YES Private Credit Card – Application Process, Eligibility, Benefits, Charges

Do you want to apply for YES Private Credit Card? Then you are on the right page. In the previous article, we have given complete details about YES Prosperity Cashback Plus Credit Card. YES Private Credit Card is a Private card that provides benefits/savings across categories like Grocery, Fuel, Airports, and Online. Through this article, we are going to provide the complete details of YES Private Credit Card (यस प्राइवेट क्रेडिट कार्ड) like Application process, Eligibility criteria, Required Documents, Benefits, Features, Rewards, Credit Limit, Fee & Charges, Reviews, and Contact Details.  Also, we have provided the image of YES Private Credit Card. Continue reading this article to get more information on the YES Private Credit Card.

About YES Private Credit Card

EventsInformation
Card NameYES Private Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage Limit30% of the whole Credit Limit
Annual Charges Rs. 10,000/- + Applicable Taxes
Reward PointsEarn 50,000 Reward points on your first transaction

Earn 3 Reward points on Rs.100/- on international spends and

Earn 2 Reward points on Rs. 100/- on domestic spends

International UsageYes
Official WebsiteClick here

YES Private Credit Card had a global privilege for International Indian. The more you use this card, the more privileges you will discover. Enjoy the Benefits like rewards, Add -on cards, Lifestyle benefits, Travel Benefits, Insurance Cover, Fuel surcharge Waiver, etc.,

Card NameYES Private Credit Card
EligibilitySalaried or Self- Employed.
Age LimitThe applicant’s age must be in between 21 and 65 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 65 years.
  • Salaried or Self- Employed.
  • Min. salary per month Rs. 40,000/-

Documents Required

The Required documents to apply for YES Private Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES Private Credit Card – Application Process

To Apply for YES Private Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES Private Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES Private Credit Card Limit

There is no particular limit for YES Private Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Delightful global privileges for the International Indian.
  • International Concierge Services to assist you in availing of the bespoke benefits on your card.
  • Reserved only for a privileged few members, by invitation only.
  • Personalized medical care right at your doorstep.

Benefits

  • Travel Benefits
  • Airport Lounge Access
  • Lifestyle Benefits
  • Insurance Cover
  • Medical Concierge Services
  • Rewards
  • Interest-free credit
  • Fuel Surcharge Waiver
  • Add-on Cards
  • Foreign Currency Mark up
Travel Benefits

Earn Up to a $1,000 (USD) savings on a round-trip private air charter booking or a $500 (USD) savings on a one-way air charter booking and Up to a $300 (USD) catering credit on your first flight. The $500 (USD) savings are valid for each one-way flight. The $1,000 (USD) savings are valid for each round-trip flight. Enjoy Privileges at Topmost Hotels and Resorts, Enjoy the complimentary cruise program, Travel with style and luxury with Car Rentals Programme.

Airport Lounges

International Airport Lounges:

  • Complimentary Lounge-Key membership for Primary and each Add-on Cardmember
  • Access to over 850 lounges in more than 400 cities in over 120 countries worldwide
  • 10 complimentary *guest visit accesses per the calendar year
  • Complimentary access to select business facilities
  • Complimentary refreshment and snacks

Domestic Airport Lounges

  • Unlimited access for both the Primary and Add-on Cardmember(s)
  • 10 complimentary guest visits in a calendar year
  • Guest visits exceeding 10 will be charged as per the prevailing rate of the respective lounge which will be communicated to the Cardmember at the time of the lounge access by the lounge attendant.
Premium Golf Courses

International Golf Courses

  • Green Fee waiver for accessing select premium golf courses across the globe.

Domestic Golf Courses

  • Get 12 rounds of complimentary green fees for a year not exceeding 3 rounds of complimentary green fees per quarter
  • 4 complimentary green fee access for guests not exceeding 1 complimentary guest green fee in a calendar quarter
  • Earn 12 complimentary golf lessons every year not exceeding 3 lessons per quarter

Movies & Events Benefits

Buy One and Get One Movie ticket free with Yes Private Credit Card. Cardmembers can avail of a maximum of 4 complimentary tickets in a month (no cap on the movie ticket value). Get 50% off on Event tickets including Experiences, Events, Plays & Sports with Yes Private Credit Card (“Event Tickets”). Cardmembers can avail the discount of up to INR 1000 every calendar month (Offer 1 and Offer 2 are collectively referred to as “Offer”). These Offers can be availed in a month.

