YES Prosperity Edge Credit Card – Rewards, Benefits, Features, Eligibility and Charges

Do you want to apply for YES Prosperity Edge Credit Card?. Then you are on the right page. In the previous article, we have given complete details about YES Prosperity Rewards Plus Credit Card. Here in this article, we are going to provide the details of YES Prosperity Edge Credit Card (यस समृद्धि एज क्रेडिट कार्ड) like Rewards, Benefits, Fees, Eligibility, etc., People who want to know about YES Prosperity Edge Credit Card has to check the details like Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit limit, Fee & Charges, Reviews, FAQs and Contact Details. Continue reading this article to get more information about YES Prosperity Edge Credit Card.

About YES Prosperity Edge Credit Card

EventsInformation
Card NameYES Prosperity Edge Credit Card
BankYES Bank
Card TypeCredit Card
Credit Usage LimitIt depends upon the Payscale, job or previous credit score of the account holder.
Cash Usage LimitUsually 25% of the whole Credit Limit
Annual Charges Rs. 1,000/- + Applicable Taxes, reversed on spends of INR 75,000 within 12 months prior to the card renewal date.
Reward PointsEarn 15,000 Bonus Reward Points on reaching spends of INR 6 Lakhs /more in each anniversary year.

4 Reward Points per Rs.100/- on Grocery Stores & Supermarkets, Department Stores, and Dining spends.

2 Reward Points per Rs.100/- on all other categories.

500 Reward Points on each YES PayNow registration.

International UsageYes
Official WebsiteClick here

With your YES Prosperity Edge credit card, you will always have the edge. Experience a world of benefits, complemented by a highly rewarding experience. Enjoy the Rewards, Lifestyle benefits, Travel Benefits, Security Features, Priority Pass Membership, MasterCard World Golf Programme, Fuel Surcharge, Insurance Cover, etc.,

Card NameYES Prosperity Edge Credit Card
EligibilitySalaried or Self Employed
Age LimitThe applicant age must be in between 21 and 60 years.

Eligibility Criteria

Eligibility to apply:

  • The age limit of the applicant must be in between 21 to 60 years.
  • Salaried or Self Employed
  • Min. Net Salary of Rs. 60,000 per month / IT Return of Rs. 7.20 Lacs & above

Documents Required

The Required documents to apply for YES Prosperity Edge Credit Card are:

  • Filled Application Form
  • Passport-sized Photos
  • PAN Card
  • Identity Proof
  • Address Proof
  • Income Proof (Income certificate/ Latest Payslips)

How to Apply YES Prosperity Edge Credit Card – Application Process

To Apply for YES Prosperity Edge Credit Card – Click here

Application process:

  • Visit the official website of YES Bank – https://apply.yesbank.in/credit-card
  • All the YES Bank Credit Cards will appear.
  • Click on YES Prosperity Edge Credit Card and then click on “Apply now” option
  • Fill all the details like Name, City, Mobile Number, Email ID, D.O.B., PAN no., Income, etc.,
  • Once you check all the details and click on “Submit Button”.

YES Prosperity Edge Credit Card Limit

There is no particular limit for YES Prosperity Edge Credit Card. This Credit Card limit depends upon the Payscale, job & previous credit score of the account holder. To know about the credit limit, you can visit the bank branch /call the YES customer care service.

Features

  • Attractive Foreign Currency Mark-up of 3.00%
  • 2 complimentary (Domestic) Airport Lounge visits per calendar quarter in India.
  • Complimentary Priority Pass Membership for Primary Cardmember only
  • 15,000 Bonus Reward Points on reaching spends of INR 6 Lakhs /more in each anniversary year.
  • Accelerated Reward points on Grocery Stores & Supermarkets, Department Stores & Dining spends.
  • Dedicated Website for Flight /Hotel /Movie Ticket Booking with Exclusive menu of Products.

