Apply Union Bank Rupay Platinum Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for the Union Bank Rupay Platinum Credit Card?. Then you are on the right page. In the previous article, we have given complete details about the Union Bank Visa Signature Credit Card. Here we have provided you all the information for the Union Bank Rupay Platinum Credit Card details like benefits cashback offers, eligibility, required documents, reward points, airport lounge offers, and shopping offers & movie offers provided by the card. Also, know how to apply for the Union Bank Rupay Platinum Credit Card.

About Union Bank Rupay Platinum Credit Card

Union Bank Rupay Platinum Credit Card is loaded with many special benefits and suitable for all kinds of financial needs and luxuries it also maximizes your saving transactions. The benefits like personal and air accident insurance, airport lounge programs, fuel surcharge waiver, cashback offers on utility bills, mobile wallet cashback, and irctc cashback offers and many more benefits with Union Bank Rupay Platinum Credit Card.

Card NameUnion Bank Rupay Platinum Credit Card
BankUnion Bank
Card TypeCredit card
Credit limit1,00,000/-
Cash usage limit50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and benefits of Union Bank Rupay Platinum Credit Card

  • Get Personal accident insurance coverage up to 5 lakh Rs.
  • Get Air Accident insurance coverage up to 8 lakh Rs.
  • Get a fuel surcharge waiver with your Union Bank Rupay Platinum Credit card.
  • Get discounts and offers on rail tickets, mobile wallets, and utility bills.
  • For Rupay Platinum Credit Card the credit limit is given up to 1,00,000 lakh Rs.
  • Get discounts and offers on seniority live evergreen and amazon websites.

Fee & Charges

Union Bank Rupay Platinum Credit Card Charges and Fees as follows.

Variant/ParametersPLATINUM (Premium)
Joining fee for RuPay cardApplicable
Annual feeNil
Add-on card chargesNil
Personalized cardYES
Adhar AuthorityYes –  on fourth line embossing
Amount for Insurance8 Lakh for loss of life (Air Accident)

and 5 Lakh on other than Air Accident

Airport Lounge programNO
Petrol Surcharge WaiverMaximum of 75/- per card per month.
Cash Back Off on utility billsMaximum of 50/- per card per month
Mobile Wallet Cash BackMaximum of 50/- per month for a minimum transaction of 500/-.
Cash Back Offer on IRCTC25/- for a minimum transaction of 300 Rs.
Union Bank Rupay Platinum Credit Card Eligibility
  • For Union Bank Rupay Platinum Credit Card your minimum age limit should be between 18 – 65 years
  • Customers Should have a term deposit ranging from 25, 000 Rs to 5,00,000 Rs are eligible to apply for a Union Bank of India Rupay Platinum Credit Card
  • Customers without an income proof can also apply for a Union Bank Rupay Platinum Credit Card if they are in need of it.

Required documents

The following documents required for the Union Bank Rupay Platinum Credit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  3. Passport size photos.
  4. Contact details – e-mail id, Mobile Nos, etc.
  5. Latest 3 months Salary payslip for salaried individuals.
  6. Also, Bring a copy of the latest Income Proof ( Salary Slip / Salary Certificate/ Form 16 / Latest IT return.)
Welcome gifts
  • Get Makemytrip welcome gift voucher worth of 10,000 Rs.
  • Get Taj Hotels welcome gift card voucher worth of 10,000 Rs.
  • Get Flipkart welcome gift vouchers minimum of 50/- to 10,000 Rs.
  • Also get welcome gift vouchers on Allen Solly, Peter England, lifestyle, Big bazaar, pantaloons and more gift vouchers with this card.
Cashback & Reward points
  • Get Flat 10% cashback off on all purchases across seniority live evergreen website with a maximum cap of 1000 Rs.
  • Get 10% cashback off on every purchase of 100 and above in amazon websites.
  • Get 2 reward points on every 100/- spent in lifestyle shopping.
  • Earn 4 reward points on every 100 spent in Lotto.
  • Earn 2 reward points on every 100 spent in Malabar Gold & diamonds.
  • Get reward points on every 100 spent in more megastores.

How to apply for Union Bank Rupay Platinum Credit Card

To apply for Union Bank Rupay Platinum Credit Card just follow the below instructions.

  1. First, you have to visit the Union Bank website
  2. Next, you have to click on digital banking>>cards>> credit cards >> Application form of the credit card take a print out of the form and fill your details.
  3. Submit the application form to one of your nearest Union Bank branches.
  4. They will give you Insta Credit Card & PIN at the time of your application submission.
  5. If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Vipin – Anuppur

I hold a Union Bank RuPay Platinum credit card with Union bank. My current limit is 25000 and I am not satisfied with the limit. I have reward points other than that no other offers. The mobile application with the bank is not that much good. I am ok with the credit card.

Hardik – Ahmedabad

For the last 4 years am using Union Bank of India credit card. There are no annual charges for the card as its lifetime free card. I am satisfied with the credit limit which they have provided. Overall am satisfied with their service and response.

Contact details

Customer care: 1800 22 2244

Union Bank Rupay Platinum Credit Card is one of the best Credit Card with many discounts & offers on merchant outlets, reward points on shopping, cashback offs and many more benefits with the card. Also, know about the Union Bank Rupay Platinum Credit Card features, required documents, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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