Insurance Coverage & Global Emergency Services

Air Accident Cover is Rs. 3 Crores in case of death due to flight accidents. Emergency Hospitalization Protection cover is up to Rs. 50 Lakhs on medical emergencies, while travelling overseas and Credit Shield cover is up to Rs. 10 Lakhs in case of the accidental death of Primary Cardmember. On request, an emergency replacement card will be delivered to your address, in India or overseas and an emergency cash advance can be provided to you through our Global Network Partners. This service is available for overseas locations only.

Wellness Privileges

Personalized Medical Care right at your doorstep. Enjoy 20% savings on Max Standard Preventive Health Packages, 15% savings on Outpatient (OP) Services i.e., Consultations, Investigations & Diagnostics, enjoy 5% savings on Hospitalization Services like Room Rent & Investigations and 10% savings on Eye & Dental Procedures. Coverage for Self, Spouse, Children & Parents, Access to a Personal Health Advisor who will personally coordinate the whole process and Access to a network of more than 10,000 of the world’s leading medical experts.

Reward Points

Enjoy 50,000 Reward points as a welcome gift on your first transaction.  Earn 10,000 Reward points as Milestone Bonus Rewards on total retail spend of Rs. 10 Lakhs in first 90 days from Credit Card opening date. Get 3 Reward points on INR 100 on international spends & 2 Reward points on INR 100 on domestic spends. (1 Reward Point = INR 1)

Best Interest Rates and Interest-Free Credit Period

An interest rate of 1.2% per month (14.40% annually) on revolving credit for Cardmembers holding a YES BANK Savings Account Relationship. An interest rate of 1.99% per month (23.88% annually) on revolving credit for Cardmembers who do not have the YES BANK Savings Account Relationship. Get up to 50 days of interest-free credit on your purchases.

Fuel Surcharge Waiver, Add On Cards & Culinary Benefits

Fuel Surcharge Waiver at all Fuel stations across India for transactions between Rs. 400 to Rs. 5000. Get 5 Add on Cards for your spouse, parents, children (Above 18 years of age) or siblings. 15 – 20% savings on A’ la carte Dining. Special deals on Corporate Packages and Exclusive benefits on Sunday Brunches and Special Occasions

Foreign Currency Mark Up and Cash Withdrawal

Get Preferential Foreign Currency Markup of 1.75% on all your international transactions. Withdrawal of up to 30% of your credit limit at a very nominal charge.

Fees and Charges

  • 1st Year Membership Fee – Rs.50,000 + Applicable Taxes
  • Renewal Membership Fee – Rs.10,000 + Applicable Taxes, reversed on purchases of Rs. 25,00,000 within 12 months prior to the renewal date.
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES Private Credit Card Review

  • Ratings of the YES Private Credit Card are 3.7 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

How to know more information on the benefits of Yes Private Credit Card?

Ans. Please call our 24*7 Yes Private Concierge and Services at 1800 121 4444/1800 103 0210 or write to us at [email protected]

I want to generate a New PIN/Change my PIN. How to generate?

Ans. You can generate/change your 4 digit PIN by simply visiting NetBanking under the Credit Card Tab.

If I sign-up for Lounge Key, is there any separate card I have to carry?

Ans. No, the Lounge Key feature will be enabled on your Yes Private Credit Card. Enjoy hassle-free access to eligible lounges by simply flashing your Yes Private Credit Card and voicing out the LoungeKey membership to the personnel at the entrance.

Is there any restriction or limit on my airport lounge access?

Ans. There is no limitation. Enjoy unlimited access under the LoungeKey program (At International lounges across 750+ locations) and MasterCard Lounge program (At Domestic lounges across select cities in India).

Hope you may get the complete details of the YES Private Credit Card like About YES Private Credit Card, Eligibility, Required Documents, Application process, Credit Limit, Features, Benefits, Reward Points, Fee &Charges, Credit Card review, and Contact details. Don’t forget to share this article with your friends.

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