Apply Union Bank Classic Debit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for Union Bank Classic Debit Card?. Then you are on the right page. This card is now availed in both Visa and Rupay debit cards. This card is specially designed for ease of cashless journey and for shopping transactions. In the previous article, we have given the complete details about Union Bank Business Platinum Debit Card. Here we have provided you all the Union Bank Classic Debit Card details like its benefits, cashback offers, eligibility, required documents, reward points, airport lounge offers, and shopping offers & movie offers provided by the card. Also, know how to apply for the Union Bank Classic Debit Card.

About Union Bank Classic Debit Card

Union Bank Classic Debit Card is loaded with many benefits and suitable for every financial need and it also maximizes your saving transactions. The benefits include in Classic debit card personal accident insurance, the benefit of the cashless journey, offers and discounts on merchant outlets, travel, dining, etc. get high reward points on purchases, high cash withdrawals, welcome gifts, and add-on card benefits and many more benefits while accessing the card.

Card NameUnion Bank Classic Debit Card
BankUnion Bank
Card TypeDebit Card
Daily withdrawal limit25,000
Purchase limit25,000
Annual ChargesApplicable
Reward Pointsedge Loyalty rewards on early activation
International Usageyes
Official Website Click here

Features and benefits of Union Bank Classic Debit Card

  • It provides you with a Green PIN Facility ( and it doesn’t require a PIN mailer ).
  • Add-on card benefits are applicable for only Joint Accounts.
  • Cash withdrawals are applicable at only the specified merchant locations.
  • Get Personal Accident Free Insurance coverage up to 2 lakh Rs.
  • Annual charges are waived in BSBDS/ BSBDA accounts and also in accounts where the account holder does 40 POS/ online transactions in the previous year.
  • Get discounts and offers at merchant outlets such categories like fbb, big bazaar, Apollo pharmacy, and Ferns N Petals, etc.,
  • Get discounts on seniority and amazon website with your Classic Rupay debit card.
  • Secure real-time SMS alerts on every transaction.

Fee & Charges

Union Bank Classic Debit Card Charges and fees as follows.

Type of parametersFEE & Charges
Joining fee of the Primary cardNIL
Annual fees100 Rs + GST
Add-on card fee benefitsApplicable for only joint accounts
Charges for 1st year of usageNil
Daily shopping limit- PoS & internet25,000
Total Daily limit50,000
Card Re-issuance upon damage/loss etc100 Rs + GST
Personal accidental insurance: Primary cardholder
Secondary cardholder
2 lakh
1 lakh
Cash withdrawal at other Bank’s ATMBeyond free transactions.

Financial Transaction-
20 Rs + GST

Non-Financial Transaction-
8 Rs+ GST

All International financial transactions:
125 Rs + GST

All International non-financial transactions:
35 Rs + GST

Generation of a physical debit card with the PIN despatched to branch50 Rs + GST
Currency conversion charges for the International financial transaction amount.2.5 % of the transaction amount
Union Bank Classic Debit Card Eligibility
  • For Union Bank Classic Debit Card your minimum age limit should be between 18 – 65 years
  • Customers with an income proof can only apply for a Union Bank Classic Debit Card if they are in need of it.
  • He/she must be an Indian resident.

Required documents

The following documents are required for the Union Bank Classic Debit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Passport size photos.
  3. Latest 3 months Salary payslip for salaried individuals.
  4. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  5. Contact details – e-mail id, Mobile Nos, etc.
  6. Also, Bring a copy of the latest Income Proof ( Salary Slip / Salary Certificate/ Form 16 / Latest IT return.)
Cashback offers 
  • Get flat 10% cashback off on a purchase of 1000 Rs on all purchases across www.seniority.in.
  • Get flat 10% cashback off on a purchase of 100 Rs or above is amazon.com.
  • Get a 15% discount on Apollo pharmacy with your Business Platinum Debit Card.
  • Get 15% cashback off on a minimum purchase of 500 Rs in Ferns N Petals.
  • Get 5% instant cashback off on a minimum purchase of 50 rs and above in Big Bazaar and fbb.
Reward points
  • Get 2 reward points on every 100/- spent in lifestyle shopping.
  • Earn 4 reward points on every 100 spent in Lotto.
  • Earn 2 reward points on every 100 spent in Malabar Gold & diamonds.
  • Also, earn reward points on every 100 spent in More mega stores.

How to apply for Union Bank Classic Debit Card

To apply for Union Bank Classic Debit Card just follow the below instructions.

  1. First, you have to visit the Union Bank website
  2. Next, you have to click on digital banking>>cards>> debit cards >> Application form of the debit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Union Bank branches.
  4. They will give you Insta debit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card review

William – Banglore

I have a salary account with Union Bank of India and it is going good but not availed any loans from them. Every day I visit the branch to deposit the money which is nearby and walk distance from my office to the bank. I am a privileged customer of this bank. Every quarter, they are providing me best credit interest.

RP – Mumbai

I hold my savings account with Union Bank of India and am not using the account, it is just maintained for paying EMI and policy premium. It is a minimum balance account. Its been almost 15 years. I never had any issues with this banking service.

Contact details

Customer care: 1800 22 2244

Union Bank Classic Debit Card is one of the best debit cards for the cashless journey & payments and also enjoys the super banking experience with your Classic debit card. Also, know about the Union Bank Classic Debit Card features, eligibility, required documents and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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