Benefits

  • Annual Bonus Rewards
  • Edge Reward Points Program
  • MasterCard World Golf Programme
  • Priority Pass Membership and MasterCard Lounge Program*
  • Interest Rate of 3.5% per month i.e., 42% annually on Revolving Credit, Cash Advances & Overdue Amount
  • Preferential Foreign Currency Markup of 3% only
  • Fuel surcharge waiver at all fuel stations across India for the transaction between INR 400 to INR 5,000
  • Lifestyle Benefit
  • Contactless Card Technology
  • Secure Password for Online transactions with Master Card Secure Code.
  • Password for IVR transactions
Annual & Edge Reward Points Program

Avail15,000 Bonus Reward Points on achieving spends of Rs.6 Lacs /more in each anniversary year. Earn 4 Reward Points per INR 100 on Grocery Stores & Supermarkets, Department Stores & Dining spends. Earn 2 Reward Points per INR 100 on all other categories. 500 Reward Points on each YES PayNow registration. Dedicated Website for Flight/Hotel/Movie ticket booking on Rewardsredemption (1 Reward Point is equal to INR 0.25). Exclusive Catalogue of Products. Redemption of Reward Points against JPMiles (4 Reward Points is equal to 1 JPMile)

MasterCard World Golf Programme

Enjoy waiver of 3 Green Fee at select golf courses inside the country. Enjoy 1 complimentary Golf Lesson every calendar month at select golf courses in India. For bookings, please contact MasterCard Golf Concierge services on 1800 102 6263.

Priority Pass Membership and MasterCard Lounge Program

Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged at the US $27 + GST per person/visit. Enjoy Domestic Lounge access that is limited up to 2 visits per quarter for Primary Cardmembers across 30+ Lounges in India. Priority Pass membership is applicable only for the Primary Cardmember & is non-transferable to any other persons.

Insurance Coverage

Life Insurance Cover of INR 50 Lakhs for death due to air accidents. Medical Insurance cover of INR 15 Lakhs for emergency hospitalization when travelling overseas. Credit Shield (Insurance) cover in case of accidental death of Primary Cardmember.

Contactless Card Technology

Contactless transactions on the Card enabled with NFC Technology. YES PROSPERITY EDGE Credit Card is enabled with contactless technology, facilitating fast & convenient and secure payments at retail stores. You can use your Credit Card to make quick transactions at merchant places accepting contactless cards.

Fees and Charges

  • First-Year Membership Fee of Rs.1,000/- reversed on spends of Rs.15,000/- within 90 days of your card set up.
  • Renewal Membership Fee of Rs.1,000/- reversed on spends of Rs.75,000/- within 12 months prior to the renewal.
Track Application

Click here to track the status of your credit card application. please call our 24×7 YES TOUCH Customer Care Number 1800-103-6000 quoting the 13 digits unique application reference number sent to your mobile number.

YES Prosperity Edge Credit Card Review

  • Ratings of the YES Prosperity Edge Credit Card are 3.6 out of 5.
Contact Details

YES BANK Tower,

IFC – 2, 15th Floor,

Senapati Bapat Marg,

Elphinstone (W),

Mumbai 400 013, India.

Tel – 1800 1200

[email protected]

Frequently Asked Questions

Can an NRI avail of New Car Loans from YES Bank?

Ans. Yes, with a local co-applicant.

Is there any Relationship Manager assigned for me?

Ans. Yes, RM name is written on your statement as well as In Netbanking.

How to place a request for a new cheque book?

Ans. You may place the request through the branch, ATM, IVR, Netbanking, and Mobile Banking.

How can I place a request for an account statement?

Ans. You may place the request through net banking or by calling at the contact centre or by visiting the branch.

Hope you may get the complete details of the YES Prosperity Edge Credit Card like About YES Prosperity Edge Credit Card, Eligibility, Required Documents, Application Process, Benefits, Features, Rewards, Credit Card Review, and Fees & charges. Don’t forget to share this article with your friends.

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