Apply Union Bank Usecure Credit Card – Benefits, Eligibility, Cashbacks, Rewards

Do you want to apply for the Union Bank Usecure Credit Card?. Then you are on the right page. In the previous article, we have given complete details about the IndusInd Bank Jet Airways IndusInd Bank Odyssey Credit Card. Here we have provided you all the information for the Union Bank Usecure Credit Card details like benefits cashback offers, eligibility, required documents, reward points, airport lounge access, and shopping offers & movie offers provided by the card. Also, know how to apply for the Union Bank Usecure Credit Card.

About Union Bank Usecure Credit Card

Union Bank Usecure Credit Card is suitable for all your financial needs and luxuries also maximizes your saving transactions. This card is issued to present fixed deposit holders of the bank so that they can enjoy the benefit of cashless transactions. The Benefits include in Usecure Credit card it is a secure EMV Chip-based card, offers and discounts on merchant outlets, air travels, entertainment, and dinings, insurance facilities, fuel surcharge wavier add-on card benefits and many more while accessing the card.

Card NameUnion Bank Usecure Credit Card
BankUnion Bank
Card TypeCredit card
Credit limit1,00,000/-
Cash usage limit50,000/-
Annual ChargesNil
Reward Pointsreward points on every transaction
International UsageYes
Official WebsiteClick here

Features and benefits of Union Bank Usecure Credit Card

  • Safe and Secure EVM chip-based credit card.
  • It gives you a spending limit up to 80% of the amount held as term deposit with the bank.
  • Get discounts and offers on travel, entertainment, and lifestyle shopping.
  • Annual charges are not applicable for your Union Bank Usecure Credit Card
  • Air accident in a case of death is given up to 8 lakh Rs.
  • Personal Accident insurance coverage in case of death is given up to 5 lakh Rs.

Fee & Charges

Union Bank Usecure Credit Card Charges and Fees as follows.

Type of parametersAmount
Annual Fee for the Usecure cardNil
Renewal FeeNil
Add On CardsApplicable
Gift card FeesEach gift card 50 Rs.
Charge of Intrest__
Union Bank Usecure Credit Card Eligibility
  • For Union Bank Usecure Credit Card your minimum age limit should be between 18 – 65 years
  • Customers Should have a term deposit ranging from 25, 000 Rs to 5,00,000 Rs are eligible to apply for a Union Bank of India Usecure Credit Card
  • Customers without an income proof can also apply for a Union Bank Usecure Credit Card if they are in need of it.

Required documents

The following documents required for the Union Bank Usecure Credit Card.

  1. Permanent Address Proof with electricity bill/ phone bill/ flat maintenance bill/ bank statement.
  2. Identity proof – Aadhar card/ voter id/ driving licence/ passport/ ration card.
  3. Passport size photos.
  4. Contact details – e-mail id, Mobile Nos, etc.
  5. Latest 3 months Salary payslip for salaried individuals.
  6. Also, Bring a copy of the latest Income Proof ( Salary Slip / Salary Certificate/ Form 16 / Latest IT return.)
Cashback & reward points
  • Get 5% cashback off for a transaction of 50Rs and above in Big Bazaar and fbb stores.
  • Get 2 reward points on every 100/- spent in lifestyle shopping.
  • Earn 4 reward points on every 100 spent in Lotto.
  • Earn 2 reward points on every 100 spent in Malabar Gold & diamonds.
  • Get reward points on every 100 spent in more megastores.

How to apply for Union Bank Usecure Credit Card

To apply for Union Bank Usecure Credit Card just follow the below instructions.

  • First, you have to visit the Union Bank website
  • Next, you have to click on digital banking>>cards>> credit cards >> Application form of the credit card take a print out of the form and fill your details.
  • Submit the application form to one of your nearest Union Bank branches.
  • They will give you Insta Credit Card & PIN at the time of your application submission.
  • If you have any doubts regarding the card just contact your nearest branch for more details.

Card Review

Naveen Pandey – Jaipur

Customer care service is very bad. They are very fast in their banking services. Since I’m a bank employee, I got the credit card easily from Union Bank of India. I have been using this card for 2 years. There are no offers on this card. It is a lifetime free card.

Jaisingh – Nagpur

My credit card was taken with UNION BANK. I am using the card for purchasing booking tickets, shopping purposes and so many. The customer service and response were better. They offered me good credit limit and I am happy with the services which they offered me. It is a lifetime free card.

Contact details

Customer care: 1800 22 2244

Union Bank Usecure Credit Card is one of the best Credit Card with many discounts & offers on merchant outlets, reward points on merchant outlets, cashback offs and many more benefits with the card. Also, know about the Union Bank Usecure Credit Card features, required documents, eligibility, and how to apply for the card. Still, if you have any doubts regarding the card comment below and don’t forget to share this article with your friends.

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