YES FIRST Preferred Credit Card – Features, Eligibility, Benefits, Fees and Charges

Do you want to apply for YES FIRST Preferred Credit Card?. Then you are on the right page. In the previous article, we have given complete details about YES PREMIA Credit Card. YES FIRST Preferred Credit Card is the only credit card to experience the world of exclusive privileges and Rewards. Here we have provided the details of YES FIRST Preferred Credit Card (YES पहले से पसंद किया क्रेडिट कार्ड) like the Application process, Eligibility criteria, Required Documents for applying, Application tracking details, Privileges, Features, Rewards, Credit Limit, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on the YES FIRST Preferred Credit Card.

About YES FIRST Preferred Credit Card

EventsInformation
Card NameYES FIRST Preferred Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual Charges Rs. 2,500/- + Applicable Taxes
Reward PointsGet 15,000 Reward Points on your 1st transaction done within 1st 90 days of credit card set update.

Earn 20,000 Bonus Reward Points on achieving spends of INR 7.5 Lakhs or more in each anniversary year

8 Reward Points per Rs. 100/- spent on Travel Agencies, Tour Operators, Domestic Airlines, and Dining.

4 Reward Points per Rs.100/- spent on all other categories.

1000 Reward Points on each YES PayNow registration

International UsageYes
Official WebsiteClick here

With your FIRST Preferred credit card, Experience the world of exclusive privileges and Rewards. Pamper yourself with rich benefits, features & a world of choice for redeeming your Rewards. Enjoy the Rewards, Lifestyle benefits, Travel Benefits, Movie offers, Complimentary Airport Lounge Access,  Priority Pass Membership, Insurance Cover, etc.,

Card NameYES FIRST Preferred Credit Card
EligibilitySalaried or Self Employed
Age LimitThe applicant age must be in between 21 and 60 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 60 years.
  • Salaried or Self Employed
  • Min. Net Salary of Rs. 2 lacs per month / IT Return of Rs. 24.00 Lacs & above
  • The Preferred Card is also available against the Fixed Deposit of Rs. 3 lacs & above.
  • Currently available in select cities only.

Documents Required

The Required documents to apply for YES FIRST Preferred Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES FIRST Preferred Credit Card – Application Process

To Apply for YES FIRST Preferred Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES FIRST Preferred Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES FIRST Preferred Credit Card Limit

There is no particular limit for YES FIRST Preferred Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features and  Benefits

  • Welcome and Renewal Reward Points
  • Annual Bonus Rewards
  • Preferred Reward Points Program
  • MasterCard World Golf Program
  • Priority Pass Membership and MasterCard Lounge Program
  • Insurance Coverage
  • YES ASSIST – Dedicated Concierge Services
  • Fuel Surcharge Waiver
  • Lifestyle Benefit
  • Contactless Card Technology
  • Secure Password for Online transactions
Welcome, Renewal and Annual Bonus Reward Points

Get 15,000 Reward Points on your 1st transaction done within 1st 90 days of the credit card setup date. Enjoy the Renewal Benefit of 10,000 Reward Points on each renewal. Earn 20,000 Bonus Reward Points on achieving spends of INR 7.5 Lakhs or more in each anniversary year.8 Reward Points per INR 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining. 4 Reward Points per Rs.100 spent on all other categories. 1000 Reward Points on each YES PayNow registration.

MasterCard World Golf, Priority Pass Membership, and MasterCard Lounge Program

Enjoy waiver of 3 Green Fee at select golf courses inside India. Enjoy 1 complimentary Golf Lesson every calendar month at select golf courses inside the country. Complimentary Priority Pass Membership & 4 Complimentary Visits in a calendar year only for Primary Cardmember. Guest visits and visits beyond 4 complimentary visits for Primary Cardmember will be charged at the US $27+GST per person per visit. Enjoy Domestic Lounge access that is limited to 3 visits per quarter for Primary Cardmembers across 25+ Lounges in India.

Insurance Cover, Lifestyle Benefit and Fuel Surcharge Waiver

Life Insurance Cover of INR 1 Cr for death due to Flight Accidents. Medical Insurance cover of INR 25 Lakhs for emergency hospitalization when travelling overseas. Credit Shield (Insurance) cover in case of accidental death of Primary Cardmember. Earn great offers across travel, dining, shopping, wellness & more, in select cities. Fuel surcharge waiver at all fuel outlets across India for a transaction between Rs. 400/- to Rs. 5,000/-.

Interest Rate on Revolving Credit and Movie Vouchers

Interest Rate of 3.5% per month i.e., 42% annually on Revolving Credit, Cash Advances & Overdue Amount. Interest Rate of 3.0% per month i.e., 36% annually on Revolving Credit, Cash Advances & Overdue Amount for Credit Cards Issued against FD. Enjoy a 25% discount on movie bookings at BookMyShow.

Concierge Service

Our Services are:

  • Car Rental & Limousine Referral and Reservation Assistance
  • Hotel Referral and Reservation Assistance
  • Travel Referral and Reservation Assistance
  • Special Events and Performance Assistance
  • Restaurant Referral and Reservation Assistance
  • Movie tickets assistance in New Delhi, Bengaluru & Chennai
  • Flower & Gift Delivery
  • Emergency Towing Assistance
  • Roadside Repair Assistance

Fees and Charges

  • First-Year Membership Fee of Rs. 2,500 + Applicable Taxes
  • Renewal Membership Fee of Rs. 2,500 + Applicable Taxes
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES FIRST Preferred Credit Card Review

  • Ratings of the YES FIRST Preferred Credit Card are 4.1 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

How to change/update the mobile number?

Ans. Kindly place a request at the branch for changing the Mobile number.

I am an NRE customer, I want to update the contact details?

You may send an Email /Fax the request incase Fax/email Indemnity is at the place (OR) you may send the original request through courier at your home branch.

How can I stop a cheque payment?

Ans. It can be done through Branch, IVR, Netbanking, SMS Banking, Mobile Banking and also by calling at Contact centre.

How long did it take to update a change of address?

Ans. It takes 7 Working days for the bank to process the request from the time the complete request is given.

Hope you may get the complete details of the YES FIRST Preferred Credit Card like About YES FIRST Preferred Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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