YES Bank PMJDY RuPay Chip Debit Card – Application Process, Eligibility, Rewards, Benefits

Do you want to apply for YES Bank PMJDY RuPay Chip Debit Card? Then you are on the right page. In the previous article, we have given complete details about YES Bank RuPay Kisan Debit Card. Today we are providing complete details about YES Bank PMJDY RuPay Chip Debit Card. This Debit Card is designed especially for Inclusive Banking to unbanked customers. Do you want to know more information about the PMJDY RuPay Chip Debit Card, then this is the right page. Here in this article, we are going to provide the details of YES Bank PMJDY RuPay Chip Debit Card (यस बैंक PMJDY रुपे चिप डेबिट कार्ड) like the Application process, Eligibility criteria, Required Documents for applying, Privileges, Features, Rewards, Transaction Limit, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information about YES Bank PMJDY RuPay Chip Debit Card.

About YES Bank PMJDY RuPay Chip Debit Card

EventsInformation
Card NameYES Bank PMJDY RuPay Chip Debit Card
BankYES Bank
Card TypeDebit Card
Debit Usage LimitDepends on your savings account balance
Transaction LimitThe daily cash withdrawal limit is Rs. 10,000/-
Annual ChargesFree
Reward PointsGet assured Reward Points on every transaction on your Debit Card.
International UsageNo
Official WebsiteClick here

YES Bank PMJDY RuPay Chip Debit Card under Pradhan Mantri Jandhan Yojana scheme for Inclusive Banking to unbanked customers, catering all basic banking needs. The Pradhan Mantri Jandhan Yojana scheme is a national mission for Financial Inclusion launched by The Department of Financial Services (DFS), Ministry of Finance, Government of India.

Card Name Age limit Eligibility 
YES Bank PMJDY RuPay Chip Debit Card No age limit

An applicant needs to have savings account with a minimum balance.

Eligibility Criteria

To know about the eligibility of YES Bank PMJDY RuPay Chip Debit Card, Check the below:

  • There is no age limit for the YES Bank PMJDY RuPay Chip Debit Card.
  • An applicant needs to have savings account with a minimum balance.
  • The applicant must be a resident of India.

Required Documents

You have to submit the following documents while applying for YES Bank PMJDY RuPay Chip Debit Card:

  • Application form
  • PAN Card
  • Identity Proof
  • Address Proof
  • Latest photograph of the customer

How to Apply for YES Bank PMJDY RuPay Chip Debit Card – Application Process

Application Process:

  • Visit the nearest YES Bank to apply for YES Bank PMJDY RuPay Chip Debit Card.
  • Fill the application form with necessary details like Name, Mobile number, City, Address, Email ID, etc.,
  • Attach the required documents.
  • Affix Photographs and Submit.

Transaction Limit

  • The daily cash withdrawal limit is Rs. 10,000/-
  • Daily Purchase limit at Point of Sale (POS) is Rs. 10,000/-

Features and Benefits

  • 24 X 7 Access
  • Online Transactions
  • Insurance Cover
  • Lost Card Liability
  • Reward Points
Access in India and Online Transactions

Access to over 2,00,000 ATMs & over 20 Lakh Point of Sale (POS) terminals in India. This Debit Card enabled for online transactions such as travel, utility payments, etc.

Security Features

Lost Card Liability Protection up to INR. 10,000. Personal Accident Insurance up to INR 2,00,000 (For eligibility Debit Card must be used at least once in last 90 days)

Reward Points

Assured Reward Points on every transaction on the Debit Card. These Reward points can be redeemed against a wide array of exciting products & services.

Fees and Charges

  • Annual Fee – Free
  • Physical PIN Regeneration – INR 50/- per instance /set your PIN online FREE of cost. To set PIN online visit YES Bank NetBanking> Retail> Generate Debit Card PIN
  • ATM Decline due to insufficient funds – INR 25/- per transaction
  • Replacement of lost or stolen card – INR 99/-

YES Bank PMJDY RuPay Chip Debit Card Review

  • Rating of YES Bank PMJDY RuPay Chip Debit Card is 3.5 out of 5
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Toll-Free: 1800 1200 (India)

Frequently Asked Questions

I received this (email/SMS/Call) from your bank to offer a Premia program to me. Is the communication spam?

Ans. All Customer communication from Email/SMS/other digital modes is sent to Customers via the secured medium. The offer to enrol for Yes Premia program is genuine, as YES BANK communication email is generally from YES Premia ([email protected]) /YES BANK ([email protected])/. This is a do not reply email id. However generally as a safety measure, be alert to spam emails/SMS asking for your personal details.

I do not wish to be a part of the program, what should I do?

Ans. Enrolment to this program is, at present basis invitation only. You may choose not to be a part of this program by responding to the email/SMS provided to you to opt-out of the program. It is completely voluntary in nature.

Are there any special benefits for Senior Citizen/Minors/Women by enrolling into this program?

A. YES Premia program is an inclusive family-based program. There is no differentiation basis gender, age, etc., as standard benefits apply to all Customers.

Will I get a new cheque book automatically?

A. Please note, that the Cheque book shall be provided only on Customer request. You are advised to use any of the available Yes Bank banking channels in case you wish to avail of a YES Premia branded cheque book.

Hope you may get the complete details of the YES Bank PMJDY RuPay Chip Debit Card like About YES PMJDY RuPay Chip Debit Card, Eligibility, Required Documents, Application process, Transaction Limit, Features, Benefits, Reward Points, Fee &Charges, Debit Card review, and Contact details. Don’t forget to share this article with your friends.

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