YES Prosperity Business Credit Card – Application process, Eligibility, Required Documents, Benefits, Charges

Do you want to apply for YES Prosperity Business Credit Card?. Then you are on the right page. In the previous article, we have given complete details about YES FIRST Preferred Credit Card. YES Prosperity Business Credit Card is designed especially to take care of all your business needs. If you want to know more information about YES Prosperity Business Credit Card, then read this article completely. Through this article, we are going to provide the complete details of YES Prosperity Business Credit Card (यस समृद्धि बिजनेस क्रेडिट कार्ड) like Application process, Eligibility criteria, Required Documents for applying, Benefits, Features, Rewards, Credit Limit, Application Status Tracking details, Fee & Charges, Reviews, and Contact Details. Continue reading this article to get more information on the YES Prosperity Business Credit Card.

About YES Prosperity Business Credit Card

EventsInformation
Card NameYES Prosperity Business Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual Charges Rs. 2,500/- + Applicable Taxes
Reward PointsEarn 12,000 Reward Points on your Prosperity transaction done within 30 days of the Card set-up date

Earn Renewal benefit of 12,000 Rewards on each renewal

Earn 10,000 Reward Points on annual purchases of INR 6 Lakhs /more in each anniversary year.

International UsageYes
Official WebsiteClick here

YES Prosperity Business credit card is designed to take care of all business needs. With this Credit Card, we can get accelerated Rewards & features. Enjoy the Rewards, Lifestyle benefits, Travel Benefits, Movie offers, Complimentary Airport Lounge Access,  Priority Pass Membership, Insurance Cover, Fuel surcharge Waiver, etc.,

Card NameYES Prosperity Business Credit Card
EligibilitySelf Employed, Proprietors and Partners of Partnership firms.
Age LimitThe applicant age must be in between 21 and 70 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 70 years.
  • Self Employed, Proprietors and Partners of Partnership firms.
  • Min. IT Return of Rs. 5 Lacs.

Documents Required

The Required documents to apply for YES Prosperity Business Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES Prosperity Business Credit Card – Application Process

To Apply for YES Prosperity Business Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES Prosperity Business Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES Prosperity Business Credit Card Limit

There is no particular limit for YES Prosperity Business Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Reward Points Program with Reward Points that never expire
  • Attractive Foreign Currency Mark-up of 2.50%
  • 2 complimentary Airport Lounge visits per calendar quarter in India.
  • 4 Reward Points per INR 100 on Travel and Dining spends
  • Fuel surcharge waiver at all fuel outlets in India

Benefits

  • Welcome and Renewal Reward Points
  • Interest Rate of 3.5% per month i.e., 42% annually on Revolving Credit, Cash Advances & Overdue Amount.
  • Preferential Foreign Currency Markup of 2.50% only
  • The fuel surcharge is waived across fuel stations in India for transactions between INR 400/- to INR 5,000/-
  • Priority Pass Membership and Lounge Access
  • MasterCard Lounge Program
  • MasterCard World Golf Program
  • Insurance Coverage
  • Contactless Card Technology
  • Password for IVR transactions
Welcome and Renewal Reward Points

Earn 12,000 Reward Points on your 1st transaction done within 30 days of the card set-up date. Earn Renewal benefit of 12,000 Reward Points and Earn 10,000 Reward Points on annual spends of INR 6 Lakhs or more in each anniversary year (12 months from the date of set-up or date of renewal). 4 Reward Points per Rs. 100/- spent on Travel Agencies & Tour Operators, Domestic Airlines & Dining. 2 Reward Points per INR 100 spent on all other categories. 500 Reward Points on each YES PayNow registration.

Priority Pass Membership and Lounge Access

Complimentary Priority Pass membership for the primary cardmember. 3 complimentary lounge access for Primary Cardmembers internationally in a calendar year. A lounge access fee of US $27+GST will be applicable for all visits to lounges in India for Primary Cardmembers. Any accompanying /additional guests across international lounges & domestic lounges. Usage from the 4th visit onwards for Primary Cardmembers.

MasterCard Lounge and World Golf Program

2 complimentary access per calendar quarter to MasterCard affiliated lounges over Indian airports for the Primary cardholder. The list of lounges may be changed by MasterCard at its discretion & without any prior notice to YES BANK / its cardholders. Waiver of green fee at select golf courses across India. Enjoy one complimentary golf lesson every calendar month.

Insurance Coverage and MasterCard SecureCode

INR 50 Lakhs Air accidental cover in case of death due to a flight accident. INR 15 Lakhs cover on medical emergencies while travelling overseas. INR 2.5 Lakhs credit shield cover on the accidental death of Primary Cardmember. Secure your online transactions with MasterCard SecureCode.

Fees and Charges

1st Year Membership Fee of Rs.2,500/- + Applicable Taxes & Renewal Membership Fee of Rs.2,500/- + Applicable Taxes.

Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES Prosperity Business Credit Card Review

  • Ratings of the YES Prosperity Business Credit Card are 4.1 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

Where should I register my query/complaint?

Ans. Please register your query/complaint either by 1. Sending email on [email protected] OR 2. Calling on YES TOUCH Phone Banking Number -18001200 (Toll-free)

How can I upgrade my account type?

Ans. Kindly place a request at the nearest branch.

How can I activate my Yes Bank credit card?

To register for YES BANK NetBanking by using YES BANK Card & ATM PIN:

  • Log on to www.yesbank.in
  • In the NetBanking section, select “Retail” & click on “Login”
  • Click on the link “Register Online/First Time Users”
  • Enter your Customer ID, Debit Card Number, and  ATM PIN
  • Create your NetBanking Password
  • Click on “Register Online”

How do I create a PIN for my credit card?

Ans. Through ATM

  • Call PhoneBanking to get the One Time Password (OTP) on your registered mobile number for PIN generation at the ATM.
  • Insert your credit card at the HDFC Bank ATM & on the language selection screen
  • Enter OTP received on your mobile.
  • Enter your registered mobile number.
  • Set your own 4 digit PIN.

Hope you may get the complete details of the YES Prosperity Business Credit Card like About YES Prosperity Business Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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