YES PREMIA Credit Card – Application process, Eligibility, Required Documents, Benefits, Charges

Do you want to apply for YES PREMIA Credit Card?. Then you are on the right page. In the previous article, we have given complete details about  YES Prosperity Edge Credit Card. With the YES PREMIA Credit Card, welcome to a world of benefits, complemented by a highly rewarding experience. If you want to know more information about YES PREMIA Credit Card, then read this article completely. Through this article, we are going to provide the complete details of YES PREMIA Credit Card (YES PREMIA क्रेडिट कार्ड) like Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Credit Limit, Application Status Tracking details, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on YES PREMIA Credit Card.

About YES PREMIA Credit Card

EventsInformation
Card NameYES PREMIA Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual Charges Rs. 1,500/- + Applicable Taxes, waived on total retail spends of INR 150,000 within 12 months prior to the card renewal date.
Reward Points4 Reward Points per Rs.100/- on Grocery Stores & Supermarkets, Department Stores and Dining spends.

3 Reward Points per Rs.100/- on other categories.

750 Reward Points on each YES PayNow registration

International UsageYes
Official WebsiteClick here

With your YES PREMIA credit card, welcome to the world of Benefits and complemented by a highly rewarding experience. Enjoy the Rewards, Lifestyle benefits, Travel Benefits, Movie offers, Complimentary Airport Lounge Access,  Priority Pass Membership, Fuel Surcharge, Insurance Cover, etc.,

Card NameYES PREMIA Credit Card
EligibilitySalaried or Self Employed
Age LimitThe applicant age must be in between 21 and 60 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 60 years.
  • Salaried or Self Employed
  • Min. Net Salary of Rs. 1,20,000 per month / IT Return of Rs. 15 Lacs & above

Documents Required

The Required documents to apply for YES PREMIA Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES PREMIA Credit Card – Application Process

To Apply for YES PREMIA Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES PREMIA Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES PREMIA Credit Card Limit

There is no particular limit for YES PREMIA Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Attractive Foreign Currency Mark-up of 2.50%
  • 2 complimentary Airport Lounge visits per calendar quarter in India.
  • 2 complimentary international visits per the calendar year with Priority Pass Membership.
  • 25% discount on Movie Tickets at BookMyShow.
  • Repayment options from 3 months to 24 months.
  • Convert Transaction starting from as low as Rs. 2,500/-
  • Interest Rates ranging from 12% per annum to 15% per annum.

Benefits

  • Reward Points Program
  • 25% Discount on Movie Tickets booked on BookMyShow Website or Mobile App
  • Priority Pass Membership and MasterCard Lounge Program
  • MasterCard World Golf Programme
  • Interest Rate of 3.5% per month (42% annually) on Revolving Credit, on Cash Advance and/or Overdue Amount
  • Preferential Foreign Currency Markup of 2.50% only
  • Credit Shield (Insurance) cover of INR 2.5 Lacs in case of accidental death of Primary Cardmember
  • Fuel Surcharge Waiver at fuel stations across India for the transaction between INR 400 to INR 5,000
  • Lifestyle Benefit
  • Contactless Card Technology
  • Password for IVR transactions
  • Secure Password for Online transactions
  • Instant EMI
Reward Points Program

4 Reward Points per INR 100 on Grocery Stores & Supermarkets, Department Stores and Dining spends, 3 Reward Points per Rs.100/- on other categories & 750 Reward Points on each YES PayNow registration. Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption. 1 Reward Point is equal to INR 0.25. Redemption of Reward Points against JP Miles. 4 Reward Points is equal to 1 JP Mile.

Priority Pass Membership and MasterCard Lounge Program

Enjoy Priority Pass Membership and 2 complimentary visits outside India in a calendar year for Primary Cardmember only. Guest visits and visits beyond 2 complimentary visits for Primary Cardmember will be charged at the US $27+GST per person per visit. Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 25+ Lounges inside the country under the Mastercard Lounge Program. Priority Pass membership is applicable only for Primary Cardmember & is non-transferable to any other person.

MasterCard World Golf Programme and LifeStyle Benefits

Enjoy waiver of 4 Green Fee at select golf courses in India. Enjoy 1 complimentary Golf Lesson every calendar month at select golf courses in India. Enjoy great offers across travel, dining, shopping, wellness & more, in select cities.

Contactless Card Technology

Contactless transactions on the Card enabled with NFC Technology. YES PREMIA Credit Card is enabled with contactless technology, facilitating fast, convenient & secure payments at retail stores. You can use your Credit Card to make quick transactions at merchant locations accepting contactless cards.

Fees and Charges

  • First-Year Membership Fee of Rs. 1,500/- + Applicable Taxes, waived on total retail spends of Rs. 20,000 within 90 days of card set update.
  • Renewal Membership Fee of INR 1,500 + Applicable Taxes, waived on total retail spends of INR 150,000 within 12 months prior to the card renewal date.
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES PREMIA Credit Card Review

  • Ratings of the YES PREMIA Credit Card are 4.1 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

How can I stop a cheque payment?

Ans. It can be done through Branch, IVR, Netbanking, SMS Banking, Mobile Banking and also by calling at Contact centre.

Are there any charges applicable for initiating cheque stop payment?

Ans. A cheque stop payment can be initiated free of charges through NetBanking, SMS, Mobile as well through IVR but would be charged if done through Branch or by speaking to Contact Center officer.

How long did it take to update a change of address?

Ans. It takes 7 Working days for the bank to process the request from the time the complete request is given.

Can I use the existing salary account if I have changed the employers?

Yes, only if the new employer is registered as a Corporate account holder with YES BANK.

Hope you may get the complete details of the YES PREMIA Credit Card like About YES PREMIA Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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