs + GST

All International non-financial transactions:
35 Rs + GST

Generation of a physical debit card with the PIN despatched to branch50 Rs + GST
Currency conversion charges for the International financial transaction amount.2.5 % of the transaction amount
Union Bank Business Platinum Debit Card eligibility
  • For Union Bank Business Platinum Debit Card your minimum age limit should be between 18 – 65 years
  • Customers with an income proof can only apply for a Union Bank Business Platinum Debit Card if they are in need of it.
  • He/she must be an Indian resident.

Required documents

The following documents are required for the Business Platinum Debit card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Passport size photos.
  3. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  4. Latest 3 months Salary payslip for salaried individuals.
  5. Contact details – e-mail id, Mobile Nos, etc.
  6. Also, Bring a copy of the latest Income Proof ( Salary Slip / Salary Certificate/ Form 16 / Latest IT return.)
Welcome gifts
  • Get 2 complimentary airport lounge access for every quarter in a year with your Business Platinum Debit card.
  • Get make my trip and taj hotel welcome gift vouchers with your Visa Business Platinum Debit Card
Cashback & Reward points
  • Get a 15% discount on Apollo pharmacy with your Business Platinum Debit Card.
  • Get 15% cashback off on a minimum purchase of 500 Rs in Ferns N Petals.
  • Get 5% instant cashback off on a minimum purchase of 50 rs and above in Big Bazaar and fbb.
  • Get 2 reward points on every 100/- spent in lifestyle shopping.
  • Earn 4 reward points on every 100 spent in Lotto.
  • Earn 2 reward points on every 100 spent in Malabar Gold & diamonds.

How to apply for Union Bank Business Platinum Debit Card

To apply for Union Bank Business Platinum Debit Card just follow the below instructions.

  1. First, you have to visit the Union Bank website
  2. Next, you have to click on digital banking>>cards>> debit cards >> Application form of the debit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Union Bank branches.
  4. They will give you Insta debit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card review

Srinivas – Hyderabad

I am holding a salary account with Union Bank of India very recently. It is a zero balance account. I got online access. They have provided me with a debit card only. I don’t have a customer service experience. I have used net banking which is very good and the options are easy to access.

Sumit Kumar – Mumbai

My savings account was taken with UNION BANK a few years back, the banking services are very good when compared to other banks. Customer service is very good and their response is fine. Net banking is easy to use in UNION BANK and there are no hidden charges on any transactions.

Contact details

Customer care: 1800 22 2244

Union Bank Business Platinum Debit Card is one of the best debit Card suitable for all kinds of business requirements, and business travels. Also, know about the Union Bank Business Platinum Debit Card features, required documents, